In order to become a licensed mortgage agent in Ontario, you must be authorized by a mortgage brokerage and agree to deal in mortgages for that brokerage only. You must also:

  • Be 18 years of age or older
  • Be a resident of Canada
  • Have a mailing address in Ontario that can receive registered mail (not a PO box)
  • Successfully complete an approved course and exam

Mortgage agent education program

Before applying for your broker licence, you will need to take a course, approved by the CEO of FSRA, and pass an exam. Courses are available in English and French and are offered by a number of different providers. You must apply for your agent licence within 2 years of completing the course.

Please note that while come providers may offer different course formats, i.e., classroom or online, the standard curriculum remains the same.

Where to find a course

Mortgage Professionals Canada (MPC)

Canadian Mortgage Brokers Association - Ontario (CMBA)

Real Estate and Mortgage Institute of Canada Inc. (REMIC)​​

You may also take a mortgage agent education program offered by various community colleges in Ontario including: