The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
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Showing 401 to 500 of 1065 entries
Sector Status Category Guidance Number Guidance Name
Pensions Inactive Surplus PE0527ORG Surplus Refund Applications on Wind Up - Acknowledgment of Applications, Representations and Communication of Commission Decision, PBA, 1990 ss. 78(3), O. Reg. 909 ss. 8(2)
Pensions Inactive Administration - Pensions PE0310ORG Expenses Payable from Pension Fund
Pensions Inactive Filing - Pensions PE0305ORG Compliance With Actuarial Professional Standards
Pensions Inactive Filing - Pensions PE0569ORG Conflict of Interest Requirement
HSP Inactive Licensing - HSP HP0011ORG HSP Consumer Information
Pensions Inactive Locking in PE0487ORG Interest Locked in
Auto Inactive Forms - Auto AU0011ORG Amendments to the Ontario Automobile Policy (OAP 1) and related forms
Auto Inactive Filing - Auto AU0103ORG List of guidelines
Auto Inactive Loss Transfer AU0079ORG Loss transfer revisited
CU-CP Inactive Risk Management CU0043ORG Sound Business and Financial Practices Manual
HSP Inactive Auto Fraud and Abuse Reduction HP0002ORG Reducing abuse and fraud in health care services for Auto Insurance: everyone has a role to play
Insurance Inactive Capital Testing PC0041ORG Superintendent's Minimum Capital Test Guideline
Pensions Inactive Funding PE0398ORG Impact Of Solvency Funding
Pensions Inactive Annuities PE0346ORG Fully Insured Money Purchase Group Annuity
Pensions Inactive Miscellaneous PE0043ORG Lester Wong, FSCO's Interim Deputy Superintendent, Pensions
Pensions Inactive Locked-in Accounts PE0456ORG Spousal Death Benefit
Pensions Inactive Locked-in Accounts PE0646ORG Financial Hardship Unlocking Fees (2009)
Pensions Inactive Plan Types PE0520ORG Pension Plans are Not Flexible Benefit Plans
Pensions Inactive Surplus PE0591ORG Levels of Consent Required Pursuant to Section 10.1 of Regulation 909
Pensions Inactive Registration PE0549ORG Changing Province Of Registration
Pensions Inactive Administration - Pensions PE0119ORG Fees and Expenses for Wind Ups and Surplus Refund Applications
Pensions Inactive Administration - Pensions PE0321ORG Approved Pension Forms
Insurance Inactive Filing - Insurance PC0011ORG 2018 Annual Return Instructions to Ontario incorporated insurers and reinsurers, fraternal societies, and reciprocal insurance exchanges
Pensions Inactive Filing - Pensions PE0336ORG Late AIR Filing Fees - Updated Interest Table
HSP Inactive Licensing - HSP HP0022ORG HSP Licence Application: Technical Support/Troubleshooting
Pensions Inactive Pension Decisions PE0386ORG Results of Charges Laid Under the PBA and Regulations
Auto Inactive Forms - Auto AU0058ORG Amendments to Three Ontario Automobile Policy Forms - OAP 1, OPF 2 and OAP 4
Auto Inactive Claims Process AU0086ORG After an Auto Accident: Understanding the Claims Process
CU-CP Inactive Compliance - CU-CP CU0013ORG Details about Compliance Orders Issued by DICO
CU-CP Inactive Corporate Governance CU0058ORG Guidance Note: Corporate Governance--Board of Directors
Insurance Inactive Actuarial Information PC0005ORG 2018 LIFE MEMORANDUM TO THE APPOINTED ACTUARY
Mortgage Inactive Mortgage Fraud MB0010ORG Checklist on Detecting and Preventing Mortgage Fraud
Pensions Inactive Funding PE0014ORG Quarterly Update on Estimated Solvency Funded Status of Defined Benefit Plans in Ontario
Pensions Inactive Funding PE0658ORG Other Changes to the Regulation - O.Reg. 239/09
Pensions Inactive Supervisory Approach PE0200INF Pension Sector Emergency Management Response
Pensions Inactive Wind up PE0624ORG Distribution of Benefits on Partial Wind Up (March 2007)
Pensions Inactive Miscellaneous PE0104ORG Consultations and Proposed Legislation
Pensions Inactive Miscellaneous PE0419ORG Publication of Decisions made under the Pension Benefits Act, R.S.O. 1990, c. P.8
Pensions Inactive Asset Transfers PE0352ORG Asset Transfers Between Insurance Contracts or Policies
Pensions Inactive Locked-in Accounts PE0467ORG 2004 LIF Maximum Payment Amount Table
Pensions Inactive Family Law PE0074ORG Webinar on Valuation and Division of Pension Assets on Breakdown of a Spousal Relationship
Pensions Inactive Benefits PE0364ORG Portability Rights If Vested But Not Locked-In
Pensions Inactive Surplus PE0599ORG Making Application Under ss. 7a(2)(c) - O. Reg. 708/87
Pensions Inactive Membership PE0374ORG Requirements For Full and Part-Time Employees
HSP Inactive Annual Information Return (AIR) - HSP HP0034ORG Health Service Provider Sector Reports
Pensions Inactive Filing - Pensions PE0389ORG Requirement to File Pension Plan Financial Statements or Pension Fund Financial Statements
Pensions Inactive Investments - Pensions PE0435ORG Transitional Investment Rules
Insurance Inactive Licensing - Insurance PC0032ORG How to Obtain or Amend an Insurance Company Licence
Pensions Inactive Pension Decisions PE0537ORG Release of Pre-Hearing Conference Documents Filed with the Commission
Auto Inactive Underwriting rules AU0004ORG Automobile insurance underwriting rules
Auto Inactive Catastrophic Impairment AU0044ORG Catastrophic Impairment - Public Hospitals Guideline and Updated Cost of Goods Guideline
Auto Inactive Certificate AU0098ORG CERTIFICATE OF THE ACTUARY: Appendix B2
CU-CP Inactive Advertising CU0016ORG Pre Approved Advertising Messages for Cus
CU-CP Inactive Investments - CU-CP CU0034ORG Investments Guidance Note
CU-CP Inactive Liquidity CU0068INT Net Stable Funding Ratio Completion Guide
Insurance Inactive Information for Agents PC0024ORG Licensing FAQ’s for Insurance Agents and Adjusters
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0506ORG Assessment Based on Last Report Regulation 909 ss. 3(1) and 37
Pensions Inactive Commuted Value PE0614ORG Responsibilities of Fund Trustee - Transfer of Assets Between Plans
Pensions Inactive Supervisory Approach PE0664ORG FAQs - Targeted Review: Form 7 – Contribution Reporting & Monitoring Process (2017)
Pensions Inactive Wind up PE0176ORG Allocation of Assets in a Multi-Jurisdictional Pension Plan Providing Defined Benefits Guaranteed in Whole or in Part by the Pension Benefits Guarantee Fund
Pensions Inactive Wind up PE0635ORG Significant Numbers of Members
Pensions Inactive Miscellaneous PE0184ORG Active Pension Policies
Pensions Inactive Asset Transfers PE0031ORG Asset Transfers - Frequently Asked Questions
Pensions Inactive Locked-in Accounts PE0446ORG Minimum and Maximum Withdrawals
Pensions Inactive Locked-in Accounts PE0478ORG 2012 Life Income Fund (LIF) and Locked-In Retirement Income Fund (LRIF) Maximum Annual Income Payment Amount Table
Pensions Inactive Surplus PE0528ORG Surplus Refund Applications on Wind Up - Late Representations and Submissions
Pensions Inactive Administration - Pensions PE0023ORG Information for Pension Plan Administrators
Pensions Inactive Administration - Pensions PE0311ORG Finders Fee or Insurance Broker Commission Payable from Pension Fund
Mortgage Inactive Errors & Omissions Insurance - Mortgage Brokering MB0018ORG Errors & Ommisions Insurance Requirements
Pensions Inactive Filing - Pensions PE0306ORG Actuarial Assumption Guidelines for Final Average Plans - Approval of Actuarial Reports
Pensions Inactive Filing - Pensions PE0570ORG Guide To Completing a SIP&G
HSP Inactive Licensing - HSP HP0012ORG HSP Definition
Pensions Inactive Locking in PE0488ORG Locked-in RRSP Can Purchase Annuity At Age 55
Auto Inactive Forms - Auto AU0013ORG Amendments to the Ontario Garage Policy (O.A.P. 4) and Other Commercial Automobile Insurance Forms
Auto Inactive Filing - Auto AU0104ORG Automobile Insurance endorsements guidelines
Auto Inactive Loss Transfer AU0094ORG Analysis of Reform Cost and Loss Trend Rates for Ontario Private Passenger Automobile Insurance
CU-CP Inactive Lending CU0050ORG Lending Advisory #3 - Mortgage Lending Practices and Potential Real Estate Market Correction
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0001ORG 2017 Annual Information Return Results Summary Report
Insurance Inactive Capital Testing PC0046ORG Minimum Capital Test Guideline for Property and Casualty Insurance Companies
Pensions Inactive Funding PE0001ORG Solvency Funding Relief Measures
Pensions Inactive Funding PE0399ORG Contribution Holidays and Actuarial Reports
Pensions Inactive Commuted Value PE0005ORG Commuted Value Transfers-Superintendent's Approval
Pensions Inactive Annuities PE0347ORG Mortality Tables and Sex Discrimination
Pensions Inactive Multi-jurisdictional issues PE0420ORG How to Change Province of Registration
Pensions Inactive Miscellaneous PE0044ORG FSCO Deputy Superintendent of Pensions: Statement on pension plans in Ontario
Pensions Inactive Miscellaneous PE0409ORG Winter 1995 Bulletin
Pensions Inactive Asset Transfers PE0230ORG Asset Transfer on Reorganization
Pensions Inactive Locked-in Accounts PE0096ORG Locked-In Accounts
Pensions Inactive Locked-in Accounts PE0457ORG Spousal Pre-retirement Death Benefit
Pensions Inactive Locked-in Accounts PE0647ORG Financial Hardship Unlocking Fees
Pensions Inactive Plan Types PE0649ORG FAQs - Jointly Sponsored Pension Plans (JSPP) (2011)
Pensions Inactive Surplus PE0592ORG Subsections 79(2) and (4) of the PBA Came Into Effect January 1, 1998
Pensions Inactive Registration PE0550ORG Common Problems
Pensions Inactive Administration - Pensions PE0322ORG Requirement To Provide Information To Members
Insurance Inactive Filing - Insurance PC0013ORG Annual Returns & Instructions
Pensions Inactive Filing - Pensions PE0337ORG Interest on Late AIR Fees
HSP Inactive Licensing - HSP HP0023ORG HSP Travel Expenses
Pensions Inactive Pension Decisions PE0387ORG Charges Laid under the PBA and Regulations - Union Drawn Steel Co. Ltd. and Maysfield Properety Management (1987) Inc.
Pensions Inactive Forms - General PE0518ORG Computer-generated Forms
Auto Inactive Forms - Auto AU0062ORG Second set of plain-language policy change forms