The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
Showing 101 to 200 of 1062 entries
Sector Status Category Guidance Number Guidance Name Sort descending
Auto Active Licensing - Auto AU0032ORG Amendments to the Statutory Accident Benefits Schedule, Service Provider Regulations, Administrative Penalties and Eligibility for Transportation Expenses
Auto Inactive Forms - Auto AU0058ORG Amendments to Three Ontario Automobile Policy Forms - OAP 1, OPF 2 and OAP 4
Auto Active Administrative Lapse AU0010ORG An Administrative Lapse or a Suspension of a Driver’s Licence
Auto Inactive Loss Transfer AU0094ORG Analysis of Reform Cost and Loss Trend Rates for Ontario Private Passenger Automobile Insurance
Pensions Inactive Filing - Pensions PE0020ORG Annual Information Return Fee Structure
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0004ORG Annual Information Returns
CU-CP Inactive Corporate Governance CU0061INF Annual Meeting Requirements: Credit Unions and Insurance Companies
Insurance Inactive Filing - Insurance PC0013ORG Annual Returns & Instructions
Pensions Active Administration - Pensions PE0077ORG Annual Statements of Members' Pension Benefits - Statement of Investment Policies and Procedures Content
Pensions Inactive Surplus PE0594ORG Application by an Employer for Payment of Surplus from a Wound-up Plan
Pensions Inactive Surplus PE0595ORG Application by an Employer for Payment of Surplus from a Wound-up Plan - PBA ss. 78 and 79, as amended - Regulation 909 s. 8
Pensions Inactive Surplus PE0596ORG Application by Employer for Payment of Surplus on Full Wind Up of a Pension Plan
Pensions Inactive Surplus PE0597ORG Application by Employer for Payment of Surplus on Partial Wind Up of a Pension Plan
Pensions Active Surplus PE0163ORG Application by Employer for Payment of Surplus on Wind Up of Pension Plan
Pensions Active Refunds PE0272ORG Application for Refund of Contributions to Plan Members or Former Members
Pensions Inactive Refunds PE0547ORG Application for Refund of Employer Overpayment - PBA ss. 78(1) and (4), as amended
Pensions Active Refunds PE0271ORG Application for Reimbursement of Employer Overpayment from a Continuing Pension Plan
CU-CP Inactive Director Training CU0005ORG Application Guide for Director Training - Complex Credit Unions
CU-CP Inactive Director Training CU0004ORG Application Guide for Director Training - Less Complex Credit Unions
CU-CP Active ICAAP CU0084ORG Application Guide: Internal Capital Adequacy Assessment Process (ICAAP) for More Complex Credit Unions
CU-CP Active Securitization CU0079ORG Application Guide: Securitization
Pensions Inactive Locking in PE0497ORG Application of Pre and Post 1987 Vesting And Locking-In Rules
Pensions Inactive Supervisory Approach PE0191ORG Application Processes and Service Targets
CU-CP Inactive Application - CU-CP CU0003ORG Application Standards
Pensions Inactive Refunds PE0546ORG Application under subsection 78(4) PBA, 1990
Pensions Inactive Asset Transfers PE0035ORG Applications for Transfer of Assets on Sale or Merger
Pensions Inactive Miscellaneous PE0526ORG Applications Received Prior to January 1, 1996 - Procedures for Resolution
Pensions Inactive Recovery Planning PE0544ORG Applications to the Commission - Funding Deficiency - PBA, 1987 ss. 64(7)
Pensions Inactive Refunds PE0540ORG Applications to the Commission for Consent to a Refund - PBA, 1987 ss. 64(7) and (8)*
HSP Inactive Licensing - HSP HP0031ORG Apply Now for a Health Service Provider Licence
Auto Inactive MVACF AU0117ORG Apply to the Motor Vehicle Accident Claims Fund
Auto Inactive MVACF AU0118ORG Apply to the Motor Vehicle Accident Claims Fund
Mortgage Inactive Licensing - Mortgage Brokering MB0033ORG Applying for a New Licence
Pensions Active Annuities PE0195APP Approach to Requirements After Certain Annuity Purchases for Defined Benefit Plans
Pensions Active Plan Types PE0158ORG Approaches and Revenue Canada Considerations
CU-CP Active Application - CU-CP CU0085APP Approval or Authorization of Business and Investment Activities under the Credit Unions and Caisses Populaires Act, 2020
Pensions Inactive Administration - Pensions PE0321ORG Approved Pension Forms
Pensions Inactive Miscellaneous PE0029ORG Archived Content
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0512ORG Assessment and Member Fees
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0508ORG Assessment As An Administrative Expense - O. Reg. 708/87 s. 33
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0506ORG Assessment Based on Last Report Regulation 909 ss. 3(1) and 37
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0509ORG Assessment for Periods Not Covered by Last Report Regulation 909 ss. 7, 37
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0507ORG Assessments Subject to Retail Sales Tax
Pensions Inactive Funding PE0659ORG Asset Smoothing for Solvency Valuations and Contribution Holidays - Questions and Answers (2008 - 2010)
Pensions Inactive Asset Transfers PE0348ORG Asset Transfer - Successor Plans
Pensions Inactive Asset Transfers PE0349ORG Asset Transfer - Successor Plans
Pensions Inactive Asset Transfers PE0230ORG Asset Transfer on Reorganization
Pensions Inactive Asset Transfers PE0232ORG Asset Transfer Resulting from Sale of Business
Pensions Inactive Asset Transfers PE0033ORG Asset Transfer Rules before January 1, 2014
Pensions Inactive Asset Transfers PE0037ORG Asset Transfers (Transamerica v. ING)
Pensions Inactive Asset Transfers PE0031ORG Asset Transfers - Frequently Asked Questions
Pensions Inactive Asset Transfers PE0352ORG Asset Transfers Between Insurance Contracts or Policies
Pensions Inactive Asset Transfers PE0034ORG Asset Transfers Between Pension Plans
Pensions Inactive Asset Transfers PE0355ORG Asset Transfers under Section 81 - Superintendent's Consent Required
CU-CP Inactive Director Training CU0006ORG Audit Committee Handbook
Auto Inactive Forms - Auto AU0114ORG Auto Insurance Claims Forms (OCF Forms)
Auto Inactive Consumer Protection - Auto AU0093ORG Auto Insurance Consumer Resources
Auto Inactive Bill of Rights AU0085ORG Auto Insurance Consumers' Bill of Rights
Auto Inactive Fraud & Abuse Reduction AU0116ORG Auto Insurance Fraud Hotline
Auto Inactive Rate Approvals AU0122ORG Auto Quarterly Rate Approvals
Pensions Active Defined Contribution Plan PE0298INT Automatic Features in Defined Contribution Pension Plans
Auto Inactive Filing - Auto AU0104ORG Automobile Insurance endorsements guidelines
Auto Inactive Filing - Auto AU0105ORG Automobile Insurance forms filings
Auto Active Forms - Auto AU0138APP Automobile insurance non standard forms, endorsements and certificates of insurance approval filing process
Auto Inactive Forms - Auto AU0112ORG Automobile Insurance Policy (O.A.P. 1), Application and Endorsement Forms
Auto Inactive Underwriting rules AU0004ORG Automobile insurance underwriting rules
Auto Active Rules and Risk Classification AU0059ORG Automobile Insurance Underwriting Rules and Risk Classification Variables
Pensions Active Interest PE0217ORG Average Fund Rate for Employee Contributions
Pensions Active Commuted Value PE0226INF Bank of Canada Revisions: Effect on Commuted Value Calculations and Filings
Insurance Inactive Licensing - Insurance PC0033ORG Becoming a Licensed General Insurance Agent
Pensions Active Benefits PE0141ORG Benefit Accrual - Application to MEPPs
Pensions Active Benefits PE0142ORG Benefit Accrual in a MEPP - Clarification
Pensions Inactive Benefits PE0407ORG Benefit Accrual in Defined Benefit and Defined Contribution Plans
Pensions Inactive Benefits PE0408ORG Benefit Accrual in Defined Benefit and Defined Contribution Plans
Pensions Active Benefits PE0140ORG Benefit Accrual in Defined Benefit and Defined Contribution Plans
Auto Active Preferred Provider Networks AU0012ORG Best Practices for Preferred Provider Networks (PPNs)
Pensions Active Miscellaneous PE0194ORG Beware of Scams Involving Your Retirement Savings, Regulators Warn
Pensions Active Administration - Pensions PE0078ORG Biennial Statements Required for Former and Retired Members
Pensions Active Miscellaneous PE0286ORG Bill 236, Pension Benefits Amendment Act, 2010 - Frequently Asked Questions
Insurance Active Purchasing PC0016ORG Borrowing to Purchase Life Insurance Products - Risks and Suitability
Pensions Active Investments - Pensions PE0067ORG Buy-In Annuities for Defined Benefit Plans
CU-CP Inactive Advertising CU0007ORG By-Law #3
CU-CP Active Reserves CU0011ORG By-Law #6
Pensions Inactive Commuted Value PE0377ORG Calculation In A Continuing Plan
Pensions Active Funding PE0256ORG Canadian Institute of Actuaries, Practice-Specific Standards for Pension Plans
CU-CP Inactive Capital CU0012ORG Capital Adequacy Guideline
CU-CP Inactive Capital CU0046ORG Capital Advisory #1 - Capital Treatment of Computer Software Intangibles
CU-CP Active Risk Management CU0051ORG Capital Risk Advisory #1 - Credit Union Shares Held as Security
CU-CP Active Lending CU0062INT Capital Treatment of Loans under the Federal Government Business Credit Availability Program and Highly Affected Sectors Credit Availability Program Guarantee
Pensions Inactive Family Law PE0101ORG Carrigan v. Carrigan Estate - Supreme Court of Canada Denies Leave
Auto Inactive Catastrophic Impairment AU0044ORG Catastrophic Impairment - Public Hospitals Guideline and Updated Cost of Goods Guideline
Auto Inactive Catastrophic Impairment AU0037ORG Catastrophic Impairment – Public Hospitals Guideline
Auto Inactive Certificate AU0096ORG CERTIFICATE OF AN OFFICIAL: Appendix B
Auto Inactive Certificate AU0095ORG CERTIFICATE OF AN OFFICIAL: Appendix E
Auto Inactive Certificate AU0098ORG CERTIFICATE OF THE ACTUARY: Appendix B2
Auto Inactive Certificate AU0099ORG CERTIFICATE OF THE OFFICER/DESIGNATE
Auto Inactive Certificate AU0097ORG CERTIFICATE OF THE OFFICER/DESIGNATE: Appendix B1
Pensions Active Membership PE0220ORG Cessation of Member Contributions
Pensions Inactive Funding PE0402ORG Cessation of Member Contributions
Pensions Inactive Amendments PE0325ORG Challenge To An Adverse Amendment