The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
How to search for guidance
Types of guidance
Guidance Framework
Inherited Guidance
Download all guidance (.csv file)
Showing 101 to 200 of 1065 entries
Sector Status Category Guidance Number Guidance Name
Auto Inactive Forms - Auto AU0114ORG Auto Insurance Claims Forms (OCF Forms)
Auto Inactive Motor Vehicle Liability Insurance Card AU0061ORG New background design for Motor Vehicle Liability insurance card
Auto Active Unfair or Deceptive Acts AU0135INT Interpretation of Sections 237 & 238 of the Insurance Act and Sections 1(1) and 2(1)(5) to 2(1)(8) of Regulation 7/00 Unfair or Deceptive Acts or Practices and Approach to Supervision [Take All Comers Rule]
Auto Active Fleets AU0078ORG Revised bulletin on the definition of "Fleet"
Auto Inactive Catastrophic Impairment AU0037ORG Catastrophic Impairment – Public Hospitals Guideline
Auto Inactive Certificate AU0097ORG CERTIFICATE OF THE OFFICER/DESIGNATE: Appendix B1
Auto Inactive Forms - Auto AU0035ORG Revised Certificate of Automobile Insurance Form and Data Elements
Auto Active Filing - Auto AU0108ORG Other than Private Passenger Automobile Filing Guidelines - Minor
Auto Active Loss Trend AU0132APP Ontario private passenger automobile annual review based on industry data
Auto Active Forms - Auto AU0138APP Automobile insurance non standard forms, endorsements and certificates of insurance approval filing process
Auto Inactive Rate Filing AU0063ORG FOIPOP and Rate Filings
Auto Active Unfair or Deceptive Acts AU0139DEC Acquisitions Warranting Relief from Lowest Available Rate Requirement
Auto Inactive Liability Card AU0081ORG Motor Vehicle Liability Insurance Card (Canada/Inter-Province)
Auto Inactive Catastrophic Impairment AU0044ORG Catastrophic Impairment - Public Hospitals Guideline and Updated Cost of Goods Guideline
Auto Inactive Certificate AU0098ORG CERTIFICATE OF THE ACTUARY: Appendix B2
Auto Inactive Forms - Auto AU0039ORG Implementing Automobile Insurance Reforms: Amendments to the Ontario Automobile Application, Endorsement and Related Forms
Auto Active Filing - Auto AU0109ORG Filing Guidelines for Underwriting Rules
Auto Active Hospitals AU0134INT Guideline on Public Hospitals and Determination of Catastrophic Impairment
Auto Active Risk Management AU0137INF Operational risk management framework in rating and underwriting of automobile insurance
Auto Inactive Underwriting rules AU0004ORG Automobile insurance underwriting rules
Auto Active Rental Vehicles AU0064ORG Rental Vehicles and the Priority Rules
Auto Active Insurer Rights and Responsibilities AU0023ORG Insurer Rights and Responsibilities to Challenge Questionable or Abusive Claims
Auto Active Non-renewal risk AU0082ORG Non-Renewal Risk Due to Broker Cancellation
Auto Inactive Catastrophic Impairment AU0045ORG Amendment to Catastrophic Impairment Definition
Auto Inactive Certificate AU0099ORG CERTIFICATE OF THE OFFICER/DESIGNATE
Auto Inactive Forms - Auto AU0040ORG Implementing Automobile Insurance Reforms: Amendments to the Accident Benefit Claims Forms
Auto Active Filing - Auto AU0110ORG Underwriting technical notes
Auto Inactive Underwriting rules AU0102ORG Underwriting appendix
Auto Inactive Rental Vehicles AU0088ORG Protecting Yourself When Renting an Automobile
Auto Inactive Usage Based Pricing AU0024ORG Usage-Based Automobile Insurance Pricing in Ontario
Auto Inactive Brochure AU0083ORG What to do After an Auto Accident
Auto Active Payment Processing AU0038ORG Processing Direct Payments to Service Providers for "Listed Expenses"
Auto Inactive Fraud & Abuse Reduction AU0116ORG Auto Insurance Fraud Hotline
Auto Inactive Forms - Auto AU0041ORG Amendments to Accident Benefit Forms - Application for Determination of Catastrophic Impairment (OCF-19) and Standard Benefit Statement
Auto Active Filing - Auto AU0126APP Standard Filing
Auto Inactive Garage Policy AU0005ORG Amendments to the Ontario Garage Automobile Policy
Auto Inactive Endorsement AU0065ORG Complete set of endorsements attached to O.P.F. 1 (Owner's Policy)
Auto Inactive Usage Based Pricing AU0051ORG Usage-Based Automobile Insurance Pricing in Ontario (2016)
Auto Inactive Consumer Education AU0084ORG Understanding Automobile Insurance
Co-operative Active Offerings CC0001INT High-Risk Offerings issued under the Co-operative Corporations Act
CU-CP Active Securitization CU0080ORG Securitization Reporting Template
CU-CP Inactive External Auditor Role CU0002ORG External Auditor Role for High Risk Areas
CU-CP Inactive Exemptions CU0044ORG DICO Variations and Exemptions under the CUCPA
CU-CP Inactive Lending CU0008ORG DEPOSIT INSURANCE CORPORATION OF ONTARIO By Law #5
CU-CP Active Liquidity CU0074ORG Net Cumulative Cash Flow Report (NCCF) Template 2021 
CU-CP Inactive Capital CU0012ORG Capital Adequacy Guideline
CU-CP Inactive Stress testing CU0038ORG Stress Testing Guidance Note
CU-CP Inactive Application - CU-CP CU0003ORG Application Standards
CU-CP Inactive Corporate Governance CU0057ORG Guidance Note: Corporate Governance--Audit Committee
CU-CP Inactive Lending CU0009ORG DICO's By-Law #5 Commercial Lending Tools
CU-CP Active Liquidity CU0075ORG Net Stable Funding Ratio (NSFR) Template 2021
CU-CP Inactive Capital CU0046ORG Capital Advisory #1 - Capital Treatment of Computer Software Intangibles
CU-CP Inactive Stress testing CU0040ORG Cover Letter for ICAAP Stress Testing GN
CU-CP Active Application - CU-CP CU0085APP Approval or Authorization of Business and Investment Activities under the Credit Unions and Caisses Populaires Act, 2020
CU-CP Inactive Corporate Governance CU0058ORG Guidance Note: Corporate Governance--Board of Directors
CU-CP Inactive Lending CU0010ORG Resolution of the Board of Directors
CU-CP Active Recovery Planning CU0069INT Recovery Planning
CU-CP Inactive Compliance - CU-CP CU0013ORG Details about Compliance Orders Issued by DICO
CU-CP Active Stress testing CU0065INT Stress Testing *New
CU-CP Inactive Director Training CU0004ORG Application Guide for Director Training - Less Complex Credit Unions
CU-CP Inactive Corporate Governance CU0059ORG Guidance Note: Corporate Governance--Management
CU-CP Inactive Lending CU0014ORG Commercial Lending Policy Development Guide
CU-CP Inactive Service Standards - CU-CP CU0018ORG DICO Service Standards as Outlined in the CUCPA
CU-CP Active Structural CU0039ORG Structural Risk Guidance Note
CU-CP Inactive Director Training CU0005ORG Application Guide for Director Training - Complex Credit Unions
CU-CP Inactive Corporate Governance CU0061INF Annual Meeting Requirements: Credit Unions and Insurance Companies
CU-CP Active Supervisory Framework CU0083APP Risk Based Supervisory Framework (FSRA RBSF)
CU-CP Inactive Lending CU0015ORG Commercial Lending Policy Development Guide -Cover Letter
CU-CP Active Framework CU0070INT Market Conduct Framework Guidance 
CU-CP Inactive Enterprise Risk Management CU0025ORG ERM Application Guide
CU-CP Inactive Act CU0041ORG DICO's Other Power Under the Act
CU-CP Inactive Director Training CU0006ORG Audit Committee Handbook
CU-CP Inactive Corporate Governance CU0076ORG Self Assessment Workbook: Corporate Governance for Board of Directors (2018)
CU-CP Inactive Lending CU0035ORG Lending Guidance Note
CU-CP Inactive Enterprise Risk Management CU0026ORG ERM Framework
CU-CP Inactive Request for Publications CU0042ORG Request for Additional DICO Publications
CU-CP Inactive Director Training CU0019ORG Director's Handbook
CU-CP Inactive Corporate Governance CU0077ORG Self Assessment Workbook: Corporate Governance for Audit Committee (2018)
CU-CP Active Lending CU0045ORG Lending Advisory #1 - Lending Limits and Creditor Insurance
CU-CP Inactive Enterprise Risk Management CU0032ORG ERM Guidance Note
CU-CP Inactive Risk Management CU0043ORG Sound Business and Financial Practices Manual
CU-CP Inactive Director Training CU0020ORG Director Candidate Information Guide
CU-CP Inactive Corporate Governance CU0078ORG Self Assessment Workbook: Corporate Governance for Management (2018)
CU-CP Active Lending CU0048ORG Lending Advisory #2 - Authorized Participants in Loan Syndications
CU-CP Active Resolution Planning CU0082INT Resolution Planning
CU-CP Inactive CUCPA CU0028ORG CUCPA, 1994, and Regulations FAQs
CU-CP Active ICAAP CU0033ORG Internal Capital Adequacy Assessment Process (ICAAP) – Credit Unions with Total Assets Greater than $500 Million
CU-CP Active Risk Management CU0047ORG Operational Risk Advisory #1 - Outsourcing Servicing of Owned ATM's
CU-CP Inactive Director Training CU0022ORG Director Training Self Assessment Guide
CU-CP Inactive Incorporation and Registration CU0060ORG Incorporating and Registering a New Credit Union or Caisse Populaire
CU-CP Inactive Lending CU0050ORG Lending Advisory #3 - Mortgage Lending Practices and Potential Real Estate Market Correction
CU-CP Active ICAAP CU0071ORG ICAAP Submission Template - Summary Key Metrics Report
CU-CP Active Risk Management CU0049ORG Operational Risk Advisory #2 - Potential Risks Associated with Providing Banking Services to Money Service Businesses (MSBs)
CU-CP Inactive Director Training CU0023ORG Director Training and Qualifications Policy Development
CU-CP Inactive Liquidity CU0036ORG Liquidity Guidance Note
CU-CP Inactive Filing - CU-CP CU0027ORG Filing Requirements for Insured Institutions
CU-CP Inactive Lending CU0054ORG Lending Advisory #4 - Mortgage Lending Practices
CU-CP Inactive ICAAP CU0087ORG Liquidity and Stress Testing Guidance Notes and Tools
CU-CP Active Risk Management CU0051ORG Capital Risk Advisory #1 - Credit Union Shares Held as Security
CU-CP Inactive Director Training CU0030ORG Director Training and Qualifications GN - Less Complex Credit Unions