The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
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Showing 601 to 700 of 706 entries
Status Category Guidance Number Guidance Name
Inactive Investments - Pensions PE0433ORG Securities Investments
Inactive Locking in PE0496ORG Self-Directed RRSPs And Home Mortgages
Active Membership PE0156ORG Separate Pension Plan for Part-Time Employees - Reasonably Equivalent Pension Benefits and Other Benefits
Inactive Membership PE0499ORG Separate Pension Plan for Part-Time Employees - Reasonably Equivalent Pension Benefits and Other Benefits
Active Benefits PE0263ORG Settlement of Benefits
Inactive Locking in PE0486ORG Shortened Life Expectancy
Active Locked-in Accounts PE0148ORG Shortened Life Expectancy
Inactive Locked-in Accounts PE0437ORG Shortened Life Expectancy - Provision in Plan Text
Inactive Locked-in Accounts PE0438ORG Shortened Life Expectancy - Verification Required by Financial Institution
Inactive Wind up PE0635ORG Significant Numbers of Members
Inactive Filing - Pensions PE0522ORG Simplified Filing Procedure
Inactive Funding PE0397ORG Solvency Funding and the PBGF - Amendments to Regulation
Inactive Funding PE0001ORG Solvency Funding Relief Measures
Inactive Funding PE0657ORG Solvency Funding Relief Questions Answered (2009)
Inactive Locked-in Accounts PE0459ORG_ Spousal Consent Form
Inactive Locked-in Accounts PE0458ORG Spousal Consent Required
Inactive Locked-in Accounts PE0456ORG Spousal Death Benefit
Inactive Locked-in Accounts PE0457ORG Spousal Pre-retirement Death Benefit
Inactive Miscellaneous PE0410ORG Spring 1995 Bulletin
Inactive Investments - Pensions PE0145ORG Statements of Investment Policies and Procedures (SIPPs) for Member-Directed Defined Contribution Plans
Inactive Membership PE0503ORG Students Generally Not Eligible - PBA s. 1(1)
Inactive Surplus PE0592ORG Subsections 79(2) and (4) of the PBA Came Into Effect January 1, 1998
Active Commuted Value PE0279ORG Subsidized Early Retirement & Bridge Benefits where Eligibility Requirements have been Met and Plan Provides for Transfer Options
Inactive Wind up PE0636ORG Successor Plan Does Not Preclude Wind Up of Original Plan (December 1995)
Inactive Wind up PE0637ORG Successor Plan Does Not Preclude Wind Up of Original Plan (December 2011)
Inactive Miscellaneous PE0411ORG Summer 1995 Bulletin
Inactive Asset Transfers PE0354ORG Superintendent Consent Required for Asset Transfer under subsection 81(8)
Inactive Asset Transfers PE0356ORG Superintendent Consent to Transfer of Assets (Sale Before 1188; Transfer After 1188)
Active Miscellaneous PE0114ORG Superintendent Consents (from 2009 onwards)
Active Miscellaneous PE0115ORG Superintendent Declarations (from 2009 onwards)
Active Miscellaneous PE0116ORG Superintendent Notices of Intended Decision (from 2009 onwards)
Inactive Filing - Pensions PE0051ORG Superintendent of Financial Services Approved Family Law Forms
Active Miscellaneous PE0117ORG Superintendent Orders (from 2009 Onwards)
Inactive Filing - General Regulatory GR0005ORG Superintendent's Electronic Service & Delivery and Filing Rules
Active Supervisory Approach PE0199APP Supervisory Approach for Single Employer Defined Benefit Pension Plans that are Actively Monitored
Active Asset Transfers PE0205APP Supervisory Approach to Defined Benefit Asset Transfers Under the Pension Benefits Act
Inactive Surplus PE0593ORG Surplus Applications Affecting Members, Former Members or Other Persons with Employment in a Jurisdiction Other Than Ontario
Inactive Surplus PE0602ORG Surplus Attributable to Employee and Employer Contributions on Plan Wind Up
Inactive Surplus PE0603ORG Surplus Attributable to Employer and Employee Contributions on Plan Wind Up
Inactive Surplus PE0604ORG Surplus Attributable to Employer and Employee Contributions on Plan Wind Up
Inactive Surplus PE0589ORG Surplus Distribution - The Role of Legal Counsel in Obtaining Written Consent
Active Surplus PE0164ORG Surplus Distribution by Written Agreement - The Role of Legal Counsel
Active Surplus PE0166ORG Surplus Distribution in Cash in Continuing Plan
Inactive Surplus PE0605ORG Surplus Distribution in Cash in Continuing Plan
Inactive Surplus PE0587ORG Surplus Distribution to an Employer - PBA, 1990, s. 78, s. 79 and O. Reg. 909, s. 8
Inactive Surplus PE0590ORG Surplus Distribution to an Employer - PBA, s. 78 and 79 and Reg. 909, s. 8
Inactive Surplus PE0527ORG Surplus Refund Applications on Wind Up - Acknowledgment of Applications, Representations and Communication of Commission Decision, PBA, 1990 ss. 78(3), O. Reg. 909 ss. 8(2)
Inactive Surplus PE0528ORG Surplus Refund Applications on Wind Up - Late Representations and Submissions
Inactive Surplus PE0601ORG Surplus Remaining in Wound-up Plans
Inactive Amendments PE0327ORG Surplus Withdrawal Amendments
Active Surplus PE0089ORG Surplus Withdrawal Applications
Inactive Benefits PE0368ORG Survivor Benefit Waived
Active Funding PE0216ORG Suspension of Employer Contributions in Defined Contribution Plans
Inactive Supervisory Approach PE0667ORG Targeted Review: Form 7 – Contribution Reporting & Monitoring Process (2017)
Inactive Supervisory Approach PE0666ORG Targeted Review: Member Option Statements – Termination and Retirement (2018)
Inactive Supervisory Approach PE0192ORG Targeted Reviews
Inactive Supervisory Approach PE0665ORG Targeted Reviews - Frequently Asked Questions (2017)
Inactive Funding PE0674ORG Temporary Solvency Funding Relief Measures
Active Membership PE0222ORG Termination of Plan Membership Without Termination of Employment
Active Innovation GR0010APP Test and Learn Environments (TLEs) for Financial Services Innovation
Inactive Funding PE0655ORG The Determination of Whether a Plan is a "Closed Plan" (pre May 21, 2019)
Active Funding PE0006ORG The Determination of Whether a Plan is a Closed Plan
Inactive Investments - Pensions PE0428ORG The Use of Derivatives in Pension Funds, by the Investment Advisory Committee of the Pension Commission of Ontario
Active Family Law PE0053ORG The Valuation and Division of Pension Assets on Breakdown of a Spousal Relationship on and after January 1, 2012
Active Commuted Value PE0169ORG Timing of Termination Statement
Inactive Miscellaneous PE0517ORG Tips for Dealing with the PCO
Inactive Locked-in Accounts PE0445ORG Transfer of Locked-in Funds by Financial Institutions
Inactive Benefits PE0369ORG Transfer to Locked-in RRSP May Result In Loss Of Rights
Active Commuted Value PE0091ORG Transfers to a Registered Retirement Savings Plan (RRSP) or to a Registered Retirement Income Fund (RRIF)
Inactive Investments - Pensions PE0435ORG Transitional Investment Rules
Active Administrative Monetary Penalties - Insurance GR0011APP Transparent Communication of FSRA Enforcement Action
Inactive Consumer Protection - General Regulatory GR0002ORG Treating Financial Services Consumers Fairly Guideline
Inactive Consumer Protection - General Regulatory GR0001ORG Treating Financial Services Consumers Fairly Guideline: Frequently Asked Questions
Active Funding PE0007ORG Treatment of Excess Contributions
Inactive Funding PE0656ORG Treatment of Excess Contributions (pre May 21, 2019)
Inactive Locked-in Accounts PE0461ORG Treatment of Funds By Other Jurisdictions
Active Wind up PE0175ORG Treatment of Prior Year Credit Balance
Inactive Wind up PE0618ORG Treatment of Prior Year Credit Balance
Inactive Asset Transfers PE0032ORG Trust Issues on Pension Plan Asset Transfer1: Checklist
Inactive Asset Transfers PE0038ORG Trust Issues On Plan Transfer/Merger (Transamerica)
Inactive Family Law PE0070ORG Tutorials
Inactive Asset Transfers PE0351ORG Types of Asset Transfers
Inactive Asset Transfers PE0128ORG Types of Asset Transfers
Active Retirement PC0048INT Understanding Decumulation Products
Active Surplus PE0165ORG Undistributed Surplus on Full or Partial Wind Up
Inactive Benefits PE0366ORG Union Membership as Condition for Benefit Improvement
Active Benefits PE0262ORG Union Membership as Condition for Benefit Improvement
Inactive Filing - Pensions PE0344ORG Unsigned AIRs
Inactive Commuted Value PE0612ORG Updated CIA Transfer Value Recommendations
Inactive Investments - Pensions PE0427ORG Use of Derivatives Significant Issues for Pension Funds
Active Administrative Monetary Penalties - General Regulatory GR0012APP Use of proceeds from enforcement under regulation “Money retained outside the consolidated revenue fund” Guidance
Active Administration - Pensions PE0122ORG Use of Superintendent Approved Pension Forms -PBA s. 113.2
Active Benefits PE0277ORG Value of a Deferred Pension
Inactive Wind up PE0177ORG Vesting, Locking In & Growing In on Wind Up
Inactive Administration - Pensions PE0125ORG Waiver of Biennial Statements for Missing Former and Retired Members
Active Administration - Pensions PE0204APP Waiver of Biennial Statements for Missing Former and Retired Members
Inactive Locked-in Accounts PE0072ORG Webcasts
Inactive Family Law PE0074ORG Webinar on Valuation and Division of Pension Assets on Breakdown of a Spousal Relationship
Inactive Miscellaneous PE0073ORG Webinars
Active Multi-jurisdictional issues PE0269ORG When and How to Change the Province of Registration for a Multi-jurisdictional Pension Plan