The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
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Showing 701 to 800 of 1065 entries
Sector Status Category Guidance Number Guidance Name
Pensions Inactive Locked-in Accounts PE0645ORG Eligibility for Financial Hardship Access to Locked-In Funds (2000)
Pensions Inactive Surplus PE0590ORG Surplus Distribution to an Employer - PBA, s. 78 and 79 and Reg. 909, s. 8
Pensions Inactive Administration - Pensions PE0320ORG Communications Between PCO and Plan Administrators
Insurance Inactive Filing - Insurance PC0010ORG Notice - Filing of 2018 Annual Return for Ontario - Ontario incorporated insurers and reinsurers, fraternal societies, and reciprocal insurance exchanges
Pensions Inactive Filing - Pensions PE0335ORG Late Filing Fees - How to Calculate Interest on Overdue Annual Filing Fee Payments
Pensions Inactive Investments - Pensions PE0145ORG Statements of Investment Policies and Procedures (SIPPs) for Member-Directed Defined Contribution Plans
HSP Inactive Licensing - HSP HP0021ORG Access to Claimant Personal Health Information
Pensions Inactive Pension Decisions PE0385ORG Charges are Laid under the PBA - Union Drawn Steel
Auto Inactive Forms - Auto AU0048ORG Revised Auto Insurance Claim Forms: OCF-18, OCF-21 and OCF-23
Auto Inactive Bill of Rights AU0085ORG Auto Insurance Consumers' Bill of Rights
CU-CP Inactive Application - CU-CP CU0003ORG Application Standards
CU-CP Inactive Capital CU0046ORG Capital Advisory #1 - Capital Treatment of Computer Software Intangibles
CU-CP Inactive Corporate Governance CU0057ORG Guidance Note: Corporate Governance--Audit Committee
Insurance Inactive Actuarial Information PC0004ORG FSCO Property and Casualty (P&C) Memorandum to the Appointed Actuary, 2018
Mortgage Inactive Mortgage Fraud MB0007ORG Your responsibilities to prevent mortgage fraud
Pensions Inactive Funding PE0013ORG 2018 Report on the Funding of Defined Benefit Pension Plans in Ontario - 15th Annual Report
Pensions Inactive Funding PE0657ORG Solvency Funding Relief Questions Answered (2009)
Pensions Inactive Amendments PE0273ORG Reduction of Accrued Benefits and/or Refunds or Payments to Avoid Revocation by Canada Revenue Agency of Registration of a Pension Plan
Pensions Inactive Wind up PE0623ORG Individual Statement At Wind Up
Pensions Inactive Miscellaneous PE0103ORG FSRA Pension Plan Information Access
Pensions Inactive Miscellaneous PE0418ORG PCO Advisory Committee Members
Pensions Inactive Asset Transfers PE0351ORG Types of Asset Transfers
Pensions Inactive Locked-in Accounts PE0466ORG Schedule 1.1 Life Income Funds (New LIFs)
Pensions Inactive Family Law PE0070ORG Tutorials
Pensions Inactive Benefits PE0363ORG Pregnancy and Parental Leave Cannot Be Conditional
Pensions Inactive Membership PE0373ORG More Advantageous Pension Benefits or Ancillary Benefits Permitted
Pensions Inactive Administration - Pensions PE0211ORG Payable from Pension Fund
HSP Inactive Annual Information Return (AIR) - HSP HP0030ORG Sample - Health Service Provider Annual Information Return (AIR)
Pensions Inactive Filing - Pensions PE0382ORG Extension of Deadline for Filings
Pensions Inactive Investments - Pensions PE0434ORG Compliance with Federal Investment Regulations or Ontario Investment Rules
Insurance Inactive Licensing - Insurance PC0031ORG How to Obtain Approval to Offer a Life Licence Qualification Program (LLQP) Training Course in Ontario
Pensions Inactive Pension Decisions PE0536ORG Notice of Pre-Hearing Conference
Auto Inactive Catastrophic Impairment AU0037ORG Catastrophic Impairment – Public Hospitals Guideline
Auto Inactive Rate Filing AU0063ORG FOIPOP and Rate Filings
Auto Inactive Certificate AU0097ORG CERTIFICATE OF THE OFFICER/DESIGNATE: Appendix B1
CU-CP Inactive Advertising CU0007ORG By-Law #3
CU-CP Inactive Liquidity CU0067INT Net Cumulative Cash Flow Completion Guide
Insurance Inactive Information for Agents PC0023ORG Helpful Licensing Information for Ontario Insurance Agents
Pensions Inactive Commuted Value PE0613ORG Commuted Value Transfer Where Plan Underfunded
Pensions Inactive Supervisory Approach PE0204INF Pension Sector Emergency Management Response (June 2020)
Pensions Inactive Wind up PE0634ORG Restrictions on Payments in Deficit Situations (November 2011)
Pensions Inactive Locked-in Accounts PE0445ORG Transfer of Locked-in Funds by Financial Institutions
Pensions Inactive Locked-in Accounts PE0477ORG 2011 Life Income Fund (LIF) and Locked-In Retirement Income Fund (LRIF) Maximum Annual Income Payment Amount Table
Pensions Inactive Surplus PE0527ORG Surplus Refund Applications on Wind Up - Acknowledgment of Applications, Representations and Communication of Commission Decision, PBA, 1990 ss. 78(3), O. Reg. 909 ss. 8(2)
Pensions Inactive Administration - Pensions PE0310ORG Expenses Payable from Pension Fund
Pensions Inactive Filing - Pensions PE0305ORG Compliance With Actuarial Professional Standards
Pensions Inactive Filing - Pensions PE0569ORG Conflict of Interest Requirement
HSP Inactive Licensing - HSP HP0011ORG HSP Consumer Information
Pensions Inactive Locking in PE0487ORG Interest Locked in
Auto Inactive Forms - Auto AU0011ORG Amendments to the Ontario Automobile Policy (OAP 1) and related forms
Auto Inactive Filing - Auto AU0103ORG List of guidelines
Auto Inactive Loss Transfer AU0079ORG Loss transfer revisited
CU-CP Inactive Risk Management CU0043ORG Sound Business and Financial Practices Manual
HSP Inactive Auto Fraud and Abuse Reduction HP0002ORG Reducing abuse and fraud in health care services for Auto Insurance: everyone has a role to play
Insurance Inactive Capital Testing PC0041ORG Superintendent's Minimum Capital Test Guideline
Pensions Inactive Funding PE0398ORG Impact Of Solvency Funding
Pensions Inactive Annuities PE0346ORG Fully Insured Money Purchase Group Annuity
Pensions Inactive Miscellaneous PE0043ORG Lester Wong, FSCO's Interim Deputy Superintendent, Pensions
Pensions Inactive Locked-in Accounts PE0456ORG Spousal Death Benefit
Pensions Inactive Locked-in Accounts PE0646ORG Financial Hardship Unlocking Fees (2009)
Pensions Inactive Plan Types PE0520ORG Pension Plans are Not Flexible Benefit Plans
Pensions Inactive Surplus PE0591ORG Levels of Consent Required Pursuant to Section 10.1 of Regulation 909
Pensions Inactive Registration PE0549ORG Changing Province Of Registration
Pensions Inactive Administration - Pensions PE0119ORG Fees and Expenses for Wind Ups and Surplus Refund Applications
Pensions Inactive Administration - Pensions PE0321ORG Approved Pension Forms
Insurance Inactive Filing - Insurance PC0011ORG 2018 Annual Return Instructions to Ontario incorporated insurers and reinsurers, fraternal societies, and reciprocal insurance exchanges
Pensions Inactive Filing - Pensions PE0336ORG Late AIR Filing Fees - Updated Interest Table
HSP Inactive Licensing - HSP HP0022ORG HSP Licence Application: Technical Support/Troubleshooting
Pensions Inactive Pension Decisions PE0386ORG Results of Charges Laid Under the PBA and Regulations
Auto Inactive Forms - Auto AU0058ORG Amendments to Three Ontario Automobile Policy Forms - OAP 1, OPF 2 and OAP 4
Auto Inactive Claims Process AU0086ORG After an Auto Accident: Understanding the Claims Process
CU-CP Inactive Compliance - CU-CP CU0013ORG Details about Compliance Orders Issued by DICO
CU-CP Inactive Corporate Governance CU0058ORG Guidance Note: Corporate Governance--Board of Directors
Insurance Inactive Actuarial Information PC0005ORG 2018 LIFE MEMORANDUM TO THE APPOINTED ACTUARY
Mortgage Inactive Mortgage Fraud MB0010ORG Checklist on Detecting and Preventing Mortgage Fraud
Pensions Inactive Funding PE0014ORG Quarterly Update on Estimated Solvency Funded Status of Defined Benefit Plans in Ontario
Pensions Inactive Funding PE0658ORG Other Changes to the Regulation - O.Reg. 239/09
Pensions Inactive Supervisory Approach PE0200INF Pension Sector Emergency Management Response
Pensions Inactive Wind up PE0624ORG Distribution of Benefits on Partial Wind Up (March 2007)
Pensions Inactive Miscellaneous PE0104ORG Consultations and Proposed Legislation
Pensions Inactive Miscellaneous PE0419ORG Publication of Decisions made under the Pension Benefits Act, R.S.O. 1990, c. P.8
Pensions Inactive Asset Transfers PE0352ORG Asset Transfers Between Insurance Contracts or Policies
Pensions Inactive Locked-in Accounts PE0467ORG 2004 LIF Maximum Payment Amount Table
Pensions Inactive Family Law PE0074ORG Webinar on Valuation and Division of Pension Assets on Breakdown of a Spousal Relationship
Pensions Inactive Benefits PE0364ORG Portability Rights If Vested But Not Locked-In
Pensions Inactive Surplus PE0599ORG Making Application Under ss. 7a(2)(c) - O. Reg. 708/87
Pensions Inactive Membership PE0374ORG Requirements For Full and Part-Time Employees
HSP Inactive Annual Information Return (AIR) - HSP HP0034ORG Health Service Provider Sector Reports
Pensions Inactive Filing - Pensions PE0389ORG Requirement to File Pension Plan Financial Statements or Pension Fund Financial Statements
Pensions Inactive Investments - Pensions PE0435ORG Transitional Investment Rules
Insurance Inactive Licensing - Insurance PC0032ORG How to Obtain or Amend an Insurance Company Licence
Pensions Inactive Pension Decisions PE0537ORG Release of Pre-Hearing Conference Documents Filed with the Commission
Auto Inactive Underwriting rules AU0004ORG Automobile insurance underwriting rules
Auto Inactive Catastrophic Impairment AU0044ORG Catastrophic Impairment - Public Hospitals Guideline and Updated Cost of Goods Guideline
Auto Inactive Certificate AU0098ORG CERTIFICATE OF THE ACTUARY: Appendix B2
CU-CP Inactive Advertising CU0016ORG Pre Approved Advertising Messages for Cus
CU-CP Inactive Investments - CU-CP CU0034ORG Investments Guidance Note
CU-CP Inactive Liquidity CU0068INT Net Stable Funding Ratio Completion Guide
Insurance Inactive Information for Agents PC0024ORG Licensing FAQ’s for Insurance Agents and Adjusters
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0506ORG Assessment Based on Last Report Regulation 909 ss. 3(1) and 37