The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
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Showing 201 to 300 of 1065 entries
Sector Status Category Guidance Number Guidance Name
CU-CP Active Risk Management CU0051ORG Capital Risk Advisory #1 - Credit Union Shares Held as Security
CU-CP Active Risk Management CU0052ORG Market Risk Advisory #1 - Investment in Digital Currencies
CU-CP Active Risk Management CU0053ORG Market Risk Advisory #2 - Investment in a Pool of Individual Mortgages and Mortgage Pools
Auto Active Risk Management AU0137INF Operational risk management framework in rating and underwriting of automobile insurance
CU-CP Active Risk Management CU0088APP Operational Risk and Resilience
General Regulatory Active Risk Management GR0016INT Information Technology (“IT”) risk management
CU-CP Inactive Exemptions CU0044ORG DICO Variations and Exemptions under the CUCPA
CU-CP Inactive Corporate Governance CU0057ORG Guidance Note: Corporate Governance--Audit Committee
CU-CP Inactive Corporate Governance CU0058ORG Guidance Note: Corporate Governance--Board of Directors
CU-CP Inactive Corporate Governance CU0059ORG Guidance Note: Corporate Governance--Management
CU-CP Inactive Corporate Governance CU0061INF Annual Meeting Requirements: Credit Unions and Insurance Companies
CU-CP Inactive Corporate Governance CU0076ORG Self Assessment Workbook: Corporate Governance for Board of Directors (2018)
CU-CP Inactive Corporate Governance CU0077ORG Self Assessment Workbook: Corporate Governance for Audit Committee (2018)
CU-CP Inactive Corporate Governance CU0078ORG Self Assessment Workbook: Corporate Governance for Management (2018)
CU-CP Inactive Incorporation and Registration CU0060ORG Incorporating and Registering a New Credit Union or Caisse Populaire
CU-CP Inactive Liquidity CU0036ORG Liquidity Guidance Note
CU-CP Active Liquidity CU0064INT Liquidity *New
CU-CP Inactive Liquidity CU0066INT Liquidity Coverage Ratio Completion Guide
CU-CP Inactive Liquidity CU0067INT Net Cumulative Cash Flow Completion Guide
CU-CP Inactive Liquidity CU0068INT Net Stable Funding Ratio Completion Guide
CU-CP Inactive Liquidity CU0072ORG Liquidity Data Template
CU-CP Active Liquidity CU0073ORG Liquidity Coverage Ratio (LRC) Template 2021
CU-CP Active Liquidity CU0074ORG Net Cumulative Cash Flow Report (NCCF) Template 2021 
CU-CP Active Liquidity CU0075ORG Net Stable Funding Ratio (NSFR) Template 2021
CU-CP Active Recovery Planning CU0069INT Recovery Planning
Pensions Inactive Recovery Planning PE0544ORG Applications to the Commission - Funding Deficiency - PBA, 1987 ss. 64(7)
CU-CP Active Framework CU0070INT Market Conduct Framework Guidance 
General Regulatory Inactive Hearing Procedures GR0006ORG Rules of Practice and Procedure for Hearings Before the Superintendent of Financial Services
General Regulatory Inactive Advisory Board GR0007ORG Advisory Board
HSP Inactive Auto Fraud and Abuse Reduction HP0002ORG Reducing abuse and fraud in health care services for Auto Insurance: everyone has a role to play
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0001ORG 2017 Annual Information Return Results Summary Report
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0002ORG AIR Summary Results for Previous Years
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0003ORG FAQs on Annual Information Returns and Financial Statements
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0004ORG Annual Information Returns
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0005ORG Mortgage brokerages and administrators: How to check/update your contact information, and file the Annual Information Return (AIR)
HSP Inactive Billing HP0032ORG How to Resolve a Complaint about Billing Practices in the Health Service Providers Sector
HSP Inactive Communications HP0036ORG Subscription Centre
Insurance Inactive Consent PC0002ORG CONSENT AND NOTIFICATION
Insurance Inactive Cost Assessment PC0003ORG PREMIUM INFORMATION USED FOR COST ASSESSMENT IN ONTARIO
Insurance Inactive Actuarial Information PC0004ORG FSCO Property and Casualty (P&C) Memorandum to the Appointed Actuary, 2018
Insurance Inactive Actuarial Information PC0005ORG 2018 LIFE MEMORANDUM TO THE APPOINTED ACTUARY
Insurance Inactive Actuarial Information PC0006ORG 2018 PROPERTY AND CASUALTY MEMORANDUM TO THE APPOINTED ACTUARY
Insurance Inactive Premium Information PC0012ORG Notice - Premium Information for Cost Assessment - Non-Ontario incorporated Property and Casualty insurance companies and reciprocals
Insurance Active Purchasing PC0016ORG Borrowing to Purchase Life Insurance Products - Risks and Suitability
Insurance Active Charitable PC0017ORG Charitable or Gift Annuities
Insurance Active Negative Option PC0018ORG Negative Option Marketing/Billing
Insurance Active Guideline PC0019ORG Guideline - Use of Canadian Depository for Securities Limited
Insurance Active Guideline PC0020ORG Reinsurance guidelines for Ontario incorporated and licensed companies
Insurance Active Amalgamations and Portfolio Transfers PC0021ORG Amalgamations and Portfolio Transfers
Insurance Inactive Variable Insurance Contract PC0022ORG IVICs Information
Insurance Inactive Information for Agents PC0023ORG Helpful Licensing Information for Ontario Insurance Agents
Insurance Inactive Information for Agents PC0024ORG Licensing FAQ’s for Insurance Agents and Adjusters
Insurance Inactive Education and Licensing PC0025ORG How to Become a Life or Accident and Sickness Insurance Agent
Insurance Inactive Education and Licensing PC0027ORG How to Become an Independent or Public Adjuster
Insurance Active LLQP PC0026ORG How to Submit Feedback on the Life Licence Qualification Program (LLQP)
Insurance Inactive Errors & Omissions Insurance - Insurance PC0028ORG Errors and Omissions Insurance Requirements for Life Insurance Agents
Insurance Inactive Errors & Omissions Insurance - Insurance PC0029ORG Instructions for Updating Your Errors and Omissions Insurance Information on Licensing Link
Insurance Inactive Errors & Omissions Insurance - Insurance PC0030ORG FAQs on Errors and Omissions Insurance for Life Insurance Agents and Updating Your Information on Licensing Link
Insurance Inactive Registered Participant List PC0038ORG Companies registered under the Prepaid Hospital and Medical Services Act as of April 1, 2019
Insurance Inactive Reporting - Insurance PC0039ORG New reporting requirement is effective immediately: Report the life insurers you represent, have a contract with and/or on whose behalf you sell insurance products
Insurance Active Reporting - Insurance PC0043INT Life agent reporting requirements and related insurer obligations
Insurance Inactive Capital Testing PC0041ORG Superintendent's Minimum Capital Test Guideline
Insurance Inactive Capital Testing PC0046ORG Minimum Capital Test Guideline for Property and Casualty Insurance Companies
Insurance Active Capital Testing PC0047INT Updated Minimum Capital Test Guideline for P&C Insurance Companies and Reciprocals
Insurance Inactive Administrative Monetary Penalties - Insurance PC0042ORG Administrative Monetary Penalties in the Insurance Sector
General Regulatory Active Administrative Monetary Penalties - Insurance GR0011APP Transparent Communication of FSRA Enforcement Action
Mortgage Inactive Syndicated Mortgage Investments MB0006ORG Requirements for Promoting Syndicated Mortgage Investments
Mortgage Inactive Syndicated Mortgage Investments MB0008ORG Changes to syndicated mortgage rules: New FSCO forms available
Mortgage Inactive Syndicated Mortgage Investments MB0017ORG MFDA and FSCO issue joint communication concerning the selling of syndicated mortgage investments
Mortgage Active Syndicated Mortgage Investments MB0037APP Supervision Approach for High-risk Syndicated Mortgage Investments
Mortgage Active Syndicated Mortgage Investments MB0039INT Mortgage Administrators – Responses to Market Disruptions
Mortgage Inactive Mortgage Fraud MB0007ORG Your responsibilities to prevent mortgage fraud
Mortgage Inactive Mortgage Fraud MB0010ORG Checklist on Detecting and Preventing Mortgage Fraud
Mortgage Inactive Mortgage Fraud MB0015ORG Checklist on Detecting and Preventing Mortgage Fraud
Mortgage Inactive Mortgage Fraud MB0016ORG FAQs on FSCO's Checklist on Detecting and Preventing Mortgage Fraud
Mortgage Active Mortgage Fraud MB0044INT Detecting and Preventing Mortgage Fraud
Mortgage Inactive Non-Qualified Syndicated Mortgages MB0009ORG Policies and Procedures -- Non-qualified Syndicated Mortgages
Mortgage Inactive Non-Qualified Syndicated Mortgages MB0024ORG Checklists for Non-Qualified Syndicated Mortgage Forms effective July 1, 2018
Mortgage Inactive Non-Qualified Syndicated Mortgages MB0025ORG FAQs on FSCO's Forms Relating to Non-qualified Syndicated Mortgage Transactions
Mortgage Active Non-Qualified Syndicated Mortgages MB0040INT Mortgage Brokerage Disclosure and Suitability Assessments for Non-Qualified Syndicated Mortgage Investments (SMIs) – Responses to Market Disruptions
Mortgage Active Non-Qualified Syndicated Mortgages MB0041APP Transfer of retail non-qualified syndicated mortgage investments (NQSMIs) (excludes transactions with Permitted Clients) to the Ontario Securities Commission (OSC) (transfer effective July 1, 2021)
Mortgage Active Non-Qualified Syndicated Mortgages MB0043INF Mortgage Brokerage Disclosure and Suitability Assessments for Non-Qualified Syndicated Mortgage Investments (SMIs) – Responses to Market Disruptions (for Transactions on or after July 1, 2021)
Mortgage Active Mortgage Administrator Checklist MB0011ORG Compliance Checklist for Mortgage Administrators
Mortgage Active Brokerage Checklist MB0012ORG Compliance Checklist for Managing the Mortgage Brokerage
Mortgage Inactive FAQs MB0019ORG Frequently Asked Questions for the Mortgage Broker Industry
Mortgage Inactive FAQs MB0020ORG FAQ on Business Requirements
Mortgage Active Education MB0026ORG Mortgage Broker and Mortgage Agent Education
Mortgage Inactive Education MB0028ORG Education FAQ - Mortgage Brokering Industry
Mortgage Inactive Complaints MB0027ORG How to Resolve a Complaint About a Mortgage Brokerage, Broker, Agent or Administrator
Mortgage Inactive Administration - Mortgage Brokering MB0029ORG Existing Mortgage Brokerages and Administrators
Mortgage Inactive Resources MB0030ORG Government of Canada Resources
Mortgage Inactive Resources MB0036ORG Webinar Resources
Mortgage Inactive Legislation MB0031ORG Legislation: Act & Regulations
Mortgage Active Code of Conduct MB0042APP Mortgage Broker Regulators' Council of Canada Code of Conduct for the Mortgage Brokering Sector.
Pensions Inactive Funding PE0001ORG Solvency Funding Relief Measures
Pensions Active Funding PE0002ORG 2018 Funding Reform for Defined Benefit Pension Plans
Pensions Inactive Funding PE0004ORG Actuarial Guidance Consultations
Pensions Active Funding PE0006ORG The Determination of Whether a Plan is a Closed Plan
Pensions Active Funding PE0007ORG Treatment of Excess Contributions
Pensions Active Funding PE0009ORG Frequently Asked Questions Pertaining to the 2018 Funding Reform for Defined Benefit Pension Plans