The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

When FSRA assumed the regulatory duties of the Financial Services Commission of Ontario (FSCO) and the Deposit Insurance Corporation of Ontario (DICO), it inherited all guidance issued by these legacy regulators. FSRA conducted an initial review of this material to identify which guidance needs to remain active. Through this process, FSRA reduced its total active guidance by approximately 40 per cent.

Guidance by Topic

Guidance Search

Active and Inactive Guidance - Credit Union Sector

Showing 1 to 65 of 65 entries
Status Guidance Name Guidance Number Date Deactivated Reason for Deactivation
Active Residential Mortgage Lending *New CU0063INT
Active Stress Testing *New CU0065INT
Active Net Stable Funding Ratio Completion Guide *New CU0068INT
Active Net Cumulative Cash Flow Completion Guide *New CU0067INT
Active Liquidity Coverage Ratio Completion Guide *New CU0066INT
Active Liquidity *New CU0064INT
Active Capital Treatment of Loans under the Federal Government Business Credit Availability Program and Highly Affected Sectors Credit Availability Program Guarantee CU0062INT
Active Annual Meeting Requirements: Credit Unions and Insurance Companies CU0061INF
Active Incorporating and Registering a New Credit Union or Caisse Populaire CU0060ORG
Active Lending Advisory #3 - Authorized Syndicating (Lead) Credit Unions in a Loan Syndication CU0056ORG
Active Guidance Note: Corporate Governance--Audit Committee CU0057ORG
Active Guidance Note: Corporate Governance--Board of Directors CU0058ORG
Active Guidance Note: Corporate Governance--Management CU0059ORG
Active ERM Application Guide CU0025ORG
Active ERM Framework CU0026ORG
Active Filing Requirements for Insured Institutions CU0027ORG
Active CUCPA, 1994, and Regulations FAQs CU0028ORG
Active Director Training and Qualifications GN - Less Complex Credit Unions CU0030ORG
Active Director Training and Qualifications GN - Complex Credit Unions (2018) CU0031ORG
Active ERM Guidance Note CU0032ORG
Active ICAAP Guidance Note CU0033ORG
Active Investments Guidance Note CU0034ORG
Active Lending Guidance Note CU0035ORG
Inactive Liquidity Guidance Note CU0036ORG 2020-21 Q3

Replaced by CU0064INT – Liquidity

Active Securitization Guidance Note CU0037ORG
Active Stress Testing Guidance Note CU0038ORG
Active Structural Risk Guidance Note CU0039ORG
Active Cover Letter for ICAAP Stress Testing GN CU0040ORG
Active DICO's Other Power Under the Act CU0041ORG
Inactive Request for Additional DICO Publications CU0042ORG 2020-21 Q3

Replaced by Rule 2019 – 002 Credit Union Deposit Insurance Advertising Rule

Active Sound Business and Financial Practices Manual CU0043ORG
Active DICO Variations and Exemptions under the CUCPA CU0044ORG
Active Lending Advisory #1 - Lending Limits and Creditor Insurance CU0045ORG
Active Capital Advisory #1 - Capital Treatment of Computer Software Intangibles CU0046ORG
Active Operational Risk Advisory #1 - Outsourcing Servicing of Owned ATM's CU0047ORG
Active Lending Advisory #2 - Authorized Participants in Loan Syndications CU0048ORG
Active Operational Risk Advisory #2 - Potential Risks Associated with Providing Banking Services to Money Service Businesses (MSBs) CU0049ORG
Active Lending Advisory #3 - Mortgage Lending Practices and Potential Real Estate Market Correction CU0050ORG
Active Capital Risk Advisory #1 - Credit Union Shares Held as Security CU0051ORG
Active Market Risk Advisory #1 - Investment in Digital Currencies CU0052ORG
Active Market Risk Advisory #2 - Investment in a Pool of Individual Mortgages and Mortgage Pools CU0053ORG
Active Lending Advisory #4 - Mortgage Lending Practices CU0054ORG
Active Lending Advisory #5 - Mortgages Lending Practices CU0055ORG
Active Audit Committee Handbook CU0006ORG
Inactive By-Law #3 CU0007ORG 2020-21 Q3

Replaced by Rule 2019-002 Credit Union Deposit Insurance Advertising Rule

Active By Law #5 CU0008ORG
Active Commercial Lending Tools CU0009ORG
Active Resolution of the Board of Directors CU0010ORG
Active By-Law #6 CU0011ORG
Active Capital Adequacy Guideline CU0012ORG
Active Details about Compliance Orders Issued by DICO CU0013ORG
Active Commercial Lending Policy Development Guide CU0014ORG
Active Commercial Lending Policy Development Guide -Cover Letter CU0015ORG
Inactive Pre Approved Advertising Messages for Cus CU0016ORG 2020-21 Q3

Replaced by Rule 2019 – 002 Credit Union Deposit Insurance Advertising Rule

Inactive DICO Deposit Insurance Brochure CU0017ORG 2020-21 Q3

Replaced by Rule 2019 – 002 Credit Union Deposit Insurance Advertising Rule

Active DICO Service Standards as Outlined in the CUCPA CU0018ORG
Active Director's Handbook CU0019ORG
Active Director Candidate Information Guide CU0020ORG
Active Director Training Self Assessment Guide CU0022ORG
Active Director Training and Qualifications Policy Development CU0023ORG
Active Cover Letter for External Auditor Role for High Risk Areas CU0001ORG
Active External Auditor Role for High Risk Areas CU0002ORG
Active Application Standards CU0003ORG
Active Application Guide for Director Training - Less Complex Credit Unions CU0004ORG
Active Application Guide for Director Training - Complex Credit Unions CU0005ORG