The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
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Showing 1001 to 1065 of 1065 entries
Sector Status Category Guidance Number Guidance Name
Pensions Active Funding PE0006ORG The Determination of Whether a Plan is a Closed Plan
Pensions Inactive Investments - Pensions PE0428ORG The Use of Derivatives in Pension Funds, by the Investment Advisory Committee of the Pension Commission of Ontario
Pensions Active Family Law PE0053ORG The Valuation and Division of Pension Assets on Breakdown of a Spousal Relationship on and after January 1, 2012
Auto Inactive Forms - Auto AU0068ORG Third set of policy change forms
Pensions Active Commuted Value PE0169ORG Timing of Termination Statement
Auto Inactive Consumer Protection - Auto AU0090ORG Tips for Avoiding Tow Truck and Storage Scams
Pensions Inactive Miscellaneous PE0517ORG Tips for Dealing with the PCO
Pensions Inactive Locked-in Accounts PE0445ORG Transfer of Locked-in Funds by Financial Institutions
Mortgage Active Non-Qualified Syndicated Mortgages MB0041APP Transfer of retail non-qualified syndicated mortgage investments (NQSMIs) (excludes transactions with Permitted Clients) to the Ontario Securities Commission (OSC) (transfer effective July 1, 2021)
Pensions Inactive Benefits PE0369ORG Transfer to Locked-in RRSP May Result In Loss Of Rights
Pensions Active Commuted Value PE0091ORG Transfers to a Registered Retirement Savings Plan (RRSP) or to a Registered Retirement Income Fund (RRIF)
Pensions Inactive Investments - Pensions PE0435ORG Transitional Investment Rules
General Regulatory Active Administrative Monetary Penalties - Insurance GR0011APP Transparent Communication of FSRA Enforcement Action
General Regulatory Inactive Consumer Protection - General Regulatory GR0002ORG Treating Financial Services Consumers Fairly Guideline
General Regulatory Inactive Consumer Protection - General Regulatory GR0001ORG Treating Financial Services Consumers Fairly Guideline: Frequently Asked Questions
Pensions Active Funding PE0007ORG Treatment of Excess Contributions
Pensions Inactive Funding PE0656ORG Treatment of Excess Contributions (pre May 21, 2019)
Pensions Inactive Locked-in Accounts PE0461ORG Treatment of Funds By Other Jurisdictions
Pensions Active Wind up PE0175ORG Treatment of Prior Year Credit Balance
Pensions Inactive Wind up PE0618ORG Treatment of Prior Year Credit Balance
Pensions Inactive Asset Transfers PE0032ORG Trust Issues on Pension Plan Asset Transfer1: Checklist
Pensions Inactive Asset Transfers PE0038ORG Trust Issues On Plan Transfer/Merger (Transamerica)
Pensions Inactive Family Law PE0070ORG Tutorials
Pensions Inactive Asset Transfers PE0128ORG Types of Asset Transfers
Pensions Inactive Asset Transfers PE0351ORG Types of Asset Transfers
Auto Inactive Consumer Education AU0084ORG Understanding Automobile Insurance
General Regulatory Active Retirement PC0048INT Understanding Decumulation Products
Auto Inactive Consumer Education AU0087ORG Understanding Insurance for Motorcycles, Snowmobiles, and Other Motorized Vehicles
Auto Active OPCF 47 AU0075ORG Understanding the operation of OPCF 47 - Optional Accident Benefits
Auto Inactive Underwriting rules AU0102ORG Underwriting appendix
Auto Active Filing - Auto AU0110ORG Underwriting technical notes
Pensions Active Surplus PE0165ORG Undistributed Surplus on Full or Partial Wind Up
Pensions Inactive Benefits PE0366ORG Union Membership as Condition for Benefit Improvement
Pensions Active Benefits PE0262ORG Union Membership as Condition for Benefit Improvement
Pensions Inactive Filing - Pensions PE0344ORG Unsigned AIRs
Auto Inactive Filing - Auto AU0052ORG Updated Automobile Insurance Filing Guidelines
Pensions Inactive Commuted Value PE0612ORG Updated CIA Transfer Value Recommendations
Insurance Active Capital Testing PC0047INT Updated Minimum Capital Test Guideline for P&C Insurance Companies and Reciprocals
Auto Active Professional Services Guideline AU0031ORG Updated Professional Services Guideline
Auto Inactive Usage Based Pricing AU0024ORG Usage-Based Automobile Insurance Pricing in Ontario
Auto Inactive Usage Based Pricing AU0051ORG Usage-Based Automobile Insurance Pricing in Ontario (2016)
Pensions Inactive Investments - Pensions PE0427ORG Use of Derivatives Significant Issues for Pension Funds
General Regulatory Active Administrative Monetary Penalties - General Regulatory GR0012APP Use of proceeds from enforcement under regulation “Money retained outside the consolidated revenue fund” Guidance
Pensions Active Administration - Pensions PE0122ORG Use of Superintendent Approved Pension Forms -PBA s. 113.2
Pensions Active Benefits PE0277ORG Value of a Deferred Pension
Pensions Inactive Wind up PE0177ORG Vesting, Locking In & Growing In on Wind Up
Pensions Inactive Administration - Pensions PE0125ORG Waiver of Biennial Statements for Missing Former and Retired Members
Pensions Active Administration - Pensions PE0204APP Waiver of Biennial Statements for Missing Former and Retired Members
Pensions Inactive Locked-in Accounts PE0072ORG Webcasts
Pensions Inactive Family Law PE0074ORG Webinar on Valuation and Division of Pension Assets on Breakdown of a Spousal Relationship
Mortgage Inactive Resources MB0036ORG Webinar Resources
Pensions Inactive Miscellaneous PE0073ORG Webinars
Auto Inactive Brochure AU0083ORG What to do After an Auto Accident
HSP Inactive Licensing - HSP HP0025ORG What's New in Service Providers
Pensions Active Multi-jurisdictional issues PE0269ORG When and How to Change the Province of Registration for a Multi-jurisdictional Pension Plan
Pensions Active Wind up PE0282ORG Where Employer Sells, Assigns or Disposes the Business or assets for the Business
Pensions Inactive Filing - Pensions PE0343ORG Which AIRs Required at Wind Up
General Regulatory Active Whistle-blower GR0015APP Whistle-blower Guidance
HSP Inactive Licensing - HSP HP0024ORG Will I need a HSP Licence?
Pensions Inactive Miscellaneous PE0412ORG Winter - Spring 1996 Bulletin
Pensions Inactive Miscellaneous PE0409ORG Winter 1995 Bulletin
Pensions Inactive Asset Transfers PE0235ORG Withdrawal of Application for Consent to a Transfer of Assets
Insurance Inactive Filing - Insurance PC0015ORG Year-end Considerations
Auto Inactive Financial Literacy AU0001ORG Your Financial Literacy Portal
Mortgage Inactive Mortgage Fraud MB0007ORG Your responsibilities to prevent mortgage fraud