The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for supervising and regulating a broad range of financial service sectors. FSRA issues guidance to make it easier for the public, new entrants and incumbents to understand what is legally binding, what is FSRA’s interpretation or application of law and what information is designed to be helpful. All guidance is issued in accordance with FSRA's Guidance Framework.

The following table lists Active guidance. Use the filters to search the table or enter text in the search field. Please reach out to our contact centre if you require assistance.

Note: 

  • To find inactive guidance select “inactive from the “Status” filter.
  • For information on inactive / Inherited guidance, follow this link Inherited Guidance
Showing 1 to 62 of 62 entries
Status Category Guidance Number Guidance Name Sort descending
Active Administrative Monetary Penalties - General Regulatory GR0013APP Enforcement: General Administrative Monetary Penalties Guidance
Inactive Filing - Insurance PC0011ORG 2018 Annual Return Instructions to Ontario incorporated insurers and reinsurers, fraternal societies, and reciprocal insurance exchanges
Inactive Actuarial Information PC0005ORG 2018 LIFE MEMORANDUM TO THE APPOINTED ACTUARY
Inactive Actuarial Information PC0006ORG 2018 PROPERTY AND CASUALTY MEMORANDUM TO THE APPOINTED ACTUARY
Inactive Administrative Monetary Penalties - Insurance PC0042ORG Administrative Monetary Penalties in the Insurance Sector
Inactive Advisory Board GR0007ORG Advisory Board
Active Innovation GR0018DEC Affiliated insurers carrying on business as a common undertaking pursuant to s. 392.2(8) of the Insurance Act
Active Amalgamations and Portfolio Transfers PC0021ORG Amalgamations and Portfolio Transfers
Inactive Filing - Insurance PC0013ORG Annual Returns & Instructions
Inactive Licensing - Insurance PC0033ORG Becoming a Licensed General Insurance Agent
Active Purchasing PC0016ORG Borrowing to Purchase Life Insurance Products - Risks and Suitability
Active Charitable PC0017ORG Charitable or Gift Annuities
Inactive Registered Participant List PC0038ORG Companies registered under the Prepaid Hospital and Medical Services Act as of April 1, 2019
Inactive Consent PC0002ORG CONSENT AND NOTIFICATION
Inactive Licensing - Insurance PC0034ORG Do you have a licence issued in another province or territory?
Inactive Licensing - Insurance PC0035ORG Do you want to be licensed in another province or territory?
Inactive Errors & Omissions Insurance - Insurance PC0028ORG Errors and Omissions Insurance Requirements for Life Insurance Agents
Active Consumer Protection - General Regulatory GR0008APP Fair Treatment of Customers in Insurance
Inactive Errors & Omissions Insurance - Insurance PC0030ORG FAQs on Errors and Omissions Insurance for Life Insurance Agents and Updating Your Information on Licensing Link
Inactive Filing - Insurance PC0007ORG FILING INFORMATION FOR INSURERS LICENSED IN ONTARIO
Inactive Actuarial Information PC0004ORG FSCO Property and Casualty (P&C) Memorandum to the Appointed Actuary, 2018
Inactive Licensing - Insurance PC0040ORG FSCO updates Licensing Link to help life insurers better monitor their agents
Active Service Standards - General Regulatory GR0009APP FSRA Service Standards
Active Guideline PC0019ORG Guideline - Use of Canadian Depository for Securities Limited
Inactive Information for Agents PC0023ORG Helpful Licensing Information for Ontario Insurance Agents
Inactive Education and Licensing PC0025ORG How to Become a Life or Accident and Sickness Insurance Agent
Inactive Education and Licensing PC0027ORG How to Become an Independent or Public Adjuster
Inactive Licensing - Insurance PC0037ORG How to Obtain an Insurance Agent Corporation or Partnership Licence under the Insurance Act
Inactive Licensing - Insurance PC0031ORG How to Obtain Approval to Offer a Life Licence Qualification Program (LLQP) Training Course in Ontario
Inactive Licensing - Insurance PC0032ORG How to Obtain or Amend an Insurance Company Licence
Active LLQP PC0026ORG How to Submit Feedback on the Life Licence Qualification Program (LLQP)
Active Risk Management GR0016INT Information Technology (“IT”) risk management
Inactive Errors & Omissions Insurance - Insurance PC0029ORG Instructions for Updating Your Errors and Omissions Insurance Information on Licensing Link
Active Investments - Insurance PC0014ORG Investments by Insurers Guideline
Inactive Variable Insurance Contract PC0022ORG IVICs Information
Inactive Information for Agents PC0024ORG Licensing FAQ’s for Insurance Agents and Adjusters
Inactive Licensing - Insurance PC0036ORG Licensing Link Enhancements for Life Insurance Agents
Active Reporting - Insurance PC0043INT Life agent reporting requirements and related insurer obligations
Inactive Capital Testing PC0046ORG Minimum Capital Test Guideline for Property and Casualty Insurance Companies
Active Negative Option PC0018ORG Negative Option Marketing/Billing
Inactive Reporting - Insurance PC0039ORG New reporting requirement is effective immediately: Report the life insurers you represent, have a contract with and/or on whose behalf you sell insurance products
Inactive Filing - Insurance PC0008ORG Notice - Filing of 2018 Annual Return for Ontario - Extra provincial insurance companies licensed in Ontario
Inactive Filing - Insurance PC0010ORG Notice - Filing of 2018 Annual Return for Ontario - Ontario incorporated insurers and reinsurers, fraternal societies, and reciprocal insurance exchanges
Inactive Premium Information PC0012ORG Notice - Premium Information for Cost Assessment - Non-Ontario incorporated Property and Casualty insurance companies and reciprocals
Inactive Filing - Insurance PC0009ORG Notice of Filing of 2018 Annual Return for Ontario - Ontario incorporated farm mutuals
Inactive Cost Assessment PC0003ORG PREMIUM INFORMATION USED FOR COST ASSESSMENT IN ONTARIO
Active Guideline PC0020ORG Reinsurance guidelines for Ontario incorporated and licensed companies
Inactive Licensing - Insurance PC0001ORG Reliance Model of Reciprocal Licensing
Active Insurance Prudential PC0045APP Risk Based Supervisory Framework for Ontario-incorporated Insurance Companies and Reciprocals
Inactive Filing - General Regulatory GR0003ORG Rule #1 - Electronic Service and Delivery Rule
Inactive Filing - General Regulatory GR0004ORG Rule #2 - Mandatory Electronic Filings Rule
Inactive Hearing Procedures GR0006ORG Rules of Practice and Procedure for Hearings Before the Superintendent of Financial Services
Inactive Filing - General Regulatory GR0005ORG Superintendent's Electronic Service & Delivery and Filing Rules
Inactive Capital Testing PC0041ORG Superintendent's Minimum Capital Test Guideline
Active Innovation GR0010APP Test and Learn Environments (TLEs) for Financial Services Innovation
Active Administrative Monetary Penalties - Insurance GR0011APP Transparent Communication of FSRA Enforcement Action
Inactive Consumer Protection - General Regulatory GR0002ORG Treating Financial Services Consumers Fairly Guideline
Inactive Consumer Protection - General Regulatory GR0001ORG Treating Financial Services Consumers Fairly Guideline: Frequently Asked Questions
Active Capital Testing PC0047INT Updated Minimum Capital Test Guideline for P&C Insurance Companies and Reciprocals
Active Administrative Monetary Penalties - General Regulatory GR0012APP Use of proceeds from enforcement under regulation “Money retained outside the consolidated revenue fund” Guidance
Active Whistle-blower GR0015APP Whistle-blower Guidance
Inactive Filing - Insurance PC0015ORG Year-end Considerations