The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
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Showing 101 to 200 of 1065 entries
Sector Status Category Guidance Number Guidance Name
Pensions Inactive Asset Transfers PE0036ORG Aegon Canada Inc. and Transamerica Life Canada v. ING Canada Inc.
Pensions Inactive Locked-in Accounts PE0071ORG Financial Hardship Unlocking Webcast
Pensions Inactive Locked-in Accounts PE0451ORG 1999 Maximum Withdrawal Amount Table
Pensions Inactive Locked-in Accounts PE0483ORG 2017 Life Income Fund (LIF) and Locked-In Retirement Income Fund (LRIF) Maximum Annual Income Payment Amount Table
Pensions Inactive Surplus PE0586ORG Distribution To Employer on Wind Up - PBA, 1990 s. 78 and 79, O. Reg 909 (708/87 and 743/91 [eff. Dec. 18/91]) c. 7a(1)(b)
Pensions Inactive Information and Statements PE0641ORG Items marked “Private” and “Confidential”
Pensions Inactive Refunds PE0545ORG Notice To Members A Necessary Pre-Condition - PBA, 1987 ss. 79(4)*
Pensions Inactive Administration - Pensions PE0316ORG Role and Responsibilities
Pensions Inactive Filing - General Regulatory PE0668ORG Rule #3 - Optional Electronic Filings Rule
Pensions Inactive Filing - Pensions PE0331ORG Forms
Pensions Inactive Filing - Pensions PE0684ORG Rules concerning the Statement of Investment Policies and Procedures (SIPP)
HSP Inactive Licensing - HSP HP0017ORG HSP Licence Application
Pensions Inactive Locking in PE0493ORG Locking In of Pension Funds When Member Leaves the Country
Auto Inactive Forms - Auto AU0039ORG Implementing Automobile Insurance Reforms: Amendments to the Ontario Automobile Application, Endorsement and Related Forms
HSP Inactive Billing HP0032ORG How to Resolve a Complaint about Billing Practices in the Health Service Providers Sector
Mortgage Inactive Syndicated Mortgage Investments MB0008ORG Changes to syndicated mortgage rules: New FSCO forms available
Pensions Inactive Funding PE0685ORG Frequently Asked Questions Pertaining to the 2018 Funding Reform for Defined Benefit Pension Plans (pre May 21, 2019)
Pensions Inactive Supervisory Approach PE0190ORG Defined Benefit Application Processes and Service Targets
Pensions Inactive Wind up PE0619ORG Allocation of Assets in a Multi-Jurisdictional Pension Plan Providing Defined Benefits Guaranteed in Whole or in Part by the Pension Benefits Guarantee Fund
Pensions Inactive Miscellaneous PE0069ORG Information Sessions
Pensions Inactive Miscellaneous PE0414ORG Pension Plan Survival and the PCO A Two Way Street
Pensions Inactive Asset Transfers PE0235ORG Withdrawal of Application for Consent to a Transfer of Assets
Pensions Inactive Locked-in Accounts PE0462ORG General Requirements
Pensions Inactive Benefits PE0359ORG Form of Benefit Payment
Pensions Inactive Surplus PE0669ORG Questions and Answers relating to Surplus Withdrawal On Wind Up - Section 78(2) Notice Requirements (2012)
Pensions Inactive Membership PE0499ORG Separate Pension Plan for Part-Time Employees - Reasonably Equivalent Pension Benefits and Other Benefits
Pensions Inactive Registration PE0555ORG Pension Plan Document Checklist
Pensions Inactive Administration - Pensions PE0125ORG Waiver of Biennial Statements for Missing Former and Retired Members
Pensions Inactive Administration - Pensions PE0558ORG Amendment - Registration Not Confirmed
Pensions Inactive Filing - Pensions PE0342ORG General Information Regarding Annual Information Returns and Pension Assessments
Pensions Inactive Investments - Pensions PE0430ORG Investment in a Limited Partnership
HSP Inactive Licensing - HSP HP0028ORG Health Service Providers 2017/2018 Market Conduct Compliance: Examination Results
Pensions Inactive Pension Decisions PE0532ORG Release of Hearing Documents Filed with the Commission
Auto Inactive SABS AU0123ORG Superintendent's and Commissioner's Guidelines - Auto Insurance SABS
CU-CP Inactive Director Training CU0022ORG Director Training Self Assessment Guide
CU-CP Inactive Incorporation and Registration CU0060ORG Incorporating and Registering a New Credit Union or Caisse Populaire
Mortgage Inactive Non-Qualified Syndicated Mortgages MB0025ORG FAQs on FSCO's Forms Relating to Non-qualified Syndicated Mortgage Transactions
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0003ORG Ability to Take Contribution Holidays and Pay PBGF Assessments
Pensions Inactive Commuted Value PE0609ORG Mortality Tables For Calculation - CIA Recommendations
Pensions Inactive Supervisory Approach PE0403ORG Disclosure Requirements for Financial Statements Filed Pursuant to Regulation
Pensions Inactive Wind up PE0630ORG Notice and Consent Requirements on Partial Plan Wind Up
Pensions Inactive Miscellaneous PE0113ORG Pension Bulletins (Prior to October 2009)
Pensions Inactive Miscellaneous PE0523ORG Communications Between the PCO and Plan Administrators
Pensions Inactive Asset Transfers PE0505ORG Merger Policy - September 1993 - PBA, 1990 s. 81, O. Reg. 909 s. 7
Pensions Inactive Locked-in Accounts PE0441ORG Life Income Fund Update and Revised Schedule 1 of Regulation 909
Pensions Inactive Locked-in Accounts PE0473ORG 2009 Schedule 1 Life Income Fund (LIF) Maximum Annual Income Payment Amount Table
Pensions Inactive Benefits PE0406ORG Age-Related Benefit Formulae
Pensions Inactive Surplus PE0605ORG Surplus Distribution in Cash in Continuing Plan
Pensions Inactive Spousal Rights PE0566ORG Joint and Survivor Pension or Annuity – Entitlement, Waiver and Cancellation
Pensions Inactive Membership PE0501ORG Mandatory and Voluntary - Changes After Effective Date
Pensions Inactive Filing - Pensions PE0292ORG Options for Prescribed Filings - Frequently Asked Questions
Pensions Inactive Filing - Pensions PE0394ORG Revised Filing Requirements
HSP Inactive Licensing - HSP HP0007ORG About the HSP Principal Representative
Insurance Inactive Licensing - Insurance PC0040ORG FSCO updates Licensing Link to help life insurers better monitor their agents
Pensions Inactive Pension Decisions PE0578ORG Notices and Orders
Auto Inactive Forms - Auto AU0002ORG New and Revised Policy and Endorsement Forms
Auto Inactive Filing - Auto AU0050ORG Amendments to the Private Passenger Automobile Filing Guidelines and Technical Notes
Auto Inactive Auto Insurance General AU0119ORG Link to Auto Insurance Page
CU-CP Inactive Lending CU0014ORG Commercial Lending Policy Development Guide
Pensions Inactive Recovery Planning PE0544ORG Applications to the Commission - Funding Deficiency - PBA, 1987 ss. 64(7)
Insurance Inactive Errors & Omissions Insurance - Insurance PC0030ORG FAQs on Errors and Omissions Insurance for Life Insurance Agents and Updating Your Information on Licensing Link
Mortgage Inactive Administration - Mortgage Brokering MB0029ORG Existing Mortgage Brokerages and Administrators
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0512ORG Assessment and Member Fees
Pensions Inactive Multi-jurisdictional issues PE0017ORG E-blast - MJPPA - to plans with Quebec members
Pensions Inactive Miscellaneous PE0029ORG Archived Content
Pensions Inactive Asset Transfers PE0037ORG Asset Transfers (Transamerica v. ING)
Pensions Inactive Locked-in Accounts PE0072ORG Webcasts
Pensions Inactive Locked-in Accounts PE0452ORG 2000 Maximum Withdrawal Amount Table
Pensions Inactive Locked-in Accounts PE0484ORG 2018 Life Income Fund (LIF) and Locked-In Retirement Income Fund (LRIF) Maximum Annual Income Payment Amount Table
Pensions Inactive Surplus PE0587ORG Surplus Distribution to an Employer - PBA, 1990, s. 78, s. 79 and O. Reg. 909, s. 8
Pensions Inactive Information and Statements PE0303ORG Members’ Annual Statement
Pensions Inactive Refunds PE0546ORG Application under subsection 78(4) PBA, 1990
Pensions Inactive Administration - Pensions PE0317ORG Handling of Plan Fund Expenses and Maintenance of Plan Records
Insurance Inactive Filing - Insurance PC0007ORG FILING INFORMATION FOR INSURERS LICENSED IN ONTARIO
Pensions Inactive Filing - Pensions PE0332ORG Failure to File
HSP Inactive Licensing - HSP HP0018ORG HSP Licence Suspension, Revocation And Surrender
Pensions Inactive Locking in PE0494ORG On Termination
Auto Inactive Forms - Auto AU0040ORG Implementing Automobile Insurance Reforms: Amendments to the Accident Benefit Claims Forms
Auto Inactive Usage Based Pricing AU0024ORG Usage-Based Automobile Insurance Pricing in Ontario
Auto Inactive Brochure AU0083ORG What to do After an Auto Accident
HSP Inactive Communications HP0036ORG Subscription Centre
Mortgage Inactive Syndicated Mortgage Investments MB0017ORG MFDA and FSCO issue joint communication concerning the selling of syndicated mortgage investments
Pensions Inactive Funding PE0654ORG FAQs - Actuarial
Pensions Inactive Supervisory Approach PE0191ORG Application Processes and Service Targets
Pensions Inactive Wind up PE0620ORG Credited Service for Employment Standards Act, 2000 Notice Period
Pensions Inactive Miscellaneous PE0073ORG Webinars
Pensions Inactive Miscellaneous PE0415ORG Fiduciary Responsibility - A Regulator's Viewpoint
Pensions Inactive Asset Transfers PE0348ORG Asset Transfer - Successor Plans
Pensions Inactive Locked-in Accounts PE0463ORG Locked-In Retirement Accounts (LIRAs)
Pensions Inactive Benefits PE0360ORG Pregnancy and Parental Leave
Pensions Inactive Surplus PE0670ORG Questions and Answers relating to Surplus - Regulations effective July 1, 2012
Pensions Inactive Membership PE0370ORG Clarification (formerly Interpretation Bulletin I)
Pensions Inactive Registration PE0556ORG Notice of Revised Document Checklist
HSP Inactive Annual Information Return (AIR) - HSP HP0003ORG Health Service Providers 2016 AIR Results Summary Report
Pensions Inactive Filing - Pensions PE0051ORG Superintendent of Financial Services Approved Family Law Forms
Pensions Inactive Filing - Pensions PE0343ORG Which AIRs Required at Wind Up
Pensions Inactive Investments - Pensions PE0431ORG Letters of Credit As Collateral In Securities Lending
HSP Inactive Licensing - HSP HP0031ORG Apply Now for a Health Service Provider Licence
Pensions Inactive Pension Decisions PE0533ORG Records of Proceedings for Appeal Purposes
Auto Inactive Forms - Auto AU0112ORG Automobile Insurance Policy (O.A.P. 1), Application and Endorsement Forms