PLEASE NOTE:
All cheques are now payable to Financial Services Regulatory Authority of Ontario or FSRA.
Please note that by law, you must use the following forms only. According to Regulation 7/00 (Unfair or Deceptive Acts or Practices), using any document other than those approved by the CEO is considered a deceptive practice or act. The only exception is if nothing in the substitute document affects the policy, or has been calculated to mislead a client.
Current forms
If you need a document that is not listed here, please contact us at: [email protected].
OAP 1: Ontario Automobile Policy Owner's Policy
This policy sets out the rights and obligations of the insured, and of their insurance company, related to coverage, and the terms and conditions of that coverage.
Mandatory coverages are:
- Liability
- Accident benefits
- Direct compensation – property damage
- Uninsured automobile
Optional coverage includes:
- Increased liability
- Collision or upset
- All perils
- Comprehensive coverage for an automobile and all contents
- Specified perils
- Effective January 1, 2022
- Effective April 1, 2019 [PDF]
- Effective June 1, 2013 [PDF]
- Effective June 1, 2013 [PDF]
OAF 1: Ontario Application for Automobile Insurance Owner's Form
- Effective June 1, 2016 [PDF]
O.P.F. 2: Ontario Driver's Policy
O.A.F. 2: Ontario Application for Automobile Insurance Driver's Form
OPCF 2: Providing Coverage When Named Persons Drive Other Automobiles or Rent or Lease Other Automobiles
OPCF 3: Drive Government Automobiles
- Effective June 1, 2016 [PDF]
OPCF 5: Permission to Rent or Lease Automobiles and Extending Coverage to the Specified Lessee(s)
OPCF 5C: Permission to Rent or lease (unspecified lessees- short term leases only)
OPCF 16: Suspension of Coverage
- Effective April 1, 1995 [PDF]
OPCF 17: Reinstatement of Coverage
- Effective April 1, 1995 [PDF]
OPCF 20: Coverage for Transportation Replacement
OPCF 21A: Monthly Basis Reporting Fleet (Applicable to Ontario licensed automobiles)
- Effective June 1, 2016 [PDF]
OPCF 21B: Blanket Fleet Coverage for Ontario Licenced Automobiles
OPCF 23B - Mortgage (broad form)
OPCF 25A: Alteration
- Effective June 1, 2016 [PDF]
OPCF 27: Liability for Damage to Non-Owned Automobile(s) and Other Coverages When Insured Persons Drive, Rent or Lease Other Automobiles
OPCF 27B: Business Operations - Liability for Damage to Non-Owned Automobile(s) in Your Care, Custody or Control
OPCF 28: Reducing Coverage for Named Persons
OPCF 28A: Excluded Driver
- Effective June 1, 2005 [PDF]