I’ve never had an accident or traffic violation. Why is my rate going up?
Inflation, fraud and changes in driving behaviour are a few factors that can affect your insurance rate. Go to How market conditions affect rates.
I’m looking at purchasing a new car. How much is the insurance?
Your rate is determined using a combination of factors, including your personal profile, type of vehicle, coverage amount, deductible and insurance company. Go to What determines your auto insurance rates.
I just had an accident. What do I need to know or do?
Following an accident, you must file a report with your broker, agent or insurance company within seven days. Go to What to do after an accident to learn about what information you will need to provide.
I want to insure my motorcycle. What do I do?
Motorcycle and snowmobile insurance is a specialty insurance product, and not all insurance companies offer it. Check with your broker, agent or insurance company. Go to Insurance for motorcycles, snowmobiles and other motorized vehicles.
My insurance company said I was at fault for an accident, but I disagree. What do I do?
If you believe your insurance company made an error in settling your claim, ask the claims adjuster assigned to your case to investigate. Go to The claims process after an accident.
I want to be a rideshare driver (Uber, Lyft, etc.). What kind of insurance do I need?
All ride-sharing drivers need specialty insurance coverage to protect themselves and their passengers while in service. Go to Ridesharing and carsharing auto insurance in Ontario to see the list of FSRA-approved auto insurance products.