The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists active and inactive guidance. Use the filters to search the table or enter text in the search field.

Note: Guidance ending in “ORG” are inherited guidance previously posted on the Financial Services Commission of Ontario (FSCO) site. These guidance pages have been transferred as PDFs for reference. The links on these pages do not work and the content on these pages may or may not be reviewed or updated by FSRA.

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Showing 101 to 200 of 655 entries
Sector Status Category Guidance Number Guidance Name
Auto Active OPCF 47 AU0075ORG Understanding the operation of OPCF 47 - Optional Accident Benefits
Auto Active Fleets AU0077ORG FSCO's clarification about the exemption for fleets
Auto Active Fleets AU0078ORG Revised bulletin on the definition of "Fleet"
Auto Active Liability Card AU0081ORG Motor Vehicle Liability Insurance Card (Canada/Inter-Province)
Auto Active Non-renewal risk AU0082ORG Non-Renewal Risk Due to Broker Cancellation
Auto Inactive Brochure AU0083ORG What to do After an Auto Accident
Auto Inactive Consumer Education AU0084ORG Understanding Automobile Insurance
Auto Inactive Consumer Education AU0087ORG Understanding Insurance for Motorcycles, Snowmobiles, and Other Motorized Vehicles
Auto Inactive Bill of Rights AU0085ORG Auto Insurance Consumers' Bill of Rights
Auto Inactive Claims Process AU0086ORG After an Auto Accident: Understanding the Claims Process
Auto Inactive Consumer Protection - Auto AU0089ORG Don't Get Scammed Buying Auto Insurance
Auto Inactive Consumer Protection - Auto AU0090ORG Tips for Avoiding Tow Truck and Storage Scams
Auto Inactive Consumer Protection - Auto AU0091ORG How to Save on Auto Insurance
Auto Inactive Consumer Protection - Auto AU0092ORG Staged Auto Accidents: Protect Yourself from this Fraud
Auto Inactive Consumer Protection - Auto AU0093ORG Auto Insurance Consumer Resources
Auto Active Consumer Protection - Auto AU0131INT Consumer Relief During A Declared Emergency under the Emergency Management and Civil Protection Act
Auto Inactive Certificate AU0095ORG CERTIFICATE OF AN OFFICIAL: Appendix E
Auto Inactive Certificate AU0096ORG CERTIFICATE OF AN OFFICIAL: Appendix B
Auto Inactive Certificate AU0097ORG CERTIFICATE OF THE OFFICER/DESIGNATE: Appendix B1
Auto Inactive Certificate AU0098ORG CERTIFICATE OF THE ACTUARY: Appendix B2
Auto Inactive Certificate AU0099ORG CERTIFICATE OF THE OFFICER/DESIGNATE
Auto Inactive Fraud & Abuse Reduction AU0116ORG Auto Insurance Fraud Hotline
Auto Inactive Fraud & Abuse Reduction AU0120ORG Fighting Auto Insurance Fraud: What You Can Do
Auto Inactive MVACF AU0117ORG Apply to the Motor Vehicle Accident Claims Fund
Auto Inactive MVACF AU0118ORG Apply to the Motor Vehicle Accident Claims Fund
Auto Inactive Auto Insurance General AU0119ORG Link to Auto Insurance Page
Auto Active Arbitration AU0121ORG Private Arbitration Decisions
Auto Inactive Rate Approvals AU0122ORG Auto Quarterly Rate Approvals
Auto Active Transportation Expense AU0125ORG Superintendent's Guideline No. 04/16: Transportation Expense Guideline
Auto Active Assessments and Examinations AU0127INF Cost of Assessments and Examinations Guideline
Auto Active Electronic Insurance Card AU0128APP Modernizing Automobile Insurance - Approval of Electronic Insurance Card
Auto Active Innovation AU0130APP Innovative Auto Insurance Products-Subscriptions (“IAIP-S”)
Auto Active Loss Trend AU0132APP Loss Trend Benchmarks for Private Passenger Automobile Major Rate Filings
Auto Active Hospitals AU0134INT Guideline on Public Hospitals and Determination of Catastrophic Impairment
Co-operative Active Offerings CC0001INT High-Risk Offerings issued under the Co-operative Corporations Act
CU-CP Inactive External Auditor Role CU0001ORG Cover Letter for External Auditor Role for High Risk Areas
CU-CP Active External Auditor Role CU0002ORG External Auditor Role for High Risk Areas
CU-CP Active Application - CU-CP CU0003ORG Application Standards
CU-CP Active Application - CU-CP No. CU0085APP Approval or Authorization of Business and Investment Activities under the Credit Unions and Caisses Populaires Act, 2020
CU-CP Active Director Training CU0004ORG Application Guide for Director Training - Less Complex Credit Unions
CU-CP Active Director Training CU0005ORG Application Guide for Director Training - Complex Credit Unions
CU-CP Active Director Training CU0006ORG Audit Committee Handbook
CU-CP Active Director Training CU0019ORG Director's Handbook
CU-CP Active Director Training CU0020ORG Director Candidate Information Guide
CU-CP Active Director Training CU0022ORG Director Training Self Assessment Guide
CU-CP Active Director Training CU0023ORG Director Training and Qualifications Policy Development
CU-CP Active Director Training CU0030ORG Director Training and Qualifications GN - Less Complex Credit Unions
CU-CP Active Director Training CU0031ORG Director Training and Qualifications GN - Complex Credit Unions (2018)
CU-CP Inactive Advertising CU0007ORG By-Law #3
CU-CP Inactive Advertising CU0016ORG Pre Approved Advertising Messages for Cus
CU-CP Inactive Advertising CU0017ORG DICO Deposit Insurance Brochure
CU-CP Active Advertising CU0081ORG Decal Installation Guide
CU-CP Active Lending CU0008ORG DEPOSIT INSURANCE CORPORATION OF ONTARIO By Law #5
CU-CP Active Lending CU0009ORG DICO's By-Law #5 Commercial Lending Tools
CU-CP Active Lending CU0010ORG Resolution of the Board of Directors
CU-CP Active Lending CU0014ORG Commercial Lending Policy Development Guide
CU-CP Active Lending CU0015ORG Commercial Lending Policy Development Guide -Cover Letter
CU-CP Active Lending CU0035ORG Lending Guidance Note
CU-CP Active Lending CU0045ORG Lending Advisory #1 - Lending Limits and Creditor Insurance
CU-CP Active Lending CU0048ORG Lending Advisory #2 - Authorized Participants in Loan Syndications
CU-CP Active Lending CU0050ORG Lending Advisory #3 - Mortgage Lending Practices and Potential Real Estate Market Correction
CU-CP Active Lending CU0054ORG Lending Advisory #4 - Mortgage Lending Practices
CU-CP Active Lending CU0055ORG Lending Advisory #5 - Mortgages Lending Practices
CU-CP Active Lending CU0056ORG Lending Advisory #3 - Authorized Syndicating (Lead) Credit Unions in a Loan Syndication
CU-CP Active Lending CU0062INT Capital Treatment of Loans under the Federal Government Business Credit Availability Program and Highly Affected Sectors Credit Availability Program Guarantee
CU-CP Active Lending CU0063INT Residential Mortgage Lending *New
CU-CP Active Reserves CU0011ORG By-Law #6
CU-CP Active Capital CU0012ORG Capital Adequacy Guideline
CU-CP Active Capital CU0046ORG Capital Advisory #1 - Capital Treatment of Computer Software Intangibles
CU-CP Active Compliance - CU-CP CU0013ORG Details about Compliance Orders Issued by DICO
CU-CP Inactive Service Standards - CU-CP CU0018ORG DICO Service Standards as Outlined in the CUCPA
CU-CP Active Enterprise Risk Management CU0025ORG ERM Application Guide
CU-CP Active Enterprise Risk Management CU0026ORG ERM Framework
CU-CP Active Enterprise Risk Management CU0032ORG ERM Guidance Note
CU-CP Active CUCPA CU0028ORG CUCPA, 1994, and Regulations FAQs
CU-CP Active ICAAP CU0033ORG Internal Capital Adequacy Assessment Process (ICAAP) – Credit Unions with Total Assets Greater than $500 Million
CU-CP Active ICAAP CU0071ORG ICAAP Submission Template - Summary Key Metrics Report
CU-CP Active ICAAP CU0087ORG Liquidity and Stress Testing Guidance Notes and Tools
CU-CP Active ICAAP CU0086ORG Implementation of ICAAP and Stress Testing for Credit Unions -with assets in excess of $500 million
CU-CP Active ICAAP CU0084ORG Application Guide: Internal Capital Adequacy Assessment Process (ICAAP) for More Complex Credit Unions
CU-CP Active Investments - CU-CP CU0034ORG Investments Guidance Note
CU-CP Active Securitization CU0037ORG Securitization Guidance Note
CU-CP Active Securitization CU0079ORG Application Guide: Securitization
CU-CP Active Securitization CU0080ORG Securitization Reporting Template
CU-CP Inactive Stress testing CU0038ORG Stress Testing Guidance Note
CU-CP Inactive Stress testing CU0040ORG Cover Letter for ICAAP Stress Testing GN
CU-CP Active Stress testing CU0065INT Stress Testing *New
CU-CP Active Structural CU0039ORG Structural Risk Guidance Note
CU-CP Active Act CU0041ORG DICO's Other Power Under the Act
CU-CP Inactive Request for Publications CU0042ORG Request for Additional DICO Publications
CU-CP Active Risk Management CU0043ORG Sound Business and Financial Practices Manual
CU-CP Active Risk Management CU0047ORG Operational Risk Advisory #1 - Outsourcing Servicing of Owned ATM's
CU-CP Active Risk Management CU0049ORG Operational Risk Advisory #2 - Potential Risks Associated with Providing Banking Services to Money Service Businesses (MSBs)
CU-CP Active Risk Management CU0051ORG Capital Risk Advisory #1 - Credit Union Shares Held as Security
CU-CP Active Risk Management CU0052ORG Market Risk Advisory #1 - Investment in Digital Currencies
CU-CP Active Risk Management CU0053ORG Market Risk Advisory #2 - Investment in a Pool of Individual Mortgages and Mortgage Pools
CU-CP Active Exemptions CU0044ORG DICO Variations and Exemptions under the CUCPA
CU-CP Active Corporate Governance CU0057ORG Guidance Note: Corporate Governance--Audit Committee
CU-CP Active Corporate Governance CU0058ORG Guidance Note: Corporate Governance--Board of Directors
CU-CP Active Corporate Governance CU0059ORG Guidance Note: Corporate Governance--Management