Insurer group Insurer Approval date Approved rate reduction and filing details Rate reduction or discount currently available to consumers? Consumer required to contact insurer for rate reduction or discount?  2020 Premium rebate delivered?  2020 Premium rebate details
Allstate Allstate Insurance Company of Canada 25/06/2020 5% Reduced driving discount Yes Yes Yes First Rebate: 25% of one month's premium  
Second Rebate: 25% of one month's premium 
5% Increased UBI enrollment discount Yes Yes
01/12/2020 3.5% Base rate decrease  Yes No
Allstate Pembridge Insurance Company 01/12/2020 5% Increased UBI Enrollment Discount Yes Yes Yes First Rebate: 25% of one month's premium
Second Rebate: 25% of one month's premium                     
4% Base rate decrease Yes No
Allstate Pafco Insurance Company -- -- -- -- Yes First Rebate: 25% of one month's premium
Second Rebate: 25% of one month's premium 
Aviva Aviva General Insurance Company 29/04/2020 Premium capping Expired No No  
15% Reduced driving discount Expired Yes
02/07/2020 5% Base rate decrease Yes No No
Aviva Aviva Insurance Company of Canada 29/04/2020 Premium capping Yes No No  
15% Reduced driving discount Expired Yes  
02/07/2020 5% Base rate decrease Yes No  
Aviva S&Y Insurance Company 08/07/2020 5% Base rate decrease Yes No No  
29/04/2020 Premium capping Yes No  
15% Reduced driving discount Expired Yes  
Aviva Scottish & York Insurance Co. Limited 29/04/2020 Premium capping Yes No No  
15% Reduced driving discount Expired Yes  
02/07/2020 5% Base rate decrease Yes No  
Aviva Traders General Insurance Company 29/04/2020 Premium capping Yes No No  
15% Reduced driving discount Expired Yes  
02/07/2020 5% Base rate decrease Yes No  
CAA CAA Insurance Company 29/04/2020 Reduction in fees Expired No Yes First Rebate: $100 per policy             Second Rebate: $50 per policy
10% Base rate decrease Yes No
CAA Echelon Insurance 13/05/2020 Reduction in fees Expired No No  
15% Reduced driving discount Yes Yes
Commonwell Commonwell Mutual Insurance Group (The) 25/05/2020 Reduction in fees Expired No Yes $100 per household
Co-op Co-operators General Insurance Company 13/05/2020 Premium capping Yes No No  
21/07/2020 15% Reduced driving discount Expired Yes  
Co-op COSECO Insurance Company 15/07/2020 15% Reduced driving discount Expired Yes No  
Co-op CUMIS General Insurance Company 12/05/2020 Premium capping Expired No Yes 15% of 2 months' premiums
Desjardins Certas Direct Insurance Company 27/05/2020 Premium capping Expired No Yes  40% of 1 month's premium
Reduced driving discount*** Expired Yes
Desjardins Certas Home and Auto Insurance Company 27/05/2020 Premium capping Expired No Yes 40% of 1 month's premium
Reduced driving discount*** Expired Yes
Desjardins Personal Insurance Company (The) 27/05/2020 Premium capping Expired No Yes 40% of 1 month's premium
Reduced driving discount*** Expired Yes
Economical Economical Mutual Insurance Company 22/05/2020 Premium capping Expired No No  
Reduced driving discount*** Expired Yes  
Reduction in fees Expired No  
22/06/2020 Premium capping Yes No  
5% Base rate decrease Yes No  
Economical Sonnet Insurance Company 20/05/2020 Reduced driving discount*** Expired Yes No  
Reduction in fees Expired No  
Gore Gore Mutual Insurance Company 27/04/2020 Reduction in fees Expired No Yes 20% of 3 months' premium
29/06/2020 5% Base rate decrease Yes No
Heartland Heartland Farm Mutual Inc. 29/04/2020 5% Base rate decrease Expired No No  
Reduction in fees Expired No
Intact Belair Insurance Company Inc. 09/04/2020 Premium capping Expired No No  
Reduction in fees Expired No
04/06/2020 4.75% Base rate decrease Yes No  
15.0% to 25.0% Reduced driving discount Expired Yes
Intact Intact Insurance Company 09/04/2020 Premium capping Expired No No  
Reduction in fees Expired No
04/06/2020 5% Base rate decrease Yes No  
15% Reduced driving discount Expired Yes
09/11/2020 Reduced rates for some customers** Yes No  
Intact Jevco Insurance Company 11/06/2020 Reduction in fees Expired No No  
15% Reduced driving discount Expired Yes
Intact Novex Insurance Company 15/04/2020 Premium capping Expired No No  
Reduction in fees Expired No
05/06/2020 5% Base rate decrease Yes No No  
15% Reduced driving discount Expired Yes
La Capitale Unica Insurance Inc. 27/04/2020 Reduction in fees Expired No Yes 15% of 3 months' premium
Northbridge Federated Insurance Company of Canada 02/10/2020 Premium capping Yes No No  
Northbridge Northbridge General Insurance Corporation -- -- -- -- Yes 15% of 3 months' premium
Northbridge Tokio Marine & Nichido Fire Insurance Co., Ltd. -- -- -- -- Yes 15% of 3 months' premium
Northbridge Verassure Insurance Company 30/06/2020 5% Increased Home and Auto discount Expired No Yes 100% of one month's premium
Optimum Optimum Insurance Company Inc. 01/06/2020 3% Consumer relief discount Yes No No  
Peel Peel Mutual Insurance Company 12/06/2020 Reduction in fees Expired No No  
RSA Royal & SunAlliance Insurance Company of Canada 29/04/2020 Reduction in fees Expired No No  
05/05/2020 Premium capping Expired No  
27/07/2020 1% Increased Home and Auto discount Yes No  
1.0% to 3.8% Driving record decrease* Yes No
RSA Unifund Assurance Company 29/04/2020 Reduction in fees Expired No Yes 10% of 3 months' premium
12/08/2020 3.8% Base rate decrease Yes No
3.0% to 5.0% Increased discount for select groups Yes No
RSA Western Assurance Company 29/04/2020 Reduction in fees Expired No No  
05/05/2020 Premium capping Expired No  
27/07/2020 1% Increased Home and Auto discount Yes No  
1.0% to 3.8% Driving record decrease* Yes No  
SGI Coachman Insurance Company 29/04/2020 Reduction in fees Expired No No  
SGI SGI CANADA Insurance Services Ltd. 28/04/2020 Reduction in fees Expired No No  
TD Primmum Insurance Company 23/04/2020 Premium capping Expired No Yes $30 per policy (only to active clients who had not requested Essential Driving Discount by August 31, 2020)
25/05/2020 15% Reduced driving discount Expired Yes
Reduction in fees Expired No
TD Security National Insurance Company 23/04/2020 Premium capping Expired No Yes $30 per policy (only to active clients who had not requested Essential Driving Discount by August 31, 2020)
25/05/2020 15% Reduced driving discount Expired Yes
Reduction in fees Expired No
TD TD General Insurance Company 23/04/2020 Premium capping Expired No Yes $30 per policy (only to active clients who had not requested Essential Driving Discount by August 31, 2020)
25/05/2020 15% Reduced driving discount Expired Yes
Reduction in fees Expired No
Travelers Dominion of Canada General Insurance Company (The) 14/07/2020 Reduction in fees Expired No Yes First Rebate: 25% of one month's premium Second Rebate: 15% of one month's premium

*Decrease based on each customer's current driving record
**Reduced rates for risks based on age, annual mileage and commute
***Discount level varied by amount of reduced driving activity