The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
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Showing 201 to 300 of 1065 entries
Sector Status Category Guidance Number Guidance Name
Pensions Active Amendments PE0127ORG Change of Custodian – Filing and Amendment Requirements
Pensions Inactive Filing - Pensions PE0304ORG Change To Actuarial Review Procedure
Auto Inactive Auto Insurance Regulations AU0034ORG Changes to Automobile Insurance Regulations; Guideline Update
Auto Active Regulation AU0016ORG Changes to Ontario Regulation 283/95: Disputes Between Insurers
Auto Inactive Unfair or Deceptive Acts AU0021ORG Changes to Ontario Regulation 7/00: Unfair or Deceptive Acts or Practices
Pensions Inactive Funding PE0088ORG Changes to Regulation 909 - June 2009
Mortgage Inactive Syndicated Mortgage Investments MB0008ORG Changes to syndicated mortgage rules: New FSCO forms available
Pensions Inactive Locked-in Accounts PE0097ORG Changes To The Rules For Ontario Locked-In Accounts - O. Reg. 239/09
Pensions Inactive Surplus PE0588ORG Changes to the Surplus Application Review Process - Effective on and after September 1, 1994
Pensions Inactive Registration PE0549ORG Changing Province Of Registration
Pensions Inactive Pension Decisions PE0385ORG Charges are Laid under the PBA - Union Drawn Steel
Pensions Inactive Pension Decisions PE0387ORG Charges Laid under the PBA and Regulations - Union Drawn Steel Co. Ltd. and Maysfield Properety Management (1987) Inc.
Insurance Active Charitable PC0017ORG Charitable or Gift Annuities
Mortgage Inactive Mortgage Fraud MB0010ORG Checklist on Detecting and Preventing Mortgage Fraud
Mortgage Inactive Mortgage Fraud MB0015ORG Checklist on Detecting and Preventing Mortgage Fraud
Mortgage Inactive Non-Qualified Syndicated Mortgages MB0024ORG Checklists for Non-Qualified Syndicated Mortgage Forms effective July 1, 2018
Pensions Inactive Filing - Pensions PE0392ORG CICA Guideline For Annual Audited Statements
Pensions Inactive Membership PE0370ORG Clarification (formerly Interpretation Bulletin I)
Pensions Inactive Membership PE0371ORG Class and Eligibility
Pensions Active Membership PE0155ORG Class of Employees
Pensions Active Funding PE0137ORG Collection of Contributions and Delinquencies, PBA 1987 s. 23, 56-58, O. Reg. 708/87 s. 56 (formerly M900-100) Effective When Published
Pensions Active Funding PE0212ORG Collection of Unremitted Contribution
Pensions Active Funding PE0267ORG Collection of Unremitted Contributions, PBA 1990 s. 59, s. 87, s. 109 & s. 110
CU-CP Active Lending CU0089INT Commercial lending Guidance
CU-CP Inactive Lending CU0014ORG Commercial Lending Policy Development Guide
CU-CP Inactive Lending CU0015ORG Commercial Lending Policy Development Guide -Cover Letter
Pensions Inactive Pension Decisions PE0529ORG Commission Meetings - Purpose and Procedure
Pensions Inactive Pension Decisions PE0539ORG Commission Procedures Sub-committee - Procedures Ready for Publication
Pensions Inactive Registration PE0550ORG Common Problems
Pensions Inactive Administration - Pensions PE0320ORG Communications Between PCO and Plan Administrators
Pensions Inactive Miscellaneous PE0523ORG Communications Between the PCO and Plan Administrators
Pensions Active Commuted Value PE0056ORG Commuted Value - Frequently Asked Questions (FAQs)
Pensions Inactive Commuted Value PE0652ORG Commuted Value Calculation Standard - FAQs
Pensions Inactive Commuted Value PE0613ORG Commuted Value Transfer Where Plan Underfunded
Pensions Active Commuted Value PE0280ORG Commuted Value Transfer Where Plan Underfunded and Member within 10 Years of Normal Retirement Date
Pensions Inactive Commuted Value PE0276ORG Commuted Value Transfers
Pensions Active Commuted Value PE0677ORG Commuted Value Transfers - Qs&As
Pensions Inactive Commuted Value PE0005ORG Commuted Value Transfers-Superintendent's Approval
Insurance Inactive Registered Participant List PC0038ORG Companies registered under the Prepaid Hospital and Medical Services Act as of April 1, 2019
Auto Inactive Endorsement AU0065ORG Complete set of endorsements attached to O.P.F. 1 (Owner's Policy)
Pensions Inactive Multi-jurisdictional issues PE0421ORG Compliance Amendments Required For Quebec Members
Mortgage Active Compliance - Mortgage Brokering MB0014ORG Compliance Checklist for Managing the Mortgage Administrator, Keeping Records and Trust Accounts
Mortgage Active Brokerage Checklist MB0012ORG Compliance Checklist for Managing the Mortgage Brokerage
Mortgage Active Mortgage Administrator Checklist MB0011ORG Compliance Checklist for Mortgage Administrators
Mortgage Active Compliance - Mortgage Brokering MB0013ORG Compliance Checklist for Mortgage Brokerages, Brokers & Agents
Pensions Inactive Filing - Pensions PE0305ORG Compliance With Actuarial Professional Standards
Pensions Inactive Investments - Pensions PE0434ORG Compliance with Federal Investment Regulations or Ontario Investment Rules
Auto Active CAIA AU0014ORG Compulsory Automobile Insurance Act (CAIA) "Insurance Card"
Pensions Inactive Commuted Value PE0378ORG Computation and Interest Requirements
Pensions Inactive Forms - General PE0518ORG Computer-generated Forms
Pensions Active Wind up PE0174ORG Conditional Notice of Intended Wind Up Not Permitted
Pensions Inactive Filing - Pensions PE0571ORG Confirmation or Amendment - Notification to PCO
Pensions Inactive Filing - Pensions PE0569ORG Conflict of Interest Requirement
Pensions Inactive Filing - Pensions PE0568ORG Conflicts of Interest and Code of Ethics
Insurance Inactive Consent PC0002ORG CONSENT AND NOTIFICATION
Pensions Active Benefits PE0260ORG Consent Benefits Where Amount of Benefit Not Determinable
Pensions Inactive Miscellaneous PE0104ORG Consultations and Proposed Legislation
Pensions Inactive Administration - Pensions PE0309ORG Consulting and Actuarial Fees For Bargaining Purposes Not Payable from Pension Fund
Pensions Active Miscellaneous PE0041ORG Consumer Brochures
Auto Active Consumer Protection - Auto AU0131INT Consumer Relief During A Declared Emergency under the Emergency Management and Civil Protection Act
Pensions Inactive Miscellaneous PE0515ORG Contacts for Assistance - AIR and PBGF Assessment Certificates
Pensions Inactive Pension Decisions PE0538ORG Continuation of Proceedings for Certain Applications Under the Current PBA once the Financial Services Commission of Ontario Act, 1997 (FSCO) comes into Force
Pensions Active Commuted Value PE0172ORG Contractual Provision for Indexation
Pensions Inactive Funding PE0399ORG Contribution Holidays and Actuarial Reports
Pensions Active Funding PE0242ORG Contribution Holidays for Plan Members; Employee - Contributions, Payroll Deductions
Pensions Active Funding PE0284ORG Contributions In-Kind Not Permitted
Pensions Active Funding PE0268ORG Contributory and Non-Contributory Pension Plans
Pensions Active Funding PE0213ORG Contributory and Non-Contributory Pension Plans
Pensions Active Amendments PE0297ORG Conversion of a Plan from Defined Benefit to Defined Contribution
Pensions Active Amendments PE0133ORG Conversion of a Plan from Defined Benefit to Defined Contribution
Auto Active Assessments and Examinations AU0127INF Cost of Assessments and Examinations Guideline
Auto Active Cost of Goods AU0036ORG Cost of Goods Guideline
Pensions Inactive Administration - Pensions PE0313ORG Costs for Wind Up and Surplus Applications
Pensions Inactive Administration - Pensions PE0314ORG Costs for Wind Up and Surplus Applications
Pensions Inactive Surplus PE0583ORG Court Applications for Surplus Entitlement in Wound Up Plans
Pensions Active Supervisory Approach PE0055ORG Court Proceedings - Frequently Asked Questions
Pensions Active Supervisory Approach PE0143ORG Court Proceedings - Involvement of FSCO/Superintendent of Financial Services
Pensions Inactive Supervisory Approach PE0405ORG Court Proceedings – Involvement of FSCOSuperintendent of Financial Services
CU-CP Inactive External Auditor Role CU0001ORG Cover Letter for External Auditor Role for High Risk Areas
CU-CP Inactive Stress testing CU0040ORG Cover Letter for ICAAP Stress Testing GN
Pensions Inactive Pension Benefits Guarantee Fund (PBGF) PE0513ORG Coverage and Funding - PBA, 1987 s. 85
Auto Inactive Volunteer Drivers AU0072ORG Coverage and rating for volunteer drivers
Pensions Inactive Interest PE0425ORG Credited Interest
Pensions Active Wind up PE0248ORG Credited Service for Employment Standards Act 2000 Notice Period
Pensions Inactive Wind up PE0620ORG Credited Service for Employment Standards Act, 2000 Notice Period
Pensions Active Interest PE0079ORG Crediting Interest on Contributions and Payments
Pensions Active Interest PE0218ORG Crediting Interest on Employee Contributions
Pensions Inactive Interest PE0423ORG Crediting Interest on Employee Contributions
CU-CP Inactive CUCPA CU0028ORG CUCPA, 1994, and Regulations FAQs
Pensions Active Filing - Pensions PE0134ORG Deadline for Early Filing of Actuarial Funding Valuation Reports
Pensions Inactive Membership PE0380ORG Deadline for Membership Not Acceptable
Pensions Inactive Membership PE0498ORG Deadline For Membership Not Acceptable
Pensions Inactive Filing - Pensions PE0329ORG Deadlines For Filing Annual Information Returns (AIRs) With Fees
CU-CP Active Advertising CU0081ORG Decal Installation Guide
Pensions Active Supervisory Approach PE0266ORG Decisions made under the Pension Benefits Act, R.S.O. 1990, c. P.8 and the Financial Services Commission of Ontario Act, 1997, S.O. 1997, c. 28
Pensions Inactive Supervisory Approach PE0190ORG Defined Benefit Application Processes and Service Targets
Pensions Active Administration - Pensions PE0224INF Defined Benefit Multi-Employer Pension Plans – Leading Practices
Pensions Active Amendments PE0240ORG Defined Contribution to Defined Benefit
Pensions Active Spousal Rights PE0653ORG Definition of "spouse"
Pensions Inactive Benefits PE0357ORG Definition of Bridge Benefit