The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
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Showing 201 to 300 of 1065 entries
Sector Status Category Guidance Number Guidance Name
Auto Inactive Auto Insurance Regulations AU0034ORG Changes to Automobile Insurance Regulations; Guideline Update
CU-CP Inactive Director Training CU0023ORG Director Training and Qualifications Policy Development
CU-CP Inactive Liquidity CU0036ORG Liquidity Guidance Note
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0028ORG Regulation Changes to the Pension Benefits Guarantee Fund (PBGF)
Pensions Inactive Commuted Value PE0610ORG Recalculation of Transfer Value Not Permitted in Most Instances
Pensions Inactive Supervisory Approach PE0405ORG Court Proceedings – Involvement of FSCOSuperintendent of Financial Services
Pensions Inactive Wind up PE0631ORG Guideline for Notice of Full or Partial Wind Up of Pension Plan
Pensions Inactive Miscellaneous PE0525ORG Records Maintenance and Retention
Pensions Inactive Asset Transfers PE0686ORG FAQ - Asset Transfers (2014)
Pensions Inactive Locked-in Accounts PE0442ORG No Provision for Small Amounts
Pensions Inactive Locked-in Accounts PE0474ORG 2009 Schedule 1.1 Life Income Fund (LIF) Maximum Annual Income Payment Amount Table
Pensions Inactive Benefits PE0407ORG Benefit Accrual in Defined Benefit and Defined Contribution Plans
Pensions Inactive Surplus PE0606ORG Allocation of Surplus Distributed to Members and Former Members on Wind Up
Pensions Inactive Spousal Rights PE0567ORG Same-Sex Spouse Survivor Benefits
Pensions Inactive Membership PE0502ORG No Transfer Rights on Suspension of Plan Membership - PBA, 1987 ss. 64(1)
Pensions Inactive Administration - Pensions PE0293ORG Pension Assessments - Frequently Asked Questions
Mortgage Inactive Compliance - Mortgage Brokering MB0034ORG Mortgage Brokering Sector Compliance Reviews
Pensions Inactive Filing - Pensions PE0294ORG Re-filing of Annual Information Return (AIR) and Pension Benefits Guarantee Fund Assessment Certificate (PBGF) Forms - Frequently Asked Questions
Pensions Inactive Filing - Pensions PE0395ORG Requirement for Auditor's Report
HSP Inactive Licensing - HSP HP0008ORG Add/ Remove a HSP Director, Officer or Partner
Pensions Inactive Pension Decisions PE0529ORG Commission Meetings - Purpose and Procedure
Auto Inactive Forms - Auto AU0003ORG Implementing Automobile Insurance Reforms Under Bill 198: Revised Ontario Automobile Policy (OAP 1) and related Policy and Endorsement Forms
Auto Inactive Filing - Auto AU0052ORG Updated Automobile Insurance Filing Guidelines
Auto Inactive Volunteer Drivers AU0072ORG Coverage and rating for volunteer drivers
CU-CP Inactive Lending CU0015ORG Commercial Lending Policy Development Guide -Cover Letter
Insurance Inactive Registered Participant List PC0038ORG Companies registered under the Prepaid Hospital and Medical Services Act as of April 1, 2019
Mortgage Inactive Resources MB0030ORG Government of Canada Resources
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0513ORG Coverage and Funding - PBA, 1987 s. 85
Pensions Inactive Multi-jurisdictional issues PE0024ORG Agreement Respecting Multi-jurisdictional Pension Plans
Pensions Inactive Asset Transfers PE0038ORG Trust Issues On Plan Transfer/Merger (Transamerica)
Pensions Inactive Locked-in Accounts PE0453ORG 2001 LIF Maximum Withdrawal Amount Table
Pensions Inactive Locked-in Accounts PE0485ORG Locked-In Retirement Income Funds (LRIFs)
Pensions Inactive Surplus PE0588ORG Changes to the Surplus Application Review Process - Effective on and after September 1, 1994
Pensions Inactive Information and Statements PE0524ORG Photocopies of Files under section 30 of the PBA, 1990
Pensions Inactive Refunds PE0547ORG Application for Refund of Employer Overpayment - PBA ss. 78(1) and (4), as amended
Pensions Inactive Administration - Pensions PE0318ORG Insurance Company Not Administrator for Annuity Contracts
Insurance Inactive Filing - Insurance PC0008ORG Notice - Filing of 2018 Annual Return for Ontario - Extra provincial insurance companies licensed in Ontario
Pensions Inactive Filing - Pensions PE0333ORG Late Fees
Pensions Inactive Investments - Pensions PE0076ORG Investment
HSP Inactive Licensing - HSP HP0019ORG HSP Listed Expenses
Pensions Inactive Locking in PE0495ORG Non-Redeemable RRSP Investment
Auto Inactive Forms - Auto AU0041ORG Amendments to Accident Benefit Forms - Application for Determination of Catastrophic Impairment (OCF-19) and Standard Benefit Statement
Auto Inactive Usage Based Pricing AU0051ORG Usage-Based Automobile Insurance Pricing in Ontario (2016)
Auto Inactive Consumer Education AU0084ORG Understanding Automobile Insurance
CU-CP Inactive External Auditor Role CU0001ORG Cover Letter for External Auditor Role for High Risk Areas
Insurance Inactive Consent PC0002ORG CONSENT AND NOTIFICATION
Pensions Inactive Funding PE0655ORG The Determination of Whether a Plan is a "Closed Plan" (pre May 21, 2019)
Pensions Inactive Supervisory Approach PE0192ORG Targeted Reviews
Pensions Inactive Wind up PE0621ORG Employer Intention Respecting Surplus in a Wind-up Report
Pensions Inactive Miscellaneous PE0082ORG Legislative and Regulatory Changes
Pensions Inactive Miscellaneous PE0416ORG PCO Affected by Government Constraints New Approach to Communications Adopted
Pensions Inactive Asset Transfers PE0349ORG Asset Transfer - Successor Plans
Pensions Inactive Locked-in Accounts PE0152ORG 2019 Life Income Fund (LIF) and Locked-In Retirement Income Fund (LRIF) Maximum Annual Income Payment Amount Table
Pensions Inactive Locked-in Accounts PE0464ORG Life Income Funds (LIFs)
Pensions Inactive Benefits PE0361ORG Pregnancy and Parental Leave - Employee Contributions
Pensions Inactive Membership PE0371ORG Class and Eligibility
Pensions Inactive Registration PE0556ORG Notice of Revised Document Checklist
HSP Inactive Annual Information Return (AIR) - HSP HP0004ORG Health Service Providers 2017 AIR Results Summary Report
Pensions Inactive Filing - Pensions PE0344ORG Unsigned AIRs
Pensions Inactive Investments - Pensions PE0432ORG Prudence
HSP Inactive Licensing - HSP HP0033ORG Public Registry of Licensed Health Service Providers
Pensions Inactive Pension Decisions PE0534ORG Pre-Hearing Conference Procedures
Auto Inactive Auto Insurance Regulations AU0042ORG Amendments to Automobile Insurance Regulations
Auto Inactive Certificate AU0095ORG CERTIFICATE OF AN OFFICIAL: Appendix E
CU-CP Inactive Director Training CU0030ORG Director Training and Qualifications GN - Less Complex Credit Unions
CU-CP Inactive ICAAP CU0087ORG Liquidity and Stress Testing Guidance Notes and Tools
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0110ORG Pension Benefits Guarantee Fund (PBGF)
Pensions Inactive Commuted Value PE0611ORG Recalculation of Transfer Values
Pensions Inactive Wind up PE0632ORG Payment of Immediate Pensions
Pensions Inactive Miscellaneous PE0526ORG Applications Received Prior to January 1, 1996 - Procedures for Resolution
Pensions Inactive Locked-in Accounts PE0443ORG Direct Transfer from Plan to LIF, Income Tax Act (Canada) s.147.3
Pensions Inactive Locked-in Accounts PE0475ORG 2010 Schedule 1 Life Income Fund (LIF) Maximum Annual Income Payment Amount Table
Pensions Inactive Benefits PE0131ORG Payments from a Defined Contribution/Money Purchase Benefit
Pensions Inactive Benefits PE0408ORG Benefit Accrual in Defined Benefit and Defined Contribution Plans
Pensions Inactive Surplus PE0598ORG Procedures for Applications under ss. 7a(2) of O. Reg. 708/87 (743/91) (Grandfathering Provision)
Pensions Inactive Membership PE0503ORG Students Generally Not Eligible - PBA s. 1(1)
Mortgage Inactive Reporting - Mortgage Brokering MB0035ORG Reporting Requirements for Mortgage Administrators
General Regulatory Inactive Consumer Protection - General Regulatory GR0001ORG Treating Financial Services Consumers Fairly Guideline: Frequently Asked Questions
Pensions Inactive Filing - Pensions PE0522ORG Simplified Filing Procedure
HSP Inactive Licensing - HSP HP0009ORG HSP Attendant Care Benefits
Mortgage Inactive Licensing - Mortgage Brokering MB0033ORG Applying for a New Licence
Pensions Inactive Locking in PE0497ORG Application of Pre and Post 1987 Vesting And Locking-In Rules
Auto Inactive Forms - Auto AU0008ORG Revised Ontario Garage Automobile Policy (O.A.P. 4) and Other Automobile Insurance Forms
Auto Inactive Loss Transfer AU0073ORG Loss transfer
Auto Inactive Rate Approvals AU0122ORG Auto Quarterly Rate Approvals
CU-CP Inactive Lending CU0035ORG Lending Guidance Note
CU-CP Inactive Act CU0041ORG DICO's Other Power Under the Act
General Regulatory Inactive Hearing Procedures GR0006ORG Rules of Practice and Procedure for Hearings Before the Superintendent of Financial Services
Insurance Inactive Reporting - Insurance PC0039ORG New reporting requirement is effective immediately: Report the life insurers you represent, have a contract with and/or on whose behalf you sell insurance products
Mortgage Inactive Resources MB0036ORG Webinar Resources
Pensions Inactive Funding PE0396ORG Designated Plans - Requirements for Maximum Funding Valuations
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0640ORG Ability to take contribution holidays and pay PBGF assessments – revised as per amendments in Regulation 105/19
Pensions Inactive Multi-jurisdictional issues PE0025ORG Questions and Answers on 2016 Agreement Respecting Multi-jurisdictional Pension Plans
Pensions Inactive Asset Transfers PE0128ORG Types of Asset Transfers
Pensions Inactive Locked-in Accounts PE0454ORG 2002 LIF Maximum Withdrawal Amount Table
Pensions Inactive Locked-in Accounts PE0644ORG Financial Hardship Unlocking Questions & Answers (2012 - 2014)
Pensions Inactive Surplus PE0589ORG Surplus Distribution - The Role of Legal Counsel in Obtaining Written Consent
Pensions Inactive Refunds PE0548ORG Extension of Time Limit Under Section 78(4) - PBA s. 105
Pensions Inactive Administration - Pensions PE0099ORG Accessing Plan Records and Information
Pensions Inactive Administration - Pensions PE0319ORG Mandatory for MEPPs Established by Collective Agreements or Trust Agreements