The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists active and inactive guidance. Use the filters to search the table or enter text in the search field.

Note: Guidance ending in “ORG” are inherited guidance previously posted on the Financial Services Commission of Ontario (FSCO) site. These guidance pages have been transferred as PDFs for reference. The links on these pages do not work and the content on these pages may or may not be reviewed or updated by FSRA.

Please reach out to our contact centre if you require assistance.

Showing 1 to 100 of 1001 entries
Sector Status Category Sort descending Guidance Number Guidance Name
CU-CP Inactive Act CU0041ORG DICO's Other Power Under the Act
Insurance Inactive Actuarial Information PC0004ORG FSCO Property and Casualty (P&C) Memorandum to the Appointed Actuary, 2018
Insurance Inactive Actuarial Information PC0005ORG 2018 LIFE MEMORANDUM TO THE APPOINTED ACTUARY
Insurance Inactive Actuarial Information PC0006ORG 2018 PROPERTY AND CASUALTY MEMORANDUM TO THE APPOINTED ACTUARY
Mortgage Inactive Administration - Mortgage Brokering MB0029ORG Existing Mortgage Brokerages and Administrators
Pensions Inactive Administration - Pensions PE0023ORG Information for Pension Plan Administrators
Pensions Inactive Administration - Pensions PE0030ORG Pension Assessments
Pensions Active Administration - Pensions PE0045ORG Sample Retention Schedule for Pension Plan Records
Pensions Active Administration - Pensions PE0049ORG FAQs - Pension Services Portal (PSP)
Pensions Active Administration - Pensions PE0077ORG Annual Statements of Members' Pension Benefits - Statement of Investment Policies and Procedures Content
Pensions Active Administration - Pensions PE0078ORG Biennial Statements Required for Former and Retired Members
Pensions Active Administration - Pensions PE0084ORG Opting out of the new grow-in provisions by JSPPs and MEPPs
Pensions Active Administration - Pensions PE0085ORG New Definitions for "Retired Member" and "Former Member"
Pensions Inactive Administration - Pensions PE0099ORG Accessing Plan Records and Information
Pensions Active Administration - Pensions PE0118ORG Pension Fund Administration – Responsibilities of Fund Holders
Pensions Inactive Administration - Pensions PE0119ORG Fees and Expenses for Wind Ups and Surplus Refund Applications
Pensions Active Administration - Pensions PE0120ORG Management and Retention of Pension Plan Records by the Administrator
Pensions Active Administration - Pensions PE0121ORG Administrator’s Management of Inquiries and Complaints from Plan Beneficiaries
Pensions Active Administration - Pensions PE0122ORG Use of Superintendent Approved Pension Forms -PBA s. 113.2
Pensions Active Administration - Pensions PE0123ORG Electronic Communications Between Plan Administrators and Plan Beneficiaries
Pensions Active Administration - Pensions PE0124ORG Searching for Plan Beneficiaries
Pensions Inactive Administration - Pensions PE0125ORG Waiver of Biennial Statements for Missing Former and Retired Members
Pensions Active Administration - Pensions PE0203INF Missing Members Principles and Practices
Pensions Active Administration - Pensions PE0204APP Waiver of Biennial Statements for Missing Former and Retired Members
Pensions Inactive Administration - Pensions PE0210ORG Administrative Fees and Expenses Payable from Pension Fund
Pensions Inactive Administration - Pensions PE0211ORG Payable from Pension Fund
Pensions Active Administration - Pensions PE0224INF Defined Benefit Multi-Employer Pension Plans – Leading Practices
Pensions Active Administration - Pensions PE0244ORG Inquiries to FSCO by the Administrator
Pensions Inactive Administration - Pensions PE0249ORG Administrative Fees and Expenses Payable from Pension Fund
Pensions Inactive Administration - Pensions PE0250ORG Payable from Pension Fund
Pensions Inactive Administration - Pensions PE0251ORG Administrator Role and Responsibilities
Pensions Inactive Administration - Pensions PE0252ORG Insurance Company Not Administrator for Guaranteed Annuity Contracts
Pensions Active Administration - Pensions PE0253ORG Requirement to Provide Information to Members
Pensions Inactive Administration - Pensions PE0293ORG Pension Assessments - Frequently Asked Questions
Pensions Active Administration - Pensions PE0296INT Pension Plan Administrator Roles and Responsibilities
Pensions Inactive Administration - Pensions PE0309ORG Consulting and Actuarial Fees For Bargaining Purposes Not Payable from Pension Fund
Pensions Inactive Administration - Pensions PE0310ORG Expenses Payable from Pension Fund
Pensions Inactive Administration - Pensions PE0311ORG Finders Fee or Insurance Broker Commission Payable from Pension Fund
Pensions Inactive Administration - Pensions PE0312ORG Payment on Wind Up
Pensions Inactive Administration - Pensions PE0313ORG Costs for Wind Up and Surplus Applications
Pensions Inactive Administration - Pensions PE0314ORG Costs for Wind Up and Surplus Applications
Pensions Inactive Administration - Pensions PE0315ORG Role and Responsibilities
Pensions Inactive Administration - Pensions PE0316ORG Role and Responsibilities
Pensions Inactive Administration - Pensions PE0317ORG Handling of Plan Fund Expenses and Maintenance of Plan Records
Pensions Inactive Administration - Pensions PE0318ORG Insurance Company Not Administrator for Annuity Contracts
Pensions Inactive Administration - Pensions PE0319ORG Mandatory for MEPPs Established by Collective Agreements or Trust Agreements
Pensions Inactive Administration - Pensions PE0320ORG Communications Between PCO and Plan Administrators
Pensions Inactive Administration - Pensions PE0321ORG Approved Pension Forms
Pensions Inactive Administration - Pensions PE0322ORG Requirement To Provide Information To Members
Pensions Inactive Administration - Pensions PE0323ORG Requirement To Make Documents Available On Request
Pensions Inactive Administration - Pensions PE0324ORG Electronic Communications Between Plan Administrators and Plan Beneficiaries
Pensions Inactive Administration - Pensions PE0607ORG No Obligation For Other Plans To Accept Transfer
Pensions Inactive Administration - Pensions PE0608ORG No Transfers Outside Canada
Pensions Inactive Administration - Pensions PE0558ORG Amendment - Registration Not Confirmed
Auto Active Administrative Lapse AU0010ORG An Administrative Lapse or a Suspension of a Driver’s Licence
General Regulatory Active Administrative Monetary Penalties - General Regulatory GR0012APP Use of Retained Revenues under Regulation “Money Retained Outside the Consolidated Revenue Fund” Guidance
Insurance Active Administrative Monetary Penalties - Insurance PC0042ORG Administrative Monetary Penalties in the Insurance Sector
General Regulatory Active Administrative Monetary Penalties - Insurance GR0011APP Transparent Communication of FSRA Enforcement Action
CU-CP Inactive Advertising CU0007ORG By-Law #3
CU-CP Inactive Advertising CU0016ORG Pre Approved Advertising Messages for Cus
CU-CP Inactive Advertising CU0017ORG DICO Deposit Insurance Brochure
CU-CP Active Advertising CU0081ORG Decal Installation Guide
General Regulatory Inactive Advisory Board GR0007ORG Advisory Board
Pensions Active Advisory Committees PE0228ORG Purpose of Plan Advisory Committees
Insurance Active Amalgamations and Portfolio Transfers PC0021ORG Amalgamations and Portfolio Transfers
Pensions Active Amendments PE0018ORG Effective Date of a Plan Amendment that Reduces Benefits - Questions and Answers
Pensions Active Amendments PE0133ORG Conversion of a Plan from Defined Benefit to Defined Contribution
Pensions Active Amendments PE0240ORG Defined Contribution to Defined Benefit
Pensions Active Amendments PE0241ORG For Applications Received after March 26, 1992
Pensions Active Amendments PE0273ORG Reduction of Accrued Benefits and/or Refunds or Payments to Avoid Revocation by Canada Revenue Agency of Registration of a Pension Plan
Pensions Active Amendments PE0297ORG Conversion of a Plan from Defined Benefit to Defined Contribution
Pensions Inactive Amendments PE0325ORG Challenge To An Adverse Amendment
Pensions Inactive Amendments PE0326ORG Registration of Amendments
Pensions Inactive Amendments PE0327ORG Surplus Withdrawal Amendments
Pensions Inactive Amendments PE0379ORG From Defined Benefit to Defined Contribution
HSP Inactive Annual Information Return (AIR) - HSP HP0003ORG Health Service Providers 2016 AIR Results Summary Report
HSP Inactive Annual Information Return (AIR) - HSP HP0004ORG Health Service Providers 2017 AIR Results Summary Report
HSP Inactive Annual Information Return (AIR) - HSP HP0029ORG Licensed Health Service Provider Frequently Asked Questions on the AIR and Annual Regulatory Fee
HSP Inactive Annual Information Return (AIR) - HSP HP0030ORG Sample - Health Service Provider Annual Information Return (AIR)
HSP Inactive Annual Information Return (AIR) - HSP HP0034ORG Health Service Provider Sector Reports
HSP Inactive Annual Information Return (AIR) - HSP HP0035ORG Health Service providers: How to update your contact information and file the Annual Information Return (AIR)
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0001ORG 2017 Annual Information Return Results Summary Report
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0002ORG AIR Summary Results for Previous Years
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0003ORG FAQs on Annual Information Returns and Financial Statements
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0004ORG Annual Information Returns
Mortgage Inactive Annual Information Return (AIR) - Mortgage Brokering MB0005ORG Mortgage brokerages and administrators: How to check/update your contact information, and file the Annual Information Return (AIR)
Pensions Active Annuities PE0008ORG Frequently Asked Questions pertaining to Annuity Purchase and Discharge
Pensions Active Annuities PE0195APP Approach to Requirements After Certain Annuity Purchases for Defined Benefit Plans
Pensions Active Annuities PE0229ORG Mortality Tables and Sex Discrimination
Pensions Inactive Annuities PE0345ORG Guaranteed Annuity Contracts
Pensions Inactive Annuities PE0346ORG Fully Insured Money Purchase Group Annuity
Pensions Inactive Annuities PE0347ORG Mortality Tables and Sex Discrimination
CU-CP Inactive Application - CU-CP CU0003ORG Application Standards
CU-CP Active Application - CU-CP CU0085APP Approval or Authorization of Business and Investment Activities under the Credit Unions and Caisses Populaires Act, 2020
FP/FA Active Application - FP/FA FP0001APP Financial Professionals Title Protection – Administration of Applications
Mortgage Active Application - Mortgage Brokering MB0021ORG Mortgage Administrator Licence Application - Instructions for completing the application
Mortgage Active Application - Mortgage Brokering MB0022ORG Mortgage Brokerage Licence Application - Instructions for completing the application
Auto Active Arbitration AU0121ORG Private Arbitration Decisions
Auto Active Assessments and Examinations AU0127INF Cost of Assessments and Examinations Guideline
Pensions Active Asset Transfers PE0031ORG Asset Transfers - Frequently Asked Questions (s. 80, 81)