The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists active and inactive guidance. Use the filters to search the table or enter text in the search field.

Note: Guidance ending in “ORG” are inherited guidance previously posted on the Financial Services Commission of Ontario (FSCO) site. These guidance pages have been transferred as PDFs for reference. The links on these pages do not work and the content on these pages may or may not be reviewed or updated by FSRA.

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Showing 301 to 400 of 1001 entries
Sector Status Category Guidance Number Sort descending Guidance Name
Mortgage Inactive Legislation MB0031ORG Legislation: Act & Regulations
Mortgage Active Licensing - Mortgage Brokering MB0032ORG Licensing FAQ
Mortgage Inactive Licensing - Mortgage Brokering MB0033ORG Applying for a New Licence
Mortgage Inactive Compliance - Mortgage Brokering MB0034ORG Mortgage Brokering Sector Compliance Reviews
Mortgage Active Reporting - Mortgage Brokering MB0035ORG Reporting Requirements for Mortgage Administrators
Mortgage Inactive Resources MB0036ORG Webinar Resources
Mortgage Active Syndicated Mortgage Investments MB0037APP Supervision Approach for High-risk Syndicated Mortgage Investments
Mortgage Active Forms - Mortgage Brokering MB0038INT Amended Disclosure Forms 3.0, 3.1 and 3.2 for Non-Qualified Syndicated Mortgages
Mortgage Active Syndicated Mortgage Investments MB0039INT Mortgage Administrators – Responses to Market Disruptions
Mortgage Active Non-Qualified Syndicated Mortgages MB0040INT Mortgage Brokerage Disclosure and Suitability Assessments for Non-Qualified Syndicated Mortgage Investments (SMIs) – Responses to Market Disruptions
Mortgage Active Non-Qualified Syndicated Mortgages MB0041APP Transfer of retail non-qualified syndicated mortgage investments (NQSMIs) (excludes transactions with Permitted Clients) to the Ontario Securities Commission (OSC) (transfer effective July 1, 2021)
Mortgage Active Code of Conduct MB0042APP Mortgage Broker Regulators' Council of Canada Code of Conduct for the Mortgage Brokering Sector.
Mortgage Active Non-Qualified Syndicated Mortgages MB0043INF Mortgage Brokerage Disclosure and Suitability Assessments for Non-Qualified Syndicated Mortgage Investments (SMIs) – Responses to Market Disruptions (for Transactions on or after July 1, 2021)
Mortgage Active Licensing - Mortgage Brokering MB0045APP Accreditation of Licensing Courses for the Mortgage Brokering Sector
Mortgage Active Licensing - Mortgage Brokering MB0046INT Licensing exemption for Permitted Clients that are not Individuals
Mortgage Active Licensing - Mortgage Brokering MB0047INT New mortgage agent and broker licensing requirements
Mortgage Active Cybersecurity MB0048INF Mortgage Broker Regulators' Council of Canada Principles for Cybersecurity Preparedness for the Mortgage Brokering Sector
Insurance Inactive Licensing - Insurance PC0001ORG Reliance Model of Reciprocal Licensing
Insurance Inactive Consent PC0002ORG CONSENT AND NOTIFICATION
Insurance Inactive Cost Assessment PC0003ORG PREMIUM INFORMATION USED FOR COST ASSESSMENT IN ONTARIO
Insurance Inactive Actuarial Information PC0004ORG FSCO Property and Casualty (P&C) Memorandum to the Appointed Actuary, 2018
Insurance Inactive Actuarial Information PC0005ORG 2018 LIFE MEMORANDUM TO THE APPOINTED ACTUARY
Insurance Inactive Actuarial Information PC0006ORG 2018 PROPERTY AND CASUALTY MEMORANDUM TO THE APPOINTED ACTUARY
Insurance Inactive Filing - Insurance PC0007ORG FILING INFORMATION FOR INSURERS LICENSED IN ONTARIO
Insurance Inactive Filing - Insurance PC0008ORG Notice - Filing of 2018 Annual Return for Ontario - Extra provincial insurance companies licensed in Ontario
Insurance Inactive Filing - Insurance PC0009ORG Notice of Filing of 2018 Annual Return for Ontario - Ontario incorporated farm mutuals
Insurance Inactive Filing - Insurance PC0010ORG Notice - Filing of 2018 Annual Return for Ontario - Ontario incorporated insurers and reinsurers, fraternal societies, and reciprocal insurance exchanges
Insurance Inactive Filing - Insurance PC0011ORG 2018 Annual Return Instructions to Ontario incorporated insurers and reinsurers, fraternal societies, and reciprocal insurance exchanges
Insurance Inactive Premium Information PC0012ORG Notice - Premium Information for Cost Assessment - Non-Ontario incorporated Property and Casualty insurance companies and reciprocals
Insurance Inactive Filing - Insurance PC0013ORG Annual Returns & Instructions
Insurance Active Investments - Insurance PC0014ORG Investments by Insurers Guideline
Insurance Inactive Filing - Insurance PC0015ORG Year-end Considerations
Insurance Active Purchasing PC0016ORG Borrowing to Purchase Life Insurance Products - Risks and Suitability
Insurance Active Charitable PC0017ORG Charitable or Gift Annuities
Insurance Active Negative Option PC0018ORG Negative Option Marketing/Billing
Insurance Active Guideline PC0019ORG Guideline - Use of Canadian Depository for Securities Limited
Insurance Active Guideline PC0020ORG Reinsurance guidelines for Ontario incorporated and licensed companies
Insurance Active Amalgamations and Portfolio Transfers PC0021ORG Amalgamations and Portfolio Transfers
Insurance Inactive Variable Insurance Contract PC0022ORG IVICs Information
Insurance Inactive Information for Agents PC0023ORG Helpful Licensing Information for Ontario Insurance Agents
Insurance Inactive Information for Agents PC0024ORG Licensing FAQ’s for Insurance Agents and Adjusters
Insurance Inactive Education and Licensing PC0025ORG How to Become a Life or Accident and Sickness Insurance Agent
Insurance Active LLQP PC0026ORG How to Submit Feedback on the Life Licence Qualification Program (LLQP)
Insurance Inactive Education and Licensing PC0027ORG How to Become an Independent or Public Adjuster
Insurance Inactive Errors & Omissions Insurance - Insurance PC0028ORG Errors and Omissions Insurance Requirements for Life Insurance Agents
Insurance Inactive Errors & Omissions Insurance - Insurance PC0029ORG Instructions for Updating Your Errors and Omissions Insurance Information on Licensing Link
Insurance Inactive Errors & Omissions Insurance - Insurance PC0030ORG FAQs on Errors and Omissions Insurance for Life Insurance Agents and Updating Your Information on Licensing Link
Insurance Inactive Licensing - Insurance PC0031ORG How to Obtain Approval to Offer a Life Licence Qualification Program (LLQP) Training Course in Ontario
Insurance Inactive Licensing - Insurance PC0032ORG How to Obtain or Amend an Insurance Company Licence
Insurance Inactive Licensing - Insurance PC0033ORG Becoming a Licensed General Insurance Agent
Insurance Inactive Licensing - Insurance PC0034ORG Do you have a licence issued in another province or territory?
Insurance Inactive Licensing - Insurance PC0035ORG Do you want to be licensed in another province or territory?
Insurance Inactive Licensing - Insurance PC0036ORG Licensing Link Enhancements for Life Insurance Agents
Insurance Inactive Licensing - Insurance PC0037ORG How to Obtain an Insurance Agent Corporation or Partnership Licence under the Insurance Act
Insurance Inactive Registered Participant List PC0038ORG Companies registered under the Prepaid Hospital and Medical Services Act as of April 1, 2019
Insurance Inactive Reporting - Insurance PC0039ORG New reporting requirement is effective immediately: Report the life insurers you represent, have a contract with and/or on whose behalf you sell insurance products
Insurance Inactive Licensing - Insurance PC0040ORG FSCO updates Licensing Link to help life insurers better monitor their agents
Insurance Active Capital Testing PC0041ORG SuperintendentÆs Minimum Capital Test Guideline
Insurance Active Administrative Monetary Penalties - Insurance PC0042ORG Administrative Monetary Penalties in the Insurance Sector
Insurance Active Reporting - Insurance PC0043INT Life agent reporting requirements and related insurer obligations
Insurance Active Capital Testing PC0046ORG Minimum Capital Test Guideline for Property and Casualty Insurance Companies
Pensions Inactive Funding PE0001ORG Solvency Funding Relief Measures
Pensions Active Funding PE0002ORG 2018 Funding Reform for Defined Benefit Pension Plans
Pensions Active Pension Benefits Guarantee Fund (PBGF) PE0003ORG Ability to Take Contribution Holidays and Pay PBGF Assessments
Pensions Inactive Funding PE0004ORG Actuarial Guidance Consultations
Pensions Inactive Commuted Value PE0005ORG Commuted Value Transfers-Superintendent's Approval
Pensions Active Funding PE0006ORG The Determination of Whether a Plan is a Closed Plan
Pensions Active Funding PE0007ORG Treatment of Excess Contributions
Pensions Active Annuities PE0008ORG Frequently Asked Questions pertaining to Annuity Purchase and Discharge
Pensions Active Funding PE0009ORG Frequently Asked Questions Pertaining to the 2018 Funding Reform for Defined Benefit Pension Plans
Pensions Active Funding PE0010ORG Questions and Answers on Letters of Credit
Pensions Active Funding PE0011ORG Letters of Credit
Pensions Active Funding PE0012ORG Funding and Actuarial Filing Requirements For Plan Improvements under the New Funding Regime
Pensions Inactive Funding PE0013ORG 2018 Report on the Funding of Defined Benefit Pension Plans in Ontario - 15th Annual Report
Pensions Inactive Funding PE0014ORG Quarterly Update on Estimated Solvency Funded Status of Defined Benefit Plans in Ontario
Pensions Active Supervisory Approach PE0015ORG Administrative Penalties Guideline
Pensions Inactive Multi-jurisdictional issues PE0016ORG E-blast - MJPPA - to plans without Quebec members
Pensions Inactive Multi-jurisdictional issues PE0017ORG E-blast - MJPPA - to plans with Quebec members
Pensions Active Amendments PE0018ORG Effective Date of a Plan Amendment that Reduces Benefits - Questions and Answers
Pensions Inactive Supervisory Approach PE0019ORG Administrative Penalties
Pensions Inactive Filing - Pensions PE0020ORG Annual Information Return Fee Structure
Pensions Active Wind up PE0021ORG Overpayments and Plan Wind Up - FAQs
Pensions Active Filing - Pensions PE0022ORG Filing Information for Pension Plan Administrators
Pensions Inactive Administration - Pensions PE0023ORG Information for Pension Plan Administrators
Pensions Inactive Multi-jurisdictional issues PE0024ORG Agreement Respecting Multi-jurisdictional Pension Plans
Pensions Inactive Multi-jurisdictional issues PE0025ORG Questions and Answers on 2016 Agreement Respecting Multi-jurisdictional Pension Plans
Pensions Active Multi-jurisdictional issues PE0026ORG Regulation 177/11 made under the Pension Benefits Act - Questions & Answers - JSPPs
Pensions Inactive Filing - Pensions PE0027ORG Requirement to Use Approved Forms
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0028ORG Regulation Changes to the Pension Benefits Guarantee Fund (PBGF)
Pensions Inactive Miscellaneous PE0029ORG Archived Content
Pensions Inactive Administration - Pensions PE0030ORG Pension Assessments
Pensions Active Asset Transfers PE0031ORG Asset Transfers - Frequently Asked Questions (s. 80, 81)
Pensions Inactive Asset Transfers PE0032ORG Trust Issues on Pension Plan Asset Transfer1: Checklist
Pensions Inactive Asset Transfers PE0033ORG Asset Transfer Rules before January 1, 2014
Pensions Active Asset Transfers PE0034ORG Asset Transfers Between Pension Plans
Pensions Inactive Asset Transfers PE0035ORG Applications for Transfer of Assets on Sale or Merger
Pensions Inactive Asset Transfers PE0036ORG Aegon Canada Inc. and Transamerica Life Canada v. ING Canada Inc.
Pensions Inactive Asset Transfers PE0037ORG Asset Transfers (Transamerica v. ING)
Pensions Inactive Asset Transfers PE0038ORG Trust Issues On Plan Transfer/Merger (Transamerica)
Pensions Active Miscellaneous PE0039ORG Don't let pension information be a mystery