The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
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Showing 101 to 200 of 1065 entries
Sector Status Category Guidance Number Guidance Name
Pensions Inactive Supervisory Approach PE0019ORG Administrative Penalties
Pensions Active Supervisory Approach PE0055ORG Court Proceedings - Frequently Asked Questions
Pensions Active Supervisory Approach PE0143ORG Court Proceedings - Involvement of FSCO/Superintendent of Financial Services
Pensions Inactive Supervisory Approach PE0190ORG Defined Benefit Application Processes and Service Targets
Pensions Inactive Supervisory Approach PE0191ORG Application Processes and Service Targets
Pensions Inactive Supervisory Approach PE0192ORG Targeted Reviews
Pensions Active Supervisory Approach PE0197APP Pension Sector Guiding Principles
Pensions Active Supervisory Approach PE0199APP Supervisory Approach for Single Employer Defined Benefit Pension Plans that are Actively Monitored
Pensions Inactive Supervisory Approach PE0200INF Pension Sector Emergency Management Response
Pensions Inactive Supervisory Approach PE0201INF Pension Sector Emergency Management Response
Pensions Inactive Supervisory Approach PE0206INF Pension Sector Emergency Management Response
Pensions Active Supervisory Approach PE0245ORG Process for Reviewing Defined Benefit Pension Plan Applications and Service Targets
Pensions Active Supervisory Approach PE0266ORG Decisions made under the Pension Benefits Act, R.S.O. 1990, c. P.8 and the Financial Services Commission of Ontario Act, 1997, S.O. 1997, c. 28
Pensions Inactive Supervisory Approach PE0308ORG Determination of the Solvency Liability Adjustment
Pensions Inactive Supervisory Approach PE0403ORG Disclosure Requirements for Financial Statements Filed Pursuant to Regulation
Pensions Inactive Supervisory Approach PE0405ORG Court Proceedings – Involvement of FSCOSuperintendent of Financial Services
Pensions Supervisory Approach PE0580ORG Delegation of the Superintendent’s Authorities - Financial Services Commission of Ontario Act, 1997, ss. 5(3)
Pensions Inactive Supervisory Approach PE0581ORG Filing Applications with the Superintendent of Financial Services
Pensions Inactive Supervisory Approach PE0204INF Pension Sector Emergency Management Response (June 2020)
Pensions Inactive Supervisory Approach PE0664ORG FAQs - Targeted Review: Form 7 – Contribution Reporting & Monitoring Process (2017)
Pensions Inactive Supervisory Approach PE0665ORG Targeted Reviews - Frequently Asked Questions (2017)
Pensions Inactive Supervisory Approach PE0666ORG Targeted Review: Member Option Statements – Termination and Retirement (2018)
Pensions Inactive Supervisory Approach PE0667ORG Targeted Review: Form 7 – Contribution Reporting & Monitoring Process (2017)
General Regulatory Active Supervisory Approach GR0017APP Public warning notices Guidance
CU-CP Active Structural CU0039ORG Structural Risk Guidance Note
CU-CP Inactive Stress testing CU0038ORG Stress Testing Guidance Note
CU-CP Inactive Stress testing CU0040ORG Cover Letter for ICAAP Stress Testing GN
CU-CP Active Stress testing CU0065INT Stress Testing *New
Pensions Active Spousal Rights PE0090ORG Payment of A Survivor Pension Small Amount - Section 44(7) of the Pension Benefits Act
Pensions Active Spousal Rights PE0207ORG Marriage Breakdown and Pension Credits
Pensions Active Spousal Rights PE0208ORG Additional Options to Spouse on Marriage Breakdown
Pensions Active Spousal Rights PE0209ORG Options to Spouse on Marriage Breakdown
Pensions Active Spousal Rights PE0274ORG Joint and Survivor Pension or Annuity – Entitlement, Waiver and Cancellation
Pensions Inactive Spousal Rights PE0562ORG Human Rights Commission Decision on the Definition of Spouse
Pensions Inactive Spousal Rights PE0563ORG Amended Definition of “Spouse” Under the Pension Benefits Act - PBA s. 1 “spouse”
Pensions Inactive Spousal Rights PE0564ORG Joint and Survivor Requirement and Waiver
Pensions Inactive Spousal Rights PE0565ORG Entitlement to Spousal Joint and Survivor Benefit - PBA, 1990, s. 44
Pensions Inactive Spousal Rights PE0566ORG Joint and Survivor Pension or Annuity – Entitlement, Waiver and Cancellation
Pensions Inactive Spousal Rights PE0567ORG Same-Sex Spouse Survivor Benefits
Pensions Active Spousal Rights PE0653ORG Definition of "spouse"
Auto Inactive Settlement AU0043ORG Amendments to the Settlement Disclosure Notice
General Regulatory Active Service Standards - General Regulatory GR0009APP FSRA Service Standards
CU-CP Inactive Service Standards - CU-CP CU0018ORG DICO Service Standards as Outlined in the CUCPA
CU-CP Active Securitization CU0037ORG Securitization Guidance Note
CU-CP Active Securitization CU0079ORG Application Guide: Securitization
CU-CP Active Securitization CU0080ORG Securitization Reporting Template
Auto Inactive SABS AU0060ORG Regulation on Endorsement for Optional Benefits in the SABS
Auto Inactive SABS AU0123ORG Superintendent's and Commissioner's Guidelines - Auto Insurance SABS
Auto Active SABS AU0124ORG 2019 Automobile Insurance Legislated and Regulatory Adjustments and Optional Indexation Rates Under the Statutory Accident Benefit Schedule
Auto Active SABS AU0133INT Statutory Accident Benefits Claims during the COVID-19 Outbreak
Auto Active Rules and Risk Classification AU0059ORG Automobile Insurance Underwriting Rules and Risk Classification Variables
CU-CP Inactive Risk Management CU0043ORG Sound Business and Financial Practices Manual
CU-CP Active Risk Management CU0047ORG Operational Risk Advisory #1 - Outsourcing Servicing of Owned ATM's
CU-CP Active Risk Management CU0049ORG Operational Risk Advisory #2 - Potential Risks Associated with Providing Banking Services to Money Service Businesses (MSBs)
CU-CP Active Risk Management CU0051ORG Capital Risk Advisory #1 - Credit Union Shares Held as Security
CU-CP Active Risk Management CU0052ORG Market Risk Advisory #1 - Investment in Digital Currencies
CU-CP Active Risk Management CU0053ORG Market Risk Advisory #2 - Investment in a Pool of Individual Mortgages and Mortgage Pools
Auto Active Risk Management AU0137INF Operational risk management framework in rating and underwriting of automobile insurance
CU-CP Active Risk Management CU0088APP Operational Risk and Resilience
General Regulatory Active Risk Management GR0016INT Information Technology (“IT”) risk management
Auto Active Ridesharing AU0047ORG Private Vehicles for Hire - Ridesharing: Fleet Insurance Policy (Intact/Uber), Approval of an Electronic Insurance Card for Ridesharing, and Amendments to the Definition of “Fleet”
Pensions Active Retirement PE0246ORG Retirement Dates
Pensions Inactive Retirement PE0559ORG Normal Retirement Date - PBA, 1987 ss. 36(1)
Pensions Inactive Retirement PE0560ORG Mandatory Retirement Date
Pensions Inactive Retirement PE0561ORG Mandatory Retirement - PBA, 1987 s. 36, s. 42
General Regulatory Active Retirement PC0048INT Understanding Decumulation Products
Mortgage Inactive Resources MB0030ORG Government of Canada Resources
Mortgage Inactive Resources MB0036ORG Webinar Resources
CU-CP Active Resolution Planning CU0082INT Resolution Planning
Auto Active Residual Market AU0067ORG Facility Association amendment to eligibility rules in the residual market
CU-CP Active Reserves CU0011ORG By-Law #6
CU-CP Inactive Request for Publications CU0042ORG Request for Additional DICO Publications
Mortgage Inactive Reporting - Mortgage Brokering MB0035ORG Reporting Requirements for Mortgage Administrators
Mortgage Active Reporting - Mortgage Brokering MB0052INT Mortgage Administrators’ Financial Filing Requirements
Insurance Inactive Reporting - Insurance PC0039ORG New reporting requirement is effective immediately: Report the life insurers you represent, have a contract with and/or on whose behalf you sell insurance products
Insurance Active Reporting - Insurance PC0043INT Life agent reporting requirements and related insurer obligations
Auto Active Rental Vehicles AU0064ORG Rental Vehicles and the Priority Rules
Auto Inactive Rental Vehicles AU0088ORG Protecting Yourself When Renting an Automobile
Auto Active Regulation AU0016ORG Changes to Ontario Regulation 283/95: Disputes Between Insurers
Auto Active Regulation AU0019ORG Publication of Private Arbitration Decisions Involving Ontario Regulation 283/95: Disputes Between Insurers
Pensions Active Registration PE0161ORG Registration of a Pension Plan and a Pension Plan Amendment
Pensions Inactive Registration PE0549ORG Changing Province Of Registration
Pensions Inactive Registration PE0550ORG Common Problems
Pensions Inactive Registration PE0551ORG Preparing An Application For Registration
Pensions Inactive Registration PE0552ORG Preparation of an Application for Registration of a Pension Plan
Pensions Inactive Registration PE0553ORG Guide To Completing A Pension Plan Document Checklist - PBA s. 98
Pensions Inactive Registration PE0554ORG Preparation of an Application for Registration of a Plan Amendment
Pensions Inactive Registration PE0555ORG Pension Plan Document Checklist
Pensions Inactive Registration PE0556ORG Notice of Revised Document Checklist
Pensions Inactive Registration PE0556ORG Notice of Revised Document Checklist
Pensions Inactive Registration PE0557ORG Legal Effect, PBA, 1987 s. 10, s. 16 & s. 17
Insurance Inactive Registered Participant List PC0038ORG Companies registered under the Prepaid Hospital and Medical Services Act as of April 1, 2019
Pensions Active Refunds PE0160ORG Refund of Additional Voluntary Contributions to Active Members
Pensions Active Refunds PE0271ORG Application for Reimbursement of Employer Overpayment from a Continuing Pension Plan
Pensions Active Refunds PE0272ORG Application for Refund of Contributions to Plan Members or Former Members
Pensions Inactive Refunds PE0540ORG Applications to the Commission for Consent to a Refund - PBA, 1987 ss. 64(7) and (8)*
Pensions Inactive Refunds PE0541ORG Refund to Active Members - PBA, 1987 ss. 64(2)*
Pensions Inactive Refunds PE0542ORG Refund of Additional Voluntary Contributions to Active Members - PBA, 1990 ss. 63(2)
Pensions Inactive Refunds PE0543ORG Locking-in Provisions - Prior Consent of the Commission Required for Refunds, PBA 1990 ss. 63(7) and (8)
Pensions Inactive Refunds PE0545ORG Notice To Members A Necessary Pre-Condition - PBA, 1987 ss. 79(4)*