FSRA continues to protect the interests of consumers by monitoring auto insurance rates and changes in driving during the pandemic. Since the implementation of FSRA’s Emergency filing process, auto insurers have reported more than $1,3B in consumer relief. FSRA’s report on consumer relief provides more detail.

View all auto insurance emergency filings by insurer:

Allstate Insurance Company of Canada

 Approval Date Change Renewal or Mid-term Effective Date Status
4/6/2022 5% Work from home discount 6/15/2022 Active
2/25/2021 Additional 5% Reduced driving discount 5/29/2021 Expires: 05/01/2023
2/25/2021 Additional 5% Increased Usage Based Insurance enrollment discount 5/29/2021 Expires: 05/01/2023
2/25/2021 0.9% Base rate decrease   5/29/2021 Expires: 06/15/2022
2/25/2021 3% Increased Home and Auto discount 5/29/2021 Expires: 06/15/2022
12/1/2020 3.5% Base rate decrease   3/1/2021 Expires: 10/23/2021
6/25/2020 5% Reduced driving discount 8/8/2021 Expires: 05/01/2023
6/25/2020 5% Increased Usage Based Insurance enrollment discount 8/8/2021 Expires: 05/01/2023
7/29/2021 Third Rebate: 25% of one month's premium   N/A Delivered
7/28/2020 Second Rebate: 25% of one month's premium  N/A Delivered
5/14/2020 First Rebate: 25% of one month's premium    N/A Delivered

Aviva General Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
12/7/2021 5% Base rate decrease 1/1/2022 Expires: 07/31/2022
12/7/2021 Premium capping 1/1/2022 Expires: 08/31/2022
5/14/2021 Premium capping 6/15/2021 Expires: 12/31/2021
5/14/2021 11.7% Base rate decrease 6/15/2021 Expires: 12/31/2021
7/2/2020 5% Base rate decrease 8/15/2020 Expires: 06/14/2021
4/29/2020 Premium capping 6/15/2020 Expires: 12/31/2020
4/29/2020 15% Reduced driving discount 3/16/2020 Expires: 06/14/2020

Aviva Insurance Company of Canada

 Approval Date Change Renewal or Mid-term Effective Date Status
12/7/2021 4.1% Base rate decrease 1/1/2022 Expires: 07/31/2022
12/7/2021 Premium capping 1/1/2022 Expires: 07/31/2022
5/14/2021 Premium capping 6/15/2021 Expires: 12/31/2021
5/14/2021 11.4% Base rate decrease 6/15/2021 Expires: 12/31/2021
7/2/2020 5% Base rate decrease 8/15/2020 Expires: 06/14/2021
4/29/2020 Premium capping 6/15/2020 Expires: 06/14/2021
4/29/2020 15% Reduced driving discount 3/16/2020 Expires: 06/14/2020

Ayr Farmers Mutual Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
6/10/2021 Rebate of 7% of 2020 premium N/A Delivered

Belair Insurance Company Inc.

 Approval Date Change Renewal or Mid-term Effective Date Status
4/7/2021 4.75% Base rate decrease 3/18/2021 Expires 05/27/2022
4/7/2021 Relief equal to one month's premium 3/18/2021 Expires: 05/31/2021
6/4/2020 4.75% Base rate decrease 7/28/2020 Expires: 03/17/2020
6/4/2020 15.0% to 25.0% Reduced driving discount 4/10/2020 Expires: 07/31/2020
4/9/2020 Premium capping 6/3/2020 Expires: 12/13/2020
4/9/2020 Reduction in fees 3/23/2020 Expires: 08/14/2020

Bertie & Clinton Mutual

 Approval Date Change Renewal or Mid-term Effective Date Status
6/10/2021 Rebate of 8% of 2020 premium N/A Delivered
2/22/2022 Rebate of 10% of 2021 premium N/A Delivered

CAA Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
13/08/2021 Reduction in fees 1/1/2022 Expires: 06/01/2022
13/08/2021 5% Increase to Multi-line discount 1/1/2022 Expires: 06/14/2023
13/08/2021 12.4% average rate decrease that varies by driving record 1/1/2022 Expires: 06/14/2023
24/03/2021 Reduction in fees 6/15/2021 Expires:  12/31/2021
24/03/2021 15% Base rate decrease 6/15/2021 Expires:  12/31/2021
4/29/2020 Reduction in fees 6/15/2020 Expires:  06/14/2021
4/29/2020 10% Base rate decrease 6/15/2020 Expires:  06/14/2021
11/4/2020 2nd Rebate: $50/Policy  N/A Delivered
5/12/2020 1st Rebate: $100/Policy  N/A Delivered

Cayuga Mutual Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
6/10/2021 Rebate of 5% of 2020 premium N/A Delivered

Certas Direct Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
2/28/2022 5% Base rate decrease 4/19/2022 Expires: 12/27/2022
11/16/2021 5% Base rate decrease 12/28/2021 Expires: 07/22/2022
6/18/2021 5% Increase to Multi-line discount 7/29/2021 Expires: 04/27/2023
6/18/2021 Premium capping 4/7/2021 Expires: 12/27/2022 
5/27/2020 Premium capping 6/16/2020 Expires: 04/07/2021
5/27/2020 Reduced driving discount*** 6/16/2020 Expires: 04/07/2021
7/14/2020 Rebate of 40% of one month's premium N/A Delivered

Certas Home and Auto Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
2/28/2022 5% Base rate decrease 4/19/2022 Expires: 12/27/2022
11/16/2021 5% Base rate decrease 12/28/2021 Expires: 07/22/2022
9/28/2021 4.5% Base rate decrease 11/2/2021 Expires: 12/27/2022
6/18/2021 5% Increase to Multi-line discount 7/29/2021 Expires: 04/27/2023
6/18/2021 Premium capping 4/7/2021 Expires: 12/27/2022
5/27/2020 Premium capping 6/16/2020 Expires: 04/07/2021
5/27/2020 Reduced driving discount*** 6/16/2020 Expires: 04/07/2021
7/14/2020 Rebate of 40% of one month's premium N/A Delivered

Coachman Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
4/29/2020 Reduction in fees 3/30/2020 Expires: 06/30/2020

Commonwell Mutual Insurance Group (The)

 Approval Date Change Renewal or Mid-term Effective Date Status
5/25/2020 Reduction in fees 3/16/2020 Expires: 10/01/2020
6/29/2020 Rebate of $100/household N/A Delivered

Co-operators General Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
29/03/2021 Premium capping 7/3/2021 Expires: 08/05/2022
29/03/2021 4% COVID-19 Auto Discount 7/3/2021 Expires: 01/13/2023
7/21/2020 15% Reduced driving discount 7/13/2020 Expires: 12/15/2020
5/13/2020 Premium capping 6/17/2020 Expires: 7/2/2021

COSECO Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
7/15/2020 15% Reduced driving 7/13/2020 Expires: 12/15/2020

CUMIS General Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
5/12/2020 Premium capping 8/1/2020 Expires: 09/30/2020
10/2/2020 Rebate of 15% of two months' premiums N/A Delivered

Dominion of Canada General Insurance Company (The)

 Approval Date Change Renewal or Mid-term Effective Date Status
4/9/2021 2.1% Base rate decrease 7/1/2021 Expires: 1/17/2022 Dominion, Expires: 3/18/2022 Chieftain
4/9/2021 Reduced rates for consumers with low annual mileage*** 7/1/2021 Expires: 1/17/2022 Dominion, Expires: 3/18/2022 Chieftain
7/14/2020 Reduction in fees 3/27/2020 Expires: 6/15/2020
4/9/2021 3rd Rebate: 25% of one month's premium N/A Delivered
8/13/2020 2nd Rebate: 15% of one month's premium N/A Delivered
4/21/2020 1st Rebate: 25% of one month's premium N/A Delivered

Dumfries Mutual Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
6/10/2021 Rebate of 5% of 2020 Premium N/A Delivered

Echelon Insurance

 Approval Date Change Renewal or Mid-term Effective Date Status
5/13/2020 Reduction in fees - first NSF fee waived 7/1/2020 Expires:  09/1/2020
5/13/2020 Reduction in fees  3/15/2020 Expires:  06/30/2020
5/13/2020 15% Reduced driving discount 3/15/2020 Active

Economical Mutual Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
26/03/2021 Premium capping 6/1/2021 Expires: 6/1/2022
26/03/2021 5% Base rate decrease 6/1/2021 Expires: 6/1/2022
6/22/2020 Premium capping 9/1/2020 Expires: 9/1/2021
6/22/2020 5% Base rate decrease 9/1/2020 Expires: 8/31/2021
5/22/2020 Premium capping 4/1/2020 Expires: 8/31/2020
5/22/2020 Reduced driving discount*** 4/1/2020 Expires: 9/30/2020
5/22/2020 Reduction in fees 4/1/2020 Expires: 9/30/2020

Federated Insurance Company of Canada

 Approval Date Change Renewal or Mid-term Effective Date Status
10/2/2020 Premium capping 1/15/2021 Expires: 4/14/2021

Gore Mutual Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
7/26/2022 5% Increase to Multi-line discount 9/15/2022 Expires: 12/15/2022
10/8/2021 2% Base rate decrease 12/1/2021 Expires: 01/31/2022
19/07/2021 4% Base rate decrease 10/4/2021 Expires: 11/30/2021
29/03/2021 8% Base rate decrease 7/1/2021 Expires: 10/03/2021
6/29/2020 5% Base rate decrease 8/24/2020 Expires: 01/01/2021
4/27/2020 Reduction in fees 3/24/2020 Expires: 08/31/2020
4/24/2020 Rebate of 20% of three months' premiums N/A Delivered

Halwall Mutual Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
6/10/2021 Rebate of 2.8% of 2020 premium N/A Delivered

Heartland Farm Mutual Inc.

 Approval Date Change Renewal or Mid-term Effective Date Status
4/29/2020 5% Base rate decrease 7/1/2020 Expires: 12/31/2020
4/29/2020 Reduction in fees 3/23/2020 Expires: 07/31/2020

HT&C Mutual Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
6/10/2021 Rebate of 14% of 2020 premium N/A Delivered

Intact Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
12/17/2021 4% Base rate decrease 1/28/2022 Expires: 08/11/2022
4/6/2021 5% Base rate decrease 3/18/2021 Expires: 01/27/2022
4/6/2021 Relief equal to one month's premium* 3/18/2021 Expires: 5/31/2021
4/6/2021 Reduced rates for some customers** 3/18/2021 Expires: 01/27/2022
4/6/2021 Protect customers' Usage Based Insurance discount at midterm 3/7/2021 Expires: 06/09/2022
11/9/2020 Reduced rates for some customers** 11/20/2020 Expires: 3/17/2021
6/4/2020 5% Base rate decrease 8/7/2020 Expires: 3/17/2021
6/4/2020 15% Reduced driving discount 4/14/2020 Expires: 07/31/2020
4/9/2020 Premium capping 5/31/2020 Expires: 12/04/2020
4/9/2020 Reduction in fees 3/20/2020 Expires: 08/14/2020

Jevco Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
4/7/2021 Relief equal to one month's premium 3/18/2021 Expires: 05/31/2021
6/11/2020 First Rebate: 25% of one month's premium    3/20/2020 Expires: 08/14/2020
6/11/2020 15% Reduced driving discount 4/14/2020 Expires: 07/31/2020

Kent & Essex Mutual Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
6/10/2021 Rebate of 7% of 2020 premium N/A Delivered

Lambton Mutual Insurance Company (The)

 Approval Date Change Renewal or Mid-term Effective Date Status
2/1/2022 Rebate of 4.2% of 2021 premiums N/A Delivered

North Blenheim Mutual

 Approval Date Change Renewal or Mid-term Effective Date Status
6/10/2021 Rebate of 4% of 2020 premium N/A Delivered

North Kent Mutual Fire Insurance Company (The)

 Approval Date Change Renewal or Mid-term Effective Date Status
6/10/2021 Rebate of 7% of 2020 premium N/A Delivered

Northbridge General Insurance Corporation

 Approval Date Change Renewal or Mid-term Effective Date Status
5/27/2021 5.9% Base rate decrease 1/8/2021 Expires: 08/01/2022
5/5/2020 Rebate of 15% of three months' premiums N/A Delivered

Novex Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
6/5/2020 5% Base rate decrease 8/7/2020 Expires: 08/29/2020
6/5/2020 15% Reduced driving discount 4/14/2020 Expires: 07/31/2020
4/15/2020 Premium capping 6/1/2020 Expires: 08/29/2020
4/15/2020 Reduction in fees 3/20/2020 Expires: 08/14/2020

Optimum Insurance Company Inc.

 Approval Date Change Renewal or Mid-term Effective Date Status
11/23/2021 3% Consumer relief discount  2/15/2022 Expires: 07/18/2022
5/28/2021 2% Consumer relief discount 7/18/2021 Expires: 02/14/2022
6/1/2020 3% Consumer relief discount 7/18/2020 Expires: 7/17/2021

Pafco Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
7/29/2021 Third Rebate: 25% of one month's premium   N/A Delivered
7/28/2020 Second Rebate: 25% of one month's premium  N/A Delivered
5/14/2020 First Rebate: 25% of one month's premium    N/A Delivered

Peel Mutual Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
6/12/2020 Reduction in fees 3/16/2020 Expires: 12/31/2020

Pembridge Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
2/25/2021 Additional 5% Increased Usage Based Insurance enrollment discount 5/29/2021 Expires: 01/01/2023
2/25/2021 1.3% Base rate decrease   5/29/2021 Expires: 04/01/2022
2/25/2021 3% Increased Home and Auto discount 5/29/2021 Expires: 04/01/2022
12/1/2020 5% Increased Usage Based Insurance enrollment discount 3/1/2021 Expires: 01/01/2023
12/1/2020 4% Base rate decrease 3/1/2021 Expires: 10/22/2021
7/29/2021 Third Rebate: 25% of one month's premium   N/A Delivered
7/28/2020 Second Rebate: 25% of one month's premium  N/A Delivered
5/14/2020 First Rebate: 25% of one month's premium    N/A Delivered

Personal Insurance Company (The)

 Approval Date Change Renewal or Mid-term Effective Date Status
2/28/2022 5% Base rate decrease 4/19/2022 Expires: 12/27/2022
11/16/2021 5% Base rate decrease  12/28/2021 Expires: 07/22/2022
6/18/2021 5% Base rate decrease 4/23/2021 Expires: 12/27/2022
6/18/2021 5% Increase to Multi-line discount 7/29/2021 Expires: 04/27/2023
6/18/2021 Premium capping 4/7/2021 Expires: 12/27/2022
5/27/2020 Premium capping 6/16/2020 Expires: 04/07/2021
5/27/2020 Reduced driving discount*** 6/16/2020 Expires: 04/07/2021
7/14/2020 Rebate of 40% of one month's premium N/A Delivered

Primmum Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
28/01/2021 Lower minimum driving requirements for Usage Based Insurance customers 9/4/2021 Expires: 01/01/2023
28/01/2021 Premium capping 5/4/2021 Expires:  11/30/2021
5/25/2020 15% Reduced driving discount 3/17/2020 Expires:  08/31/2020
5/25/2020 Reduction in fees 3/18/2020 Expires:  08/31/2020
4/23/2020 Premium capping 7/15/2020 Expires:  10/14/2020
3/29/2021 2nd Rebate: $50/Vehicle (PPA) N/A Delivered
11/26/2020 1st Rebate: $30/Policy (not combined with reduced driving discount)  N/A Delivered

Royal & SunAlliance Insurance Company of Canada

 Approval Date Change Renewal or Mid-term Effective Date Status
30/03/2021 12% Base rate decrease**** 6/1/2021 Expires: 09/30/2021
7/27/2020 1% Increased Home and Auto discount 10/1/2020 Expires: 06/30/2021
7/27/2020 Rate decrease that varies by driving record 10/1/2020 Expires: 06/30/2021
5/5/2020 Premium capping 7/1/2020 Expires: 09/30/2020
4/29/2020 Reduction in fees 4/1/2020 Expires: 08/31/2020

S&Y Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
12/7/2021 4.9% Base rate decrease 2/1/2022 Expires: 11/30/2022
12/7/2021 Premium capping 2/1/2022 Expires: 01/31/2023
5/14/2021 Premium capping 6/15/2021 Expires: 01/31/2022
5/14/2021 12% Base rate decrease 6/15/2021 Expires: 01/31/2022
7/8/2020 5% Base rate decrease 8/15/2020 Expires: 06/14/2021
4/29/2020 Premium capping 6/15/2020 Expires: 06/14/2021
4/29/2020 15% Reduced driving discount 3/16/2020 Expires: 06/14/2020

Scottish & York Insurance Co. Limited

 Approval Date Change Renewal or Mid-term Effective Date Status
12/7/2021 4.2% Base rate decrease 1/1/2022 Expires: 07/31/2022
12/7/2021 Premium capping 1/1/2022 Expires: 07/31/2022
5/14/2021 Premium capping 6/15/2021 Expires: 12/31/2021
5/14/2021 11.3% Base rate decrease 6/15/2021 Expires: 12/31/2021
7/2/2020 5% Base rate decrease 8/15/2020 Expires: 06/14/2021
4/29/2020 Premium capping 6/15/2020 Expires: 06/14/2021
4/29/2020 15% Reduced driving discount 3/16/2020 Expires: 06/14/2020

Security National Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
28/01/2021 Lower minimum driving requirements for Usage Based Insurance customers 9/4/2021 Expires: 01/01/2023
28/01/2021 Premium capping 5/4/2021 Expires:  11/30/2021
5/25/2020 15% Reduced driving discount 3/17/2020 Expires:  08/31/2020
5/25/2020 Reduction in fees 3/18/2020 Expires:  08/31/2020
4/23/2020 Premium capping 7/15/2020 Expires:  10/14/2020
3/29/2021 2nd Rebate: $50/Vehicle (PPA) N/A Delivered
11/26/2020 1st Rebate: $30/Policy (not combined with reduced driving discount)  N/A Delivered

SGI CANADA Insurance Services Ltd.

 Approval Date Change Renewal or Mid-term Effective Date Status
8/16/2022 5% Base rate decrease 10/15/2022 Expires: 11/30/2022
6/6/2022 7.5% Base rate decrease 8/1/2022 Expires: 10/14/2022
2/10/2021 Additional 5% base rate decrease (total 10%) 8/1/2021 Expires: 07/31/2022
2/10/2021 5% Base rate decrease 4/1/2021 Expires: 07/31/2022
4/28/2020 Reduction in fees 3/30/2020 Expires: 06/30/2020

Sonnet Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
5/20/2020 Reduced driving discount*** 4/1/2020 Expires: 6/30/2020
5/20/2020 Reduction in fees 4/1/2020 Expires: 6/30/2020

South Easthope Mutual Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
6/10/2021 Rebate of 5% of 2020 premium N/A Delivered

TD General Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
28/01/2021 Lower minimum driving requirements for Usage Based Insurance customers 9/4/2021 Expires: 01/01/2023
28/01/2021 Premium capping 5/4/2021 Expires:  11/30/2021
5/25/2020 15% Reduced driving discount 3/17/2020 Expires:  08/31/2020
5/25/2020 Reduction in fees 3/18/2020 Expires:  08/31/2020
4/23/2020 Premium capping 7/15/2020 Expires:  10/14/2020
3/29/2021 2nd Rebate: $50/Vehicle (PPA) N/A Delivered
11/26/2020 1st Rebate: $30/Policy (not combined with reduced driving discount)  N/A Delivered

Tokio Marine & Nichido Fire Insurance Co., Ltd.

 Approval Date Change Renewal or Mid-term Effective Date Status
5/7/2020 Rebate of 15% of three months' premiums N/A Delivered

Traders General Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
11/2/2022 5.3% Base rate decrease 2/1/2023 Active
12/7/2021 8.4% Base rate decrease 1/1/2022 Expires: 1/31/2023
12/7/2021 Premium capping 1/1/2022 Expires: 1/31/2023
5/14/2021 Premium capping 6/15/2021 Expires: 12/31/2021
5/14/2021 14.7% Base rate decrease 6/15/2021 Expires: 12/31/2021
7/2/2020 5% Base rate decrease 8/15/2020 Expires: 06/14/2021
4/29/2020 Premium capping 6/15/2020 Expires: 06/14/2021
4/29/2020 15% Reduced driving discount 3/16/2020 Expires: 06/14/2020

Tradition Mutual Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
5/6/2021 Rebate of 10% of 2020 premium  N/A Delivered

Unica Insurance Inc.

 Approval Date Change Renewal or Mid-term Effective Date Status
10/5/2021 2% Base rate decrease 12/15/2021 Expires: 05/1/2022
10/5/2021 2.5% Increased Home and Auto discount 12/15/2021 Expires: 05/1/2022
4/14/2021 5% Base rate decrease 5/30/2021 Expires: 12/15/2021
4/14/2021 3% Decrease for Toronto territories 5/30/2021 Expires: 12/15/2021
4/14/2021 2.5% Increased Home and Auto discount 5/30/2021 Expires: 12/15/2021
4/27/2020 Reduction in fees 3/24/2020 Expires: 09/30/2020
5/13/2020 Rebate of 15% of three months premiums N/A Delivered

Unifund Assurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
27/08/2021 4.75% Base rate decrease 9/1/2021 Expires: 07/01/2022
30/03/2021 12% Base rate decrease 6/1/2021 Expires: 08/31/2021
8/12/2020 3.8% Base rate decrease 10/1/2020 Expires: 7/31/2021
8/12/2020 3.0% to 5.0% Increased discount for select groups 10/1/2020 Expires: 7/31/2021
4/29/2020 Reduction in fees 4/1/2020 Expires: 08/31/2020
4/24/2020 Rebate of 10% of three months' premiums  N/A Delivered

Verassure Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
6/30/2020 5% Increased Home and Auto discount 7/2/2020 Expires: 3/29/2021
5/12/2020 Rebate of 100% of one month's premium N/A Delivered

Wawanesa Mutual Insurance Company (The)

 Approval Date Change Renewal or Mid-term Effective Date Status
3/16/2022 Rate decrease that varies by driving record 7/1/2022 Active
3/16/2022 Premium capping 7/1/2022 Active
4/13/2021 Rate decrease that varies by driving record 6/15/2021 Expires 6/30/2022
4/13/2021 Premium capping 6/15/2021 Expires 6/30/2022

West Elgin Mutual Insurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
6/10/2021 Rebate of 3.3% of annual premium  N/A Delivered

Western Assurance Company

 Approval Date Change Renewal or Mid-term Effective Date Status
30/03/2021 12% Base rate decrease**** 6/1/2021 Expires: 09/30/2021
7/27/2020 1% Increased Home and Auto discount 10/1/2020 Expires: 06/30/2021
7/27/2020 Rate decrease that varies by driving record 10/1/2020 Expires: 06/30/2021
5/5/2020 Premium capping 7/1/2020 Expires: 09/30/2020
4/29/2020 Reduction in fees 4/1/2020 Expires: 08/31/2020