The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
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Showing 301 to 400 of 1065 entries
Sector Status Category Guidance Number Guidance Name
Pensions Inactive Miscellaneous PE0418ORG PCO Advisory Committee Members
Pensions Inactive Benefits PE0131ORG Payments from a Defined Contribution/Money Purchase Benefit
Pensions Inactive Administration - Pensions PE0312ORG Payment on Wind Up
Pensions Active Wind up PE0182ORG Payment of Immediate Pensions & Other Benefits
Pensions Inactive Wind up PE0632ORG Payment of Immediate Pensions
Pensions Active Wind up PE0179ORG Payment of Benefits on Partial Wind Up
Pensions Active Spousal Rights PE0090ORG Payment of A Survivor Pension Small Amount - Section 44(7) of the Pension Benefits Act
Pensions Active Commuted Value PE0087ORG Payment of a Small Amount under Section 50(1) of the Pension Benefits Act
Pensions Inactive Administration - Pensions PE0250ORG Payable from Pension Fund
Pensions Inactive Administration - Pensions PE0211ORG Payable from Pension Fund
Pensions Active Benefits PE0264ORG Past Benefits - Members Option
Pensions Inactive Surplus PE0585ORG Partial Wind Up - Identification and Administration of Surplus Compliance with PBA, 1990 ss. 70(6)
Pensions Active Surplus PE0162ORG Partial Wind Up - Identification and Administration of Surplus
Pensions Inactive Asset Transfers PE0233ORG Partial Asset Transfers Under s. 81 - Superintendent's Consent Required
Pensions Inactive Membership PE0375ORG Part-time Employees and YMPE Test
Pensions Active Investments - Pensions PE0147ORG Overview of Statements of Investments Policies and Procedures (SIPP) Requirements
Pensions Active Wind up PE0021ORG Overpayments and Plan Wind Up - FAQs
Auto Active Filing - Auto AU0108ORG Other than Private Passenger Automobile Filing Guidelines - Minor
Auto Active Filing - Auto AU0107ORG Other than Private Passenger Automobile Filing Guidelines - Major
Pensions Inactive Funding PE0658ORG Other Changes to the Regulation - O.Reg. 239/09
Auto Active Forms - Auto AU0111ORG Other Automobile Insurance Forms
Pensions Active Wind up PE0283ORG Original and Successor Pension Plans - Section 81 Does Not Preclude Wind Up of Original Plan
Pensions Inactive Wind up PE0638ORG Original and Successor Pension Plans
Pensions Active Spousal Rights PE0209ORG Options to Spouse on Marriage Breakdown
Pensions Inactive Filing - Pensions PE0292ORG Options for Prescribed Filings - Frequently Asked Questions
Auto Active Indexation AU0022ORG Optional Indexation Benefit Guideline
Pensions Active Administration - Pensions PE0084ORG Opting out of the new grow-in provisions by JSPPs and MEPPs
Auto Active Risk Management AU0137INF Operational risk management framework in rating and underwriting of automobile insurance
CU-CP Active Risk Management CU0088APP Operational Risk and Resilience
CU-CP Active Risk Management CU0049ORG Operational Risk Advisory #2 - Potential Risks Associated with Providing Banking Services to Money Service Businesses (MSBs)
CU-CP Active Risk Management CU0047ORG Operational Risk Advisory #1 - Outsourcing Servicing of Owned ATM's
Auto Active Loss Trend AU0132APP Ontario private passenger automobile annual review based on industry data
Pensions Inactive Locked-in Accounts PE0444ORG Ontario Life Income Funds (LIFs) Direct Transfer of Locked-in Funds and Administration Issues
Pensions Inactive Pension Decisions PE0388ORG Ongoing Cases under the PBA and Regulations
Pensions Inactive Locking in PE0494ORG On Termination
Pensions Inactive Filing - Pensions PE0574ORG Obligation to Sell Assets
Pensions Inactive Asset Transfers PE0350ORG Notification of Change of Carrier
Pensions Inactive Pension Decisions PE0577ORG Notices and Orders, PBA, 1990 s. 69, ss. 70(5), ss. 89(5) (Omitted from Winter-Spring 1996 Bulletin 6/3)
Pensions Inactive Pension Decisions PE0575ORG Notices and Orders, PBA, 1990 s. 69, s. 87, ss. 89(5)
Pensions Inactive Pension Decisions PE0576ORG Notices and Orders, PBA, 1990 s. 69, s. 87, ss. 89(5)
Pensions Inactive Pension Decisions PE0578ORG Notices and Orders
Pensions Inactive Refunds PE0545ORG Notice To Members A Necessary Pre-Condition - PBA, 1987 ss. 79(4)*
Pensions Inactive Registration PE0556ORG Notice of Revised Document Checklist
Pensions Inactive Registration PE0556ORG Notice of Revised Document Checklist
Pensions Inactive Filing - Pensions PE0340ORG Notice of Revised Annual Information Return
Pensions Inactive Wind up PE0629ORG Notice of Proposal for Partial Wind Up
Pensions Inactive Pension Decisions PE0536ORG Notice of Pre-Hearing Conference
Insurance Inactive Filing - Insurance PC0009ORG Notice of Filing of 2018 Annual Return for Ontario - Ontario incorporated farm mutuals
Pensions Inactive Wind up PE0630ORG Notice and Consent Requirements on Partial Plan Wind Up
Insurance Inactive Premium Information PC0012ORG Notice - Premium Information for Cost Assessment - Non-Ontario incorporated Property and Casualty insurance companies and reciprocals
Insurance Inactive Filing - Insurance PC0010ORG Notice - Filing of 2018 Annual Return for Ontario - Ontario incorporated insurers and reinsurers, fraternal societies, and reciprocal insurance exchanges
Insurance Inactive Filing - Insurance PC0008ORG Notice - Filing of 2018 Annual Return for Ontario - Extra provincial insurance companies licensed in Ontario
Pensions Active Miscellaneous PE0291ORG Nortel Ontario Beneficiary Direction, Consent & Waiver
Pensions Inactive Retirement PE0559ORG Normal Retirement Date - PBA, 1987 ss. 36(1)
Auto Active Non-renewal risk AU0082ORG Non-Renewal Risk Due to Broker Cancellation
Pensions Inactive Locking in PE0495ORG Non-Redeemable RRSP Investment
Pensions Active Commuted Value PE0171ORG No Transfers Outside Canada
Pensions Inactive Administration - Pensions PE0608ORG No Transfers Outside Canada
Pensions Inactive Membership PE0502ORG No Transfer Rights on Suspension of Plan Membership - PBA, 1987 ss. 64(1)
Pensions Active Membership PE0219ORG No Transfer Rights on Suspension of Plan Membership
Pensions Inactive Funding PE0401ORG No Suspension of Contributions in Defined Contribution Plans
Pensions Active Funding PE0138ORG No Provision to Amortize Negative Solvency Balance
Pensions Inactive Locked-in Accounts PE0442ORG No Provision for Small Amounts
Pensions Inactive Administration - Pensions PE0607ORG No Obligation For Other Plans To Accept Transfer
Pensions Active Commuted Value PE0170ORG No Obligation For Other Plans To Accept Transfer
Pensions Inactive Miscellaneous PE0519ORG No Civil Collection By PCO
Pensions Active Wind up PE0676ORG New Requirements for Grow-In, Opting Out of Grow-In and Partial Wind Up
Insurance Inactive Reporting - Insurance PC0039ORG New reporting requirement is effective immediately: Report the life insurers you represent, have a contract with and/or on whose behalf you sell insurance products
Auto Active Licensing - Auto AU0029ORG New Regulations for Service Provider Licensing and Proclamation Order
Auto Inactive Licensing - Auto AU0025ORG New Regulations for Service Provider Licensing and Changes to Statutory Accident Benefits Schedule – Effective September 1, 2010
Pensions Active Information and Statements PE0287ORG New Provisions Related to the Disclosure of Records
Auto Active Licensing - Auto AU0030ORG New Proclamation Dates for Service Provider Licensing
Mortgage Active Licensing - Mortgage Brokering MB0047INT New mortgage agent and broker licensing requirements
Pensions Inactive Forms - General PE0662ORG New FSCO Pension Forms Due to Amended Definition of "Spouse" Under the Pension Benefits Act (Form 1, Form 3, Form 4, Form 5, Form 6, and Form 6.1) - 2005
Pensions Inactive Filing - Pensions PE0338ORG New Fees
Pensions Active Administration - Pensions PE0085ORG New Definitions for "Retired Member" and "Former Member"
Auto Inactive Motor Vehicle Liability Insurance Card AU0061ORG New background design for Motor Vehicle Liability insurance card
Auto Inactive Forms - Auto AU0002ORG New and Revised Policy and Endorsement Forms
Auto Inactive Forms - Auto AU0020ORG New and Revised Policy and Endorsement Forms
Auto Inactive Forms - Auto AU0009ORG New and Revise Accident Benefit Claim forms
CU-CP Inactive Liquidity CU0068INT Net Stable Funding Ratio Completion Guide
CU-CP Active Liquidity CU0075ORG Net Stable Funding Ratio (NSFR) Template 2021
CU-CP Active Liquidity CU0074ORG Net Cumulative Cash Flow Report (NCCF) Template 2021 
CU-CP Inactive Liquidity CU0067INT Net Cumulative Cash Flow Completion Guide
Insurance Active Negative Option PC0018ORG Negative Option Marketing/Billing
Pensions Active Wind up PE0180ORG Natural Termination of a Pension Plan
Pensions Inactive Wind up PE0627ORG Natural Termination of a Pension Plan
Auto Inactive Liability Card AU0081ORG Motor Vehicle Liability Insurance Card (Canada/Inter-Province)
Mortgage Inactive Compliance - Mortgage Brokering MB0034ORG Mortgage Brokering Sector Compliance Reviews
Mortgage Inactive Forms - Mortgage Brokering MB0023ORG Mortgage Brokering Forms
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0005ORG Mortgage brokerages and administrators: How to check/update your contact information, and file the Annual Information Return (AIR)
Mortgage Active Application - Mortgage Brokering MB0022ORG Mortgage Brokerage Licence Application - Instructions for completing the application
Mortgage Active Non-Qualified Syndicated Mortgages MB0043INF Mortgage Brokerage Disclosure and Suitability Assessments for Non-Qualified Syndicated Mortgage Investments (SMIs) – Responses to Market Disruptions (for Transactions on or after July 1, 2021)
Mortgage Active Non-Qualified Syndicated Mortgages MB0040INT Mortgage Brokerage Disclosure and Suitability Assessments for Non-Qualified Syndicated Mortgage Investments (SMIs) – Responses to Market Disruptions
Mortgage Active Cybersecurity MB0048INF Mortgage Broker Regulators' Council of Canada Principles for Cybersecurity Preparedness for the Mortgage Brokering Sector
Mortgage Active Code of Conduct MB0042APP Mortgage Broker Regulators' Council of Canada Code of Conduct for the Mortgage Brokering Sector.
Mortgage Active Education MB0026ORG Mortgage Broker and Mortgage Agent Education
Mortgage Active Reporting - Mortgage Brokering MB0052INT Mortgage Administrators’ Financial Filing Requirements
Mortgage Active Syndicated Mortgage Investments MB0039INT Mortgage Administrators – Responses to Market Disruptions
Mortgage Active Application - Mortgage Brokering MB0021ORG Mortgage Administrator Licence Application - Instructions for completing the application